Retire Early Lifestyle
Retirement; like your parents, but way cooler


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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.


IMHO, Billy and Akaisha are two incredible people that really and truly love each other. (You really can't put a price on true love, can you? ) I visit their website frequently and am constantly inspired by their (ongoing) story. Sure, the value of their portfolio fluctuates, but the 'value' of their lives is constant; as in - constantly increasing and improving! If you ask me, they are very 'wealthy' people, regardless of the $$$ in their portfolio or their investment strategy. I owe them a debt of gratitude for what they freely share on their website. They are a real inspiration.

Thanks Billy and Akaisha!





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El Salvador




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Our Latest Adventure

Practicing Yoga on the Road
Amanda Kingsmith

Here are 6 basic poses to help you stretch out, and feel amazing while on the road.

What Every Woman Needs to Know about Retirement
Billy and Akaisha Kaderli

The other day I read an article about women and retirement. In this piece, the number one premise for motivation was that we should be...

Hotel Hunting on the Road
Billy and Akaisha Kaderli

Traveling has been our lifestyle for two decades. Recently we took nearly four months to journey through the Pacific coast of Mexico, Guatemala, Belize and parts of the Yucatan.

Want to Learn about Retirement? Go to the Source
Billy and Akaisha Kaderli

Recently we have read articles on retirement in general and early retirement in particular in notable publications. What strikes us odd is that ...

Financials with a Reader: "I Have 'X' amount of Money. Can I Retire?"
Q&A with a Reader

So, I'm curious what the dollar amount of your investments was when you "retired" at 38?

Health Concerns while Traveling
Billy and Akaisha Kaderli

Traveling brings about lots of challenges in daily living, and flexibility is the key to going with the flow. My last physical was in Chiang Mai, Thailand where, ...

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Create a Social Security Life Hack!
Billy and Akaisha Kaderli

Just for kicks I ran some numbers. What if I would have been able to ...

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Journalist for MarketWatch, Andrea Coombes mentions us in her current article, How to retire early. Thanks Andrea!

Billy and Akaisha Kaderli, who blog at, are now in their 60s, but they retired more than 20 years ago, when they were both 38. They travel the world, living on less than $30,000 a year. A recurring theme among early retirees: Even if they are traveling the world, their lifestyle is ...

How do YOU want to Spend Your Money?
Billy and Akaisha Kaderli

You have worked your butt off for many years saving, investing and doing mostly the right things. Now you have accumulated financial assets and are ready to retire. All of the arrows are pointing up and you are ...

The Answers Are the Easy Part, the Questions Raise the Doubt
Billy and Akaisha Kaderli

Those of you who subscribe to our newsletter or follow us on our website or other social media know that we...


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The critical ingredient is getting off your butt and doing something. It's as simple as that. A lot of people have ideas, but there are few who decide to do something about them now. Not tomorrow. Not next week. But today. The true entrepreneur is a doer, not a dreamer. — Nolan Bushnell


Market Watch interviews Billy and Akaisha

Dave Ross from CBS Radio interviews Billy and Akaisha



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Do You Have What It Takes?
Billy and Akaisha Kaderli

Decades ago, one of the first dates Billy and I went on was a 50 mile hike through the Santa Cruz Mountains in California called the Skyline to the Sea Trail.

Real Investment Report
Lance Roberts

From a technical basis, looking at the structure of the trend, and given the probability it is in the latter stages of this particular bull market, we have likely seen the S&P 500 just complete a large consolidation, as mentioned above, concluding ...

Why Taking A UK Road Trip Is A Great Retirement Idea
Carol Trehearn

The UK is small enough that if you break up your road trip, you can get from one end to the other by car if you want to, and have lots of memorable times on the way.

Economic Refugees
Billy and Akaisha Kaderli

From Thailand to Mexico, from Guatemala to Ecuador, people known as economic refugees are looking for a better lifestyle, lower cost of living and ...

Monterey Bay Aquarium - Monterey, California
Billy and Akaisha Kaderli

Focused on both entertainment and education, this aquarium is the pride and joy of patrons and residents of this coastal area.

5 Qualities to help you become an Exceptional Caregiver
Harriet Smith

If you are interested in becoming a care giver, here are a few characteristics which you must develop in order to carry out your job with excellence.

Retirement Is Not Rocket Science
Billy and Akaisha Kaderli

Getting your house in order for retirement or financial independence is not that difficult.

Volcan, Panama
Billy and Akaisha Kaderli

One day, while staying in the town of Boquete, Panama, our friend Jackie Lange offered to take us to the town of Volcan and the surrounding areas. We said: "Let's go!"

Fun things to do in Antigua, Guatemala
Billy and Akaisha Kaderli

These days you can still savor the beauty of the ruins in the city of Antigua, but there are lots of other things to do in this international city as well. 

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Your Questions - Our Answers Vol2 is now available.

Introduction -The World Is Your Oyster - Horrendous and Frightening Healthcare Costs in NYC - Single Woman Going to Chiang Mai, Thailand - Get Out of Debt Using “Loan Forgiveness” Programs - What to Do with Mail on Long-term Travel? - I’m not Yet 30 and Working on Retirement - Rising from the Ashes to Newfound Freedom -  The Power of Having a Plan - and more....

How To Find The Best Online Shopping Deals
Charlie Brown

Many people love to shop online. This is because you can do it from the comfort of your home or your workplace.

Over Two Dozen Years of Financial Independence
Billy and Akaisha Kaderli

Another year has passed, and on January 14, 2017, we will begin our 26th year of financial independence. On the one hand, it’s easy to take this lifestyle for granted since we have lived it for decades.


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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance and world travel. With the wealth of information they share on their popular website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible.

For more information about financial independence and travel, visit our book store

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Over 1,400,000 visitors annually.

Billy and Akaisha continue to journal and photograph their world travels.

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