Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

I just had routine medical care done in Chiang Mai, Thailand. I saw a dermatologist, had a physical/PAP, and had numerous labs drawn. Total cost was $339. Obtaining the health care was super easy. I took a cheap taxi to the hospital and went to the International Medicine counter and told them what I wanted. I saw a doctor within one hour of arrival and labs were ready in less than 2 hours. The hospital was immaculate and very quiet. Staff spoke fairly good English, and were incredibly nice and communicative. Thanks again for all the valuable information you pass on to others and for all the encouragement. I read your book The Adventurer's Guide to Early Retirement and started receiving your weekly emails around 10 years ago, when I had no savings and retiring early with an international travel lifestyle seemed like an unrealistic fantasy.



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Our Latest Adventure

Real Investment Report
Lance Roberts

The Bear Market Of 2018 - Let’s start with where we left off last weekend: “Currently, we do not know whether the current corrective action is JUST a normal, healthy correction, or the beginning of something bigger. BUT – this is the expected correction we have been discussing over the last several weeks. It is also something we had planned for by reducing overweight positions and adding a short-hedge to portfolios. With the markets on a short-term sell signal (noted by black vertical dashed lines in the chart above,) the current correctional process is underway. But, with the market now oversold on a VERY short-term basis a counter-trend rally over the next week, or two, should be expected.”

Lamanai, Belize - Maya Ruins River Trip
Billy and Akaisha Kaderli

One of the main reasons for visiting Orange Walk, Belize is its proximity to the Maya river ruins of Lamanai. This Maya complex is set in pristine tropical forest atop the western bluff of the New River Lagoon. Visiting this location offers you a unique view into the culture of the Maya and how they flourished in the bio diversity of this rainforest.

Berlina Bistro - Oaxaca, Mexico
Billy and Akaisha Kaderli

The city and state of Oaxaca are known for delicious and varied cuisine. The city itself is cultured, so you can find everything from locally made moles (MOH-lays) to Italian, Chinese and even German food!

The Benefits of Travel
Billy and Akaisha Kaderli

We understand that not everyone likes to travel. No doubt it can be challenging, but there are significant benefits if you choose to enliven your routine with a little excursion. Traveling makes you smarter!

One Woman, World Traveler

As a couple, we are fortunate to share our love of travel together. But what if you are single, or your spouse prefers the comforts of home to the challenge of adventure? Czechoslovakia-born, raised in Canada, married to a Brit and currently living in Hong Kong, Hana Marley has been journeying around the world on her own for decades, both before and after she was married. An experienced traveler, she shares her insight, tips and humor in our interview with her.

Palenque, Chiapas, Mexico
Billy and Akaisha Kaderli

We had a leisurely morning leaving Campeche, the pirate, buccaneer and slave trade center of the Yucatan in centuries past. And since we knew our bus travel would be an all day trip, Billy went out to purchase delicious lechon trancas, a local favorite of pulled pork sandwiches made with a baguette. Jorge, the manager of our hotel and a real gem, called a taxi for us and for 30 Pesos we were taken to the ADO bus station. Even though we arrived at the station around 10 a.m., many seats were sold out on buses leaving Campeche.

Yelapa, Mexico (Pronounced: Yeh-LAH-puh)
Billy and Akaisha Kaderli

Hanging out on Playa de Los Muertos in Puerto Vallarta, Mexico I was intrigued by hawkers offering trips to a secluded beach named Yelapa. I was promised that it was the "Hawaii of Mexico" but the only thing Hawaii and this beach had in common was high pricing. Well, that, and Yelapa and Hawaii share the same latitude. Check out my details below.


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If you can spend a perfectly useless afternoon in a perfectly useless manner, you have learned how to live. ~ Lin Yutang



Market Watch interviews Billy and Akaisha

Guide to Early Retirement

Dave Ross from CBS Radio interviews
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Retire Early World.

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Traveling Mailbox - View Your Postal Mail Anywhere in the World!
Billy and Akaisha Kaderli

If you are a traveler, a cruiser, an Expat, digital nomad or a snowbird, you need Traveling Mailbox. With Traveling Mailbox (and an active internet connection) you can access your postal mail from anywhere in the world via a Desktop Computer, Laptop, Phones and Tablets powered by Android, iPhone’s, and iPad’s. It's so easy!

The Effect of Compounding
Billy and Akaisha Kaderli

Our adventures around the world allow us to interact with many younger travelers in cafes and restaurants. Travelers are a great source of information about where they have been, places to stay and where to avoid. Things to do and the best way to get to a destination are often the topics of conversation. Many times we are asked about how we can afford to travel for so long and then there’s the predictable wistful response: “I wish I could do what you’re doing.” That’s when I tell them they can.

Interview with World Traveler Dale Knight

An extraordinary benefit of being world travelers, is getting to know other world travelers. A few years ago, we met Dale Knight in Chiang Mai, Thailand, and as usual, he was just passing through on his way to someplace else. This time to Pai, a small village five mountainous hours from Chiang Mai. There, he adopted a Lisu Hill Tribe family whom he regularly visits to bring small gifts or offer other monetary support.

On the Beach in Puerto Vallarta, Mexico Watch the fun of hydro-powered shoes in the Pacific Ocean at Puerto Vallarta Beach in Mexico. Have you ever done this? Looks like great FUN!

Hot Springs - Termal Cosala Hotel & Spa - San Juan Cosala, Mexico
Billy and Akaisha Kaderli

It's been cold this winter in Chapala, Mexico. Our bones were chilled and the skies were gray. Time to go to the Hot Springs! For about 60 cents U.S. each, we hopped a local bus and headed out to San Juan Cosala where there are several spas from which to choose. We dithered between two different places, but decided to try the "more expensive" one because it had such a beautiful garden interior.

I Want to Simplify and Travel
Q & A with a reader

I just came across an article about your decision to leave convention behind and really live. I need help to convince my conventional husband that we can do the same thing. Can you help?

Sunrise at the beach in Puerto Vallarta, Mexico Pacific Coast Hear the waves pounding on the shore as the sun rises over this favorite beach town, Puerto Vallarta, on Mexico's Pacific Coast. The sounds of birds along with the surf is very relaxing. If you have never been to PV, make it a point to visit!

Coke filmed this Super Bowl Commercial here at Lake Chapala

Transitioning to Retirement
A Remarkable Story - Part 3
Billy and Akaisha Kaderli

Has your transition to retirement gone smoothly? Did you meet unexpected obstacles along the way? If so, how did you handle those? Did you move through them, take a different turn, or stop? Our first days into retirement absolutely did NOT go smoothly. But now it's a remarkable story we tell to others along that same path. Enjoy our narrative below of Our First 200 Days

Playa de Los Muertos in Puerto Vallarta, Mexico Relaxing at the famous beach of Playa Los Muertos in Puerto Vallarta, Mexico. Letting your mind drift as the breeze catches the parachute!

How to Double Your Social Security Check
Billy and Akaisha Kaderli

The average monthly 2017 Social Security check is $1,342, which is $45.00 per day, or a little over $16,000 per year. Stories abound about how people are not able to live - or only struggle to get by - on their Social Security income in the United States. Even if they can manage to walk the budget tightrope, it’s not much of a retirement to look forward to and usually it's one that is supplemented with work.

What does it Cost to Live in Chapala, Mexico?

Our readers have written to us asking how much it costs to live in Chapala, Mexico. While much depends on your particular style of living, your housing needs and how you dine out or entertain yourself and your friends, below is a sample list of commonly purchased items to give you an idea of the money it takes to live in this charming town. This list is by no means exhaustive.




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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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