Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

The lifestyle you promote is so fascinating! After 2 years of solo travel, I've greatly grown in confidence that I enjoy this lifestyle, that it is affordable, and I can manage the unexpected challenges. The air-conditioned shuttle bus from Bangkok to Hua Hin took 4 hours and cost $10. I'm paying $21 a night for a private room/bath with air conditioning in Hua Hin, but the price drops to $11 a night with a fan and shared bathroom. Those wonderful hour-long Thai massages are only $6 here. And I can eat a large amount of delicious food at the night markets for less than $5. SE Asia is so inexpensive that I've started treating myself to splurges and just finished a 9-day trek with a private guide in the Himalayas in Nepal.






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El Salvador




New Zealand








Our Latest Adventure

Worry-Free Housing
Billy & Akaisha Kaderli

We have the best of both worlds. Billy and I often leave the US for months at a time to visit exotic locations. We set up a home base on the other side of the globe and settle into the local community. Then, due to visa restrictions or a desire to see family and friends once again, we return home to America’s stunning Southwest.

Is Eating Street Food Safe?
Billy and Akaisha Kaderli

Due to our restaurant background, one of Billy’s and my greatest joys in traveling is the eating of street food. We can’t imagine going to faraway locations where everything is pulsating with life and exotic new flavors and only eating off a sanitized menu at a name brand hotel. Why limit ourselves and our experiences out of an exaggerated sense of caution?

HOTEL 127 - Saigon, Vietnam
Billy and Akaisha Kaderli

The twenty dollar room rate included air-con, TV, minibar, and ensuite bath, as well as breakfast of fruit, baguette and jam, coffee, tea or juice, fresh fruit throughout the day, and dinner of spring rolls and noodle soup! She also provided pick-up from the airport for a six dollar charge.

Billy and Akaisha Kaderli

Akaisha and I have been “Parrotheads” or Jimmy Buffett fans for years, and back in our working days we went to numerous Buffett concerts at the Shoreline Amphitheatre in California.

The Benefits of Travel
Billy and Akaisha Kaderli

We understand that not everyone likes to travel. No doubt it can be challenging, but there are significant benefits if you choose to enliven your routine with a little excursion.

Xcalak, Yucatan, Mexico Living Off the Grid
Billy and Akaisha Kaderli

Some folks who had read our Adventurer's Guide to Early Retirement invited us to visit them while we were in the “neighborhood” - meaning the Yucatan peninsula. We have never been to the southern area of Mexico where they live, so we jumped on the opportunity. Instructed to meet Jon at 100% Agave, a well known local joint in Mahahual, we entered a Jimmy Buffet style bar-restaurant with beach sand as the floor.

Claim Your Freedom Every Day!
Billy and Akaisha Kaderli

Billy and I have been traveling the globe for almost three decades. Within those international trips we have noticed that humans intrinsically desire to be free. For the most part you and I enjoy our freedoms.

Real Investment Report
Lance Roberts

This, That & The Other Thing - Fortunately, nothing has changed much as the ongoing levitation of asset prices in hopes of “tax cuts/reform” still linger even as the risk of disappointment seems to have risen. On Thursday and Friday, the market experienced a very minor “sell off” as concerns over the “tax cut” bill surfaced. But even those concerns were rapidly offset by the “buy the dip” crowd with the S&P 500 finishing the week lower by sliding -5.56 points or -0.21%. OMG – “There’s blood in the streets.” 

Chapala, Mexico ...What are you waiting for?
Billy and Akaisha Kaderli

The north shore of Lake Chapala, Mexico is one of the premier retirement destinations for North Americans. We have been living here off and on since 1993, and there have been many changes to what used to be a sleepy town of 40,000. For the most part, those changes have been good ones. Take a look!


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The secret to happiness is freedom....the secret of freedom is courage - HH



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The Old and the New in Saigon, Vietnam



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Marvelous Melaque - Melaque, Mexico
Billy and Akaisha Kaderli

It's after 5 pm now when we arrive in Melaque, and although travel went smoothly, we are pooped. Grabbing our gear and quickly stopping by a hotel to look for the friends we are to meet, we have no luck. So we hit the road, walking, searching for a place recommended to us by a fellow body surfer whom we met in Puerto Escondido.

Travel through Mexico’s Pacific Coast which looks like California was 50 years ago! Fabulous beaches, great seafood, adventure travel.

Colorful Creations
Billy and Akaisha Kaderli

There are lots of opportunities to be creative in Asia. - While wandering the ancient market places in Chiang Mai, Thailand, I found bolts and bolts of Chinese silk at an excellent price.

How to Retire Before 40 Without $1 Million
Cameron Huddleston of

With discipline and a concrete plan, one couple did it. (It was US!)

Life in the Slow Lane
Billy and Akaisha Kaderli

Yeah Mon, the name of the shop, "Road Kill Tire Shop" says it all. Or does it? Like most things in Belize, things move slow. But as you can see, these guys are at the ready for whatever tire problem comes their way. I am sure they would "get right on it" if someone pulled up ...

Paul and Vicki Terhorst Interview Update

We met up again with Paul and Vicki Terhorst in the northern city of Chiang Mai, Thailand on our latest trip to Asia, and there was lots of catching up to do. The world has changed, and we have all added a few years onto our count, bringing in different concerns so we asked them if they would mind doing an update interview. Fantastically, they said yes.

7 Reasons to Move to Latin America
Billy and Akaisha Kaderli

While moving overseas isn't the answer to fulfilling everyone's retirement dream, more and more people are leaving their home countries to live elsewhere and for very good reasons. Below we have listed seven of these reasons. Take a look. Perhaps a couple of them could solve a problem you are facing in molding your future retirement.

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Interview with Tony Beck - Inspirational and Pragmatic
Billy and Akaisha Kaderli

Share on Facebook We at Retire Early Lifestyle like to share with you the stories of Captivating Characters. Below you will find a very down-to-earth success story of a journey to financial independence and personal satisfaction. Enjoy our interview with Tony Beck!

Gone Fishin'
Billy and Akaisha Kaderli

Zihuatanejo, located on the south west coast of Mexico, was made famous by the 1994 movie, Shawshank Redemption. Timothy Robbins' character, Andy Dufresne spent years in prison for a murder he did not commit. Through a series of orchestrated events, Andy was able to escape prison - but before he did so, he told Morgan Freeman ('Red') about a beach in Mexico where he wanted to forget about his past and live a simple life.

Join Us on the Road Less Traveled

Having the Courage to Change
Billy and Akaisha Kaderli

It’s a common theme. Much of the mail we get from our readers and those who enjoy our website speaks about the fear that holds them back from letting go of the life they know and moving forward into the retirement of their dreams.




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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Billy and Akaisha continue to journal and photograph their world travels.

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