Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.


My husband and I bought your first book, The Adventurer’s Guide to Early Retirement, years ago which sparked a huge interest in early retirement. We will retire (in our 50's) and put our house up for sale. We just bought our RV which will become our new house on wheels. We'd like to explore the US then go international. I want to thank you for planting the seed which we've been watering since. Looking forward to reading your new book, The Possible Dream.

Here’s to new experiences and to new friends. - Sonia


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Country Adventures








El Salvador




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Our Latest Adventure

Gone Fishin' Zihuatanejo, Mexico
Billy and Akaisha Kaderli

Zihuatanejo, located on the south west coast of Mexico, was made famous by the 1994 movie, Shawshank Redemption. Timothy Robbins' character, Andy Dufresne spent years in prison for a murder he did not commit. Through a series of orchestrated events, Andy was able to escape prison - but before he did so, he told Morgan Freeman ('Red') about a beach in Mexico where he wanted to forget about his past and live a simple life. That beach town was Zihuatanejo.

Real Investment Report
Lance Roberts

In last week’s missive “Bulls Run On Yellen’s Easy Money,” I addressed the breakout and why we increased equity exposure modestly in portfolios. “However, this changed this past week as Yellen uttered the two magic words: ‘EASY MONEY.’ Okay, it wasn’t exactly two words. It was actually: ‘Because the neutral rate is currently quite low by historical standards, the federal funds rate would not have to rise all that much further to get to a neutral policy stance.’ In other words, by saying that interest rates would not have to rise much further, the markets translated that to ‘lower interest rates for longer,’ confirming the Federal Reserve will remain “highly accommodative” to the markets so, therefore, ‘buy stocks.’ 

Time Is on Your Side
Billy and Akaisha Kaderli

"Begin now." That's what we say to those 20- and 30-year-olds who write to us asking how they should prepare to retire early. It may surprise you that we get letters from people still in college or just beginning (or even finishing) their careers. Some ask us what line of work they should pursue to give them a head start on cash savings, or where they might find a like-minded partner!

Interview with Len Smith

We at RetireEarlyLifestyle are always looking for unique ways for our Readers to make money and to express themselves. This could be an opportunity for you! Read on.

Guate Java Roastery and Coffee House - Antigua, Guatemala
Billy and Akaisha Kaderli

We love coffee! Here in Guatemala we are in prime coffee country and have so many cafes from which to choose to have a fresh cup of brew. Some shops serve breakfast, some serve the best French pastry ever, and some are just little cupboard sized rooms filled with tables, chairs, a roaster, a cappuccino machine and lively music. Guate Java is just such a place.

Favorite Places to Travel:
Experts Reveal Their Top 3 Favorites

We interviewed our top baby boomer travel experts and asked them if you could only travel to 3 places in your lifetime, what would be your 3 favorite places to travel to? Let me tell you, the insights we received from these well-established authors were nothing short of amazing.

Pedro is a Ladies Man
Billy and Akaisha Kaderli

Pedro is a ladies man. At thirty-five, he has those handsome Portuguese good looks, and is soft spoken. It’s no wonder he’s always got a girl on his arm. We met briefly a month ago while he was staying at our guest house in Chiang Mai, Thailand. At that time he was making his way south to the islands, and when I saw him leave, he was again with a lady.

Early Retirement as a Lifestyle
Billy and Akaisha Kaderli

You can retire early to spend free time as you want; travel, study and learn, play sports, pursue a hobby… We did! In 1991, at the age of 38, we left our fast track lives, packed it up, sold everything, and moved to Nevis, a 36 sq. mile island in the Caribbean. From there we started traveling and haven’t looked back. Are we living the life YOU want right now? Is this idea appealing?


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Nobody grows old by merely living a number of years. We grow old by deserting our ideals. Years may wrinkle the skin, but to give up enthusiasm wrinkles the soul. - Samuel Ullman


Market Watch interviews Billy and Akaisha

Dave Ross from CBS Radio interviews
Billy and Akaisha



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A Must See in Antigua, Guatemala

The stress of living in the States can take its toll on your health. People say that living in Chapala, Mexico adds ten years to your life and we believe it. The relaxed Mediterranean lifestyle, clean air, great food, friendly people and just plain fun is bound to extend your life.

What are you waiting for?   Keep your retirement dreams alive.
Many North Americans have already made the move. 

More Adventures


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Students love for free academic writing tips from retired teachers.

Visit Editorialveramar for helpful paper writing tutorials and guides.

Rainforest and Tree Identification Resources

Conserving and Building a Greener Future










































6 Tips for Cutting Your Medical Bill
Fehmeen who is an MBA graduate and who owns the personal finance blog, Top Money Hacks.

Prevention is better than cure, they say. This proverb holds true for both medical and non-medical conditions, because it's easier to stay away from a problem than to find a solution.

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Tikal Ruins, Guatemala

One of the major sites of Mayan civilization, inhabited from the 6th century B.C. to the 10th Century A.D., lies in the heart of the jungle surrounded by lush vegetation. - This is Tikal, in Guatemala

Older and Wiser
Billy Kaderli

As our long-time readers know, we have had our portfolio on autopilot for most of our retirement. Another body blow to our funds in 2008 served as a wakeup call; one of several in only a few short years since the beginning of that decade. This last shock in 2008 forced me to look at other financial strategies.

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Top 10 FREE Things to Do in Chapala, Mexico
Billy and Akaisha Kaderli

The stress of living in the States can take its toll on your health. People say that living in Chapala adds ten years to your life and we believe it. The relaxed Mediterranean lifestyle, clean air, great food, friendly people and just plain fun is bound to extend your life.

We’re Still Here! An Evolutionary Tale
Billy and Akaisha Kaderli

We did not have our retirement life scripted to purchase a house in a community, buy the last car we’d ever possess, and settle down. We let our retirement lifestyle unfold, blossom and develop into what it is now. Our style of 20+ years of financial independence was never planned. It evolved on its own. After quitting the rat race, our first stop was a 36-square mile island in the Caribbean West Indies named Nevis. Our number one project on our no-plan agenda was to slow down.

My Case for Financial Assets
Billy and Akaisha Kaderli

When I was a stock broker in California - one of the hottest housing markets in the US - real-estate was my competition. “Everyone” was making money in real-estate so why would they invest in the stock market?

Essential Guidelines for Travelers
Billy and Akaisha Kaderli

Keeping your essential personal and finance information safe while on the road should be at the top of your list. Losing your passport or credit card while traveling means you are in for some serious inconvenience.

Car Free Transportation Options in the U.S.
Q&A with a Reader

The transportation system in Boston made it easy to go car-free. We now plan to relocate to Colorado...

Everglades City Airboat Tour
Billy and Akaisha Kaderli

Southwest Florida has a very colorful history. The Everglades were filled with smugglers, outlaws, bootleggers, environmental activists, alligator hunters, songwriters and Gladesmen. We airboated through the Everglades on a previous visit to Florida, and we just happened to be returning there when Captain Gary wrote us an email.

Creating a Lifestyle of Meaning within Your Retirement
Billy and Akaisha Kaderli

It is imperative that you use this gift of personal free time to edify your morale, confidence and self-respect. If you allow yourself to slip into insignificance in your own eyes, it is guaranteed that you will be unhappy.




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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Billy and Akaisha continue to journal and photograph their world travels.

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