Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.


More than anything your book, The Adventurer's Guide to Early Retirement, is consciousness-expanding. It raises the awareness within the reader of new possibilities that they might not have considered. The concept of a Perpetual Traveler and living a lifestyle with simplicity (Voluntary Simplicity) touches at something we don't come by easily in the US. Reading your book has changed me and altered my outlook both on travel and retirement. Thanks for a great read!!!

 J. Carey McGleish




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El Salvador




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Our Latest Adventure

Tabacos y Vinos - Antigua, Guatemala
Billy and Akaisha Kaderli

Antigua can be mesmerizing with her Colonial and culinary charms so obviously on display. It's easy to spend time here and we frequently visit from our adopted town of Panajachel, only two and a half hours away.

A Simple Road to Retirement
Billy and Akaisha Kaderli

We baby boomers have acquired a reputation for altering anything we touch. We have been described as a consumer market to be tapped into by those wanting to profit from our seemingly endless appetites for consumption. "Having it all" was a mantra of our age group, one we wore with pride. We displayed our wealth in all of the accepted avenues.

The Wealth Summit
Billy and Akaisha Kaderli

Part of the retiring early lifestyle is making sure your personal finances can actually support it! If you run out of money, it’s no fun going back to work later in life.

Panajachel, Guatemala - Spending For a Single Guy
Billy and Akaisha Kaderli

As you all know, we track our spending and have been doing so long before we retired in 1991. It was how we ran our business and how we guided our personal financial lives before we left the conventional working world.

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Real Investment Report
Lance Roberts

Short-Term Sell Signal Triggered - As I was out on vacation recently, I want to start this week’s missive by picking up where I left off previously: “As shown in the bottom part of the chart above, on a very short-term basis the market currently remains on a ‘buy signal,’ however, the weakness of the market over the last couple of days has led to some deterioration. Furthermore, the market is struggling with recent resistance levels as the overbought condition continues to limit the advance.

It Doesn't Hurt to Retire Early - Interview with Kim Hurt
Billy and Akaisha Kaderli

The journey towards retirement is unique for everyone. Since we all have a different approach, we thought Kim Hurt’s account of leaving the working world and entering retirement would be informative to those of you who will be facing that challenge soon yourselves.

The Experience Dividend
Billy and Akaisha Kaderli

Who said work is a four-letter word? With millions of Baby Boomers poised to leave the workforce within the next decade, many of us want to find ways to contribute from our vast wells of experience and knowledge. We want more freedom of expression in our lives instead of continuing what might be a lukewarm commitment to a full-time job.

Placencia, Belize
Billy and Akaisha Kaderli

Home to some of the best beaches in Belize, Placencia is not a bad place to get stuck. We found ourselves needing to hunker down over a long holiday and finding a room was a bit tricky. It's a town where you can relax, but don't let your guard down completely.


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Experience tells you what to do; confidence allows you to do it. - Stan Smith


Market Watch interviews Billy and Akaisha

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Billy and Akaisha


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Must-See Places in Mexico

The stress of living in the States can take its toll on your health. People say that living in Chapala, Mexico adds ten years to your life and we believe it. The relaxed Mediterranean lifestyle, clean air, great food, friendly people and just plain fun is bound to extend your life.

What are you waiting for?   Keep your retirement dreams alive.
Many North Americans have already made the move. 

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How Much Is Enough?
Billy and Akaisha Kaderli

The challenge was not realistic. No matter how hard or long we worked, we couldn't compete with Bill Gates' net worth. It just wasn't going to happen. Once we got that fantasy out of the way, we asked ourselves: ...

Could You Become Car-Free?
Billy and Akaisha Kaderli

It wasn't a decision we took lightly. In fact, Billy and I discussed the idea of becoming car-free for several years. There were good reasons to do it: no more maintenance and repair costs; no more fees for insurance, license plate renewal, or registration; no more fuel expense; and no more worry about storing the vehicle here in the States when we are traveling overseas for months or years at a time.

Six Tips to Make Traveling Easier
Billy and Akaisha Kaderli

Traveling is challenging enough with all one has to think about – getting the best price on airline tickets, arranging for lodging reservations, and being sure your passport is up-to-date with no expiration in the next 6 months. Who will watch your home, pets and garden while you are away? Then there’s packing.

The Cost of Working
Billy and Akaisha Kaderli

As you contribute every month to your 401(k), you've probably asked yourself, "Do I have enough to retire?" But perhaps you should be asking, "How much am I paying to work?" After all, maintaining a career -- and the lifestyle that often accompanies it -- isn't free.

Lisu VIillage - Mae Hong Son, Thailand
Billy and Akaisha Kaderli

The Lisu tribe mostly inhabit the southern Shan State of Myanmar (Burma), but started to migrate to Thailand in 1921. There are several villages just outside Mae Hong Son, so we hired a driver for half a day to take us to one.

Why we are taking Social Security at age 62 - Update
Billy and Akaisha Kaderli

We have decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that.

Update with Bill Clevenger

Several years ago we did an interview with an intrepid traveler named Bill Clevenger whom we met in Thailand. He shared his wisdom, insight and travel tips with our Readers at that time. We caught up with him again in Panajachel, Lake Atitlan, Guatemala, and thought we would give you an update.

Find jobs overseas, teach English as a second language, where to be a digital nomad, work from home, Senior jobs...

Are You Seeing Windows or Walls?
Billy and Akaisha Kaderli

All of us have struggles in life. Be it financial, health issues, family challenges, or something in our career; we all have stuff. Whether you succeed and move towards fulfillment and success or close down and become stagnant out of fear is your choice. The difference is how you approach these obstacles in your life.

Santo Domingo Historical District Dominican Republic
Billy and Akaisha Kaderli

This is a map from our hotel room in Santo Domingo, the capitol of the country Dominican Republic. It shows the second voyage of Christopher Columbus. The Dominicans are very proud of their connection to this explorer and his family, as they are an integral part of their nation's history.




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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Billy and Akaisha continue to journal and photograph their world travels.

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