Retire Early Lifestyle
Retirement; like your parents, but way cooler

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 25th year of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience. And they are just getting started!

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What an amazing couple you are! My wife is from Japan and I am from India. We met in a Bus in Kashmir 35 years ago.  Got married, settled down and have always talked about picking up our backpacks again.  Reading your Adventurer's Guide to Early Retirement has inspired us to seriously think of doing it again.  We live in Hawaii and will downsize our life to start on this discovery.  Today we set the date of my retirement. We hope to meet you in person one day and say "Thanks".

Ashok and Kiyoko


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Santo Domingo Walking Street
Billy and Akaisha Kaderli

It is the oldest European city in the Americas. Today, it has been declared a World Heritage Site by UNESCO. Known as "Zona Colonial" this area ...

The Plain of Jars....Laos Style
Billy and Akaisha Kaderli

The heat in Chiang Mai was becoming oppressive, and Song Kran was right around the corner. Wanting to escape both, we decided a trip to ...

Comments on Getting Out of the Rat Race
From a Reader

I was particularly moved by a letter written on your site by Peter a 61 year old wondering why he feels the need to escape the rat race and if other people feel like that too.

Santo Domingo Plaza
Billy and Akaisha Kaderli

Founded in 1496 by Bartolome Columbus, the brother of Christopher Columbus, Santo Domingo is the oldest European city in the Americas. Some of its claims to fame is ...

Lance Roberts X-factor Report

Since the end of the 2012, coincident with the Federal Reserve's implementation of QE3, the market has been on an unrelenting bullish trajectory that has defied weakening underlying ...

Retiring Early? Yes You Can
Jane Brown

We all dream about retiring early. Unfortunately, for many people even to be able to retire at all has become a pipe dream.

Simplistic Ways to Save More Money for Traveling
Jane Brown

When I talk with friends or relatives about regrets or wishes as it pertains to their lives, the one topic that seems to come up most is the regret of not traveling more.


Managers are people who do things right, and leaders are people who do the right thing. - Warren G. Bennis

Market Watch interviews Billy and Akaisha

Dave Ross from CBS Radio interviews Billy and Akaisha


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Smokin' Joe's Bar-b-que
Billy and Akaisha Kaderli

If you are at Lake Atitlan in Guatemala you must stop by Smokin' Joes to get some real tasty BBQ.

Financial Keys to Retirement
Billy and Akaisha Kaderli

Just as any successful business, you need to know your assets and liabilities. You are in charge of your financial life, so treat it like you are the CEO ...

Orange Walk, Belize
Billy and Akaisha Kaderli

There wasn't much to keep us in Corozal, and when we woke up early in the morning to head on into Orange Walk, healthy sea breezes wafted through ...

Debt Consolidation for a Stress-free and Debt-free Retirement
Charlie Brown

Debt seems to pose major hazard to any retiree’s financial security.

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Cigar Making in the Dominican Republic
Billy and Akaisha Kaderli

Taking our time exploring Santo Domingo, the capitol city of the Dominican Republic, we discovered this Fabrica ...

When Skipping Retirement Is a Better Option
Jane Brown

I know it sounds crazy. But it is among all things possible that retirement is not for everyone.

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Our Money Our Lives
Billy and Akaisha Kaderli

We left the workforce at the age of 38 in 1991, called ourselves retired and have been living off our investments since. But apparently, ...

Financial Planning for Women & Debt Settlement
Charlie Brown

The fundamentals of good financial planning remain the same for men and women however, women often come across unique economic issues and lifestyle concerns that need special attention and consideration.

An Effective Guide for Busy Women to Enjoy a Debt Free Life

Today, all busy women are looking for effective strategies to reduce their debts. 

How Technology Has Eased Our Financial Independence and Travel Lifestyle
Billy and Akaisha Kaderli

In 1991 when we retired there was no internet, on line banking, Bill Pay, stock trading or Skype. We had to make large pre-payments to ...

8 Secrets for Success from Early Retirees
Andrea Coombes

A fair number of people, it seems, believe that “early retirement” is an unachievable financial goal for most ...



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