Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.


I have just finished reading your book, and it is fantastic!  Thanks so much for taking the time to write it and share your experiences and knowledge.

I now have the most important and interesting book that I've ever owned (next to The Millionaire Next Door).  I have a five year plan to retire to Thailand, and I can hardly wait to go.

You and Billy have helped me realize that I DO have enough money NOW to live my dream, and after making some changes, I can continue to enjoy my life!  I haven't had the time yet to check out the links listed in the afterword, but I have never enjoyed reading a book so much!!!

Thanks again and thanks for sharing your life with all of us!
Sherry Johnson






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Do you ever dream about retiring early?

Billy and Akaisha Kaderli share their story of how they managed to retire early, at age 38. Billy, a Wall Street investor, realized he and his wife needed to pull back from work to help their marriage. Billy chronicles the steps he took towards early retirement and explains how he keeps his portfolio healthy. Learn about his market approach as well as his main sources of income. If you want to retire early, here are some good benchmarks to use.

Tracking Your Data
Billy and Akaisha Kaderli

No matter what stage of life you are in, it is important to know your financial health. This is not something you do just around income tax time but throughout the year. It's good to check in at least monthly or, as we do, daily. The same as any successful business must know their income and liabilities, so should you.

How to deal with Dollar Fluctuations when you live outside the US
Billy and Akaisha Kaderli

Let's say you're living outside the US and your fixed pension or Social Security is based in U.S. Dollars. If the Dollar takes a dive and loses value against the currency you are using, what might that decline of the Dollar mean for you?

Real Investment Report
Lance Roberts

Review & Update - Two weeks ago, I noted: “I have a sneaky suspicion that when I update the Fed Balance Sheet reinvestment analysis next week, shown below, we are going to find a substantial, well-timed, reinvestment by the Central Bank. Wanna bet?  Well, here is the updated chart of the 4-week net change to the Fed’s balance sheet. As you can see, reinvestments have, once again, returned to the market in a very “timely” fashion.

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Retire to Mexico?
Billy and Akaisha Kaderli

Chapala, Mexico continues to be a prime destination for North Americans to retire. Even with the current expansion changes which cause the town to become congested with traffic on weekends and during the 'snowbird season,' there seems to be no slowing down of either the building of communities or the enthusiasm of newcomers. Having one of the best climates in the world, an eternal spring, the natural beauty of the area is remarkable.

Baby Boomer Travel Experts (or Senior Travel Experts) Reveal Their 3 Favorite Places to Travel

There are so many favorite places to travel in the world, including some of the most stunning landscapes located right here in our own country. Everyone knows it’s almost impossible to decide where to go. Therefore, we at Southwest Discoveries have made the task less daunting for. We interviewed our top baby boomer travel experts and asked them if you could only travel to 3 places in your lifetime, what would be your 3 favorite places to travel to?

Why we are taking Social Security at age 62
Billy and Akaisha Kaderli

We have decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that. We have always lived an unconventional lifestyle and the fact that so many experts agree on waiting for payment gives us pause for thought. Here is our logic.


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  I don’t know what the seven wonders of the world are, but the eighth is compound interest. – Baron Rothschild


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Lamanai, Belize Maya Ruins River Trip
Billy and Akaisha Kaderli

One of the main reasons for visiting Orange Walk, Belize is its proximity to the Maya river ruins of Lamanai. This Maya complex is set in pristine tropical forest atop the western bluff of the New River Lagoon. Visiting this location offers you a unique view into the culture of the Maya and how they flourished in the bio diversity of this rainforest.

Top 30 International Retirement Blogs in 2017 - We listed our favorite blogs about international retirement. These sites will inspire you to take action on your dreams and turn them into concrete plans. No matter your age or where you are right now in your life. We also featured some blogs about early retirement and retirement planning.

Creating a Money Machine -The Effect of Compounding
Billy and Akaisha Kaderli

Travelers are a great source of information about where they have been, places to stay and where to avoid. Things to do and the best way to get to a destination are often the topics of conversation.

Briefcase to Backpacks - One of the best decisions we’ve made. Trading an office for the world, opening our minds instead of books, and swapping sandwich lunches for global cuisine, what an experience it has been!

There are No Guarantees in Retirement
Billy and Akaisha Kaderli

People often tell us they are going to wait a few more years to retire. They point out that by waiting, they will have health care provided for life and a pension that will let them afford the same lifestyle to which they've become accustomed. They won't have to scale back on spending or make awkward choices concerning ...

It's in the Genes
Billy and Akaisha Kaderli

We have spoken before how retiring early challenged the belief system of everyone we knew. This should not have come as a surprise. Doing something different from the crowd always stands out, and those who are separated from the herd often get eaten. In Japan, there is a saying, “the nail that stands up, gets hammered down.”

The Pana Vortex
Billy and Akaisha Kaderli

We didn’t plan on staying this long. No, really folks, we did not. It’s just that one thing led to another and here we are some four months later in Panajachel. Believe me, it could be worse. What I mean is that we could be stuck in a lot of places and Pana, as the locals call it, is one nice place to be.

The Rose Man
Billy and Akaisha Kaderli

Here in Panajachel, Guatemala there is a man who buys a dozen roses from a vendor who has the best roses ever, and gives them away – one at a time – to the women of this town.

Need a Mailing Address in the States? Try This!
Akaisha Kaderli

Billy and I have been traveling the world for almost 3 decades. So what do we do about our mail?

Want to Learn about Retirement? - Go to the Source
Billy and Akaisha Kaderli

Recently we have read articles on retirement in general and early retirement in particular in notable publications. What strikes us odd is that the authors might interview one retiree, and then three or four “financial experts” describing the risks that retirement entails. We are told over and over that $500,000 net worth is not enough, $600,000, $800,000 - it’s never enough.




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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Billy and Akaisha continue to journal and photograph their world travels.

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