Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

I found your website in a news article on I am really enjoying your book, The Adventurer's Guide to Early Retirement. I'm learning that my own snobbery has been keeping me poor and stressed out. I wish I had figured this out years ago! I am making the lofty plan of retiring in the next 6 years at 45.

The dream begins, Rodney and Dimphina Ayers


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Our Latest Adventure

The Rocks in My Basket
Akaisha Kaderli

A few months ago, I was enjoying a cappuccino with a girlfriend at a local cafe and catching up on each other’s lives. “What have you been up to lately, Jo?” I asked eagerly. “Rearranging the rocks in my basket” she said matter-of-factly.

VIDEO - Tennis Courts in Cristiania Park, Chapala, Mexico

Billy brings you to Cristiania Park in Chapala, Mexico, where he built the last two tennis courts in the complex some years back. It's a gorgeous park, and tennis is a big draw for locals and for expats. Enjoy the Saturday morning tennis play!

How to Make Traveling Easier for Yourself
Billy and Akaisha Kaderli

Traveling is not for everyone. In fact, some feel that the whole hassle of traveling is less than inspiring, and the comforts of home beckon far greater. How about opening your perspective and begin to introduce some travel into your current lifestyle? Could you make this easier on yourself?

Order what you want... Eat what you get.
Billy and Akaisha Kaderli

One of the best things about traveling is the exposure to local culinary delights. We have a saying that we order what we want, but we eat what we get -- no complaints are allowed. For the most part we are thrilled with our meals and below we share some of the memorable ones with you.

Bigoli Restaurant Patzcuaro, Michoacan, Mexico
Billy and Akaisha Kaderli

After hanging around in Patzcuaro for a few days, we got to know where some of the international restaurants were located. We were hankerin' for some Italian food, so off to Bigoli Restaurant we went!

VIDEO - People Watch as They Walk Down the Cobblestone Street, Antigua, Guatemala

Watch people walking by on the cobblestone street as Billy sits in a restaurant by the window. Relax and enjoy a slice of life!

I Don't Understand the Stock Market
Billy and Akaisha Kaderli

“I don’t understand the stock market.” Over the years, I have heard this statement from people of all ages. I’m unclear as to whether it’s an excuse not to invest in equity markets or as a reason. Yet, these same people ...

VIDEO - Fireworks Display Over Antigua, Guatemala

Exciting Fireworks display over the ancient Colonial City of Antigua, Guatemala. Take a look and enjoy!

Real Investment Report
Lance Roberts

The Run Ends At The Highs - It always fascinates me how technical analysis is, more often than not, confirmed by some event. As I noted in last week’s missive: “Currently, the ‘bulls’ remain clearly in charge of the market…for now. While it seems as if much of the ‘tariff talk’ has been priced into stocks, what likely hasn’t, as of yet, is the rising evidence of weakening economic data (ISM, employment, etc.), weakening consumer demand, and the impact of higher rates.

VIDEO - See Three Volcanoes from the Rooftop of Our Antigua Hotel

From the rooftop of our hotel in Antigua, Guatemala hotel, you get a clear view of the 3 volcanoes located in here. Volcan Agua has erupted centuries ago, wiping out neighboring villages with its pyroclastic flow. Fuego did the same thing recently in 2018. Acatenango last erupted in 1972!


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  You come into this world with nothing and you go empty-handed. The wealth of life lies in how you allow its experiences to enrich you. - Sadhguru

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Claim Your Freedom Every Day!
Billy and Akaisha Kaderli

Billy and I have been traveling the globe for almost three decades. Within those international trips we have noticed that humans intrinsically desire to be free. For the most part you and I enjoy our freedoms. We have ...

VIDEO - Making Fresh Tortillas by Hand in Guatemala

Watch the Indigenous Maya make these fresh tortillas as their children look on. Every meal in Guatemala has the addition of fresh tortillas. You can hear the "slap-slap-slap" of tortillas being made all over town!

One Meal a Day 
Billy and Akaisha Kaderli

Traveling can be stressful enough with going from town to town, staying in strange hotel rooms, navigating the city's unfamiliar streets and dealing with the unknown location of restaurants.

VIDEO - Ride with Billy from Panajachel to Antigua, Guatemala

Billy hired Moises, our private driver from Panajachel, Guatemala, to take him to Antigua, a beautiful Colonial City about 3 hours away. Enjoy this lush scenery of the mountains of Guatemala, all the way to the cobblestone streets of Antigua.

5 Truths We Have Discovered after 3 Decades of Retirement
Billy and Akaisha Kaderli

Billy and I were fortunate. At the age of 38, we left the conventional working world and launched an independent lifestyle of our own creation. It was an uncharted road with few support systems like online banking, safe withdrawal rates, and email to keep in touch with family. We wrote our script for living as ...

VIDEO - Financial Freedom! - Adventure Travel! -  Change Your Life!

INSPIRING VIDEO on the books we offer to Change Your Life! Gain Financial Freedom! Enjoy Adventure Travel! Easy to follow, simple, down-to-earth, practical information to move you into the life of your dreams. Check it out!

Panimache, Guatemala - Where the Shoe Shine Boys Live
Billy and Akaisha Kaderli

In Panajachel, Guatemala, as well in Antigua, the old capital city of Guatemala, shoe shine boys come out of the surrounding towns to shine your shoes and make some money for their school supplies. It’s a noble act for these kids and their dedication to this task keeps them out of trouble.

VIDEO - Mayan Women Doing their Laundry in Lake Atitlan

Just like ancient times! Watch this short video of Mayan women doing their laundry in Lake Atitlan. This is a very common sight.

Easy Livin'
Billy and Akaisha Kaderli

When we write about living overseas in a retirement destination, one of our criteria is that it must be “easy living.” What do we mean by that? We love day-to-day life in a location with terrific weather, natural beauty, reasonable prices, great fresh food choices, kind people and no need for a car.

VIDEO - The Snug Bar, Antigua, Guatemala, LIVE MUSIC!

Billy visits a popular closet-sized bar in Antigua, Guatemala. LIVE MUSIC and FUN! Enjoy!

Simplifying Investing for Financial Independence
Billy and Akaisha Kaderli

As 2017 is in the books, I thought I would look back financially to where we started this adventure, from January of 1991. The chart below shows the ascent of the S&P 500 Index over our 27 years of retirement.

VIDEO - Beautiful Lightning Show over Lake Atitlan

Sit at the lake's edge and watch the exciting lightning show at sunset over Lake Atitlan. Mesmerizing Mother Nature.




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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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