In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
Media Interviews with Billy and Akaisha
Billy and Akaisha in a
lancha, on Lake Atitlan, Panajachel, Guatemala
Meet Billy and Akaisha - 81 second video
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Video and Theme Song - CLICK PHOTO
Our successes in both the
Brokerage and Restaurant businesses afforded us the opportunity for early
retirement at the age of 38. This was a bit unconventional, especially
four decades ago, but that is only part of the
We had many interests to pursue while
we were still mentally
and physically flexible. A few of these choices were global travel,
foreign cuisine, native people's artwork and
customs. Journaling and photographing these travels from a unique perspective
and placing them on our website
made it easier to remain in
touch with family and friends. Interesting and packed with
information, this collection could be of value to you. All comments
Whether it's Dick's Bar on the tiny island nation of Nevis, West Indies,
volunteering in Mexico, the Grand Palace in Bangkok, Thailand, cruising on Halong
Bay, Vietnam, or getting to know the Maya in Guatemala, we have tales to tell.
Enjoy them, and perhaps our paths will
in Hanoi, Vietnam
In late 1979, we purchased
LUTHER'S, a 43 seat restaurant in
the seaside community of Santa Cruz, California, near the yacht harbor. For
10 years, we owned and operated this restaurant, bringing it to local fame.
For the first 5 years, we worked as a team; Billy, the Chef, and
CEO. Dean Witter took a keen interest in Billy, recruiting him for their
brokerage firm. Eventually, Billy became Vice President of investments, and
branch manager of the Aptos office. Meanwhile, Akaisha continued to operate
the restaurant on all levels, which was open 365 days a year, breakfast,
lunch and dinner.
In 1989, we assessed our lives, our dreams and our bank balance. Making some bold choices, we decided to get on track to becoming early retirees. In
January of 1991, at the age of 38, we retired and moved to Nevis, a 36
square mile dot in the West Indies. From there our perpetual gypsy schedule
began, traveling through the
West Indies, Venezuela, US, Canada, Mexico,
Central America and
many nations in Asia.
We met and married in Santa Cruz, California over 4
ago. BILLY was a trained and certified
French chef, having trained in The Celestial (3 Star) and La Maisonette (5
Star) restaurants in Cincinnati, Ohio. During our travels to Europe in 1979
for 6 months, we pursued Michelin Guide restaurants and their chefs. Upon returning to California, our intention was to buy a restaurant, and incorporate
this food, wine and recipe research. A keen interest in food has
always been a priority.
We have visited and/or lived in scores of countries, gathering stories
and photos along the way.
In 2005, we wrote our first book,
The Adventurer's Guide to
Early Retirement, A Common Sense Approach
in order to answer
the many questions asked of us over the years. Often these questions were
similar, and many people had the same concerns or doubts about
their own retirements. Therefore it was more convenient to have our
story accessible in one location offering our approach as a template for
those interested in implementing their own retirement plans.
This popular book, sold in over 40 countries around the world, has been
updated in 2023 and is now in its fifth edition,
Guide to Early Retirement, A New Perspective
In 2010, we wrote the book,
The Adventurer's Guide to Chapala Living
answering many of our Readers' questions about this remarkable place, and how to
prepare for a first trip to this number one expatriate destination. In 2023, we
updated this very popular book and now have the 3rd Edition.
Adventurer’s Guide to
Destination Choices compares Mexico, Guatemala, Thailand and the
U.S., highlighting the pros and cons of these countries as
The Adventurer's Guide to the Pacific Coast of Mexico
Guide to Mexico's Highlands both detail our route,
the places we stayed, prices we paid and the history and culture of
these locations in Mexico.
Your Retirement Dream IS
was written in 2011, and is a must-read for anyone who
dreams of retirement but worries that their plan has been derailed. After reading this book, you'll come away not only with a
solid financial plan, but the courage and know-how to take the leap into
the life you want.
The Adventurer's Guide to Guatemala,
written in 2012, is an invaluable guide if you want to travel to this
often overlooked retirement destination. We cover Maya
ruins, island cities, exploding volcanoes and we include hundreds of
photos. necessary information such as Hotels, available
transport, grocery stores, restaurants and entertainment,
information on medical clinics, hospitals, pharmacies, dentists,
visa services, Spanish schools, banks, immigration offices,
entry and exit locations to Guatemala are listed along with the
prices we paid.
The Adventurer's Guide to Pana Living - Living in
Panajachel, Lake Atitlan, Guatemala was written in 2015 and is
the most comprehensive guide to Panajachel currently available. If you would
like a unique style of retirement, living alongside an ancient Mayan
indigenous culture, with one of the most beautiful lakes in the world as a
feature point, Panajachel, Lake Atitlan, Guatemala is worth a look.
Since then, we have become contributors to
financial newsletters like The Motley Fool Rule Your Retirement,
and travel and news magazines such as International Living,
Living and Investing Overseas, and Escape From America.
We also post our pieces on AMAR,
After Fifty Living,
and others. Bob Clyatt featured us in his book,
Work Less, Live More as an
example of retirees on the move. We've been interviewed on TV business shows
from Cincinnati, Ohio to Phoenix, Arizona. Bankrate.com,
SmartMoney USNews and World Report Kiplinger,
MarketWatch, NerdWallet , Minyanville and
more all found our early retirement story to be inspiring and informative.
These podcasts and financial blogs also were intrigued by our story:
The Changed Physician,
Mad Fientist, and more.
Because our story is so unique,
Kiplinger's Personal Finance Magazine interviewed us as part of
their cover feature, Make your money last FOREVER! You can
read about us here:
Clark Howard, a nationally
syndicated radio talk show host, was also impressed with our story. He
wanted his listeners to benefit from our years of experience, and so
us on his radio program.
have been published or interviewed in various newspapers and digital media
around the country and the globe,
Deseret Morning News, Salt Lake City Utah, The Arizona Tribune, FOXBusiness, and BoomersTV, Redefining Life After Fifty!. And
our story was featured in an interview by Nicole McGregor on 12 News
Today, KPNX/NBC, Phoenix, Arizona.
CNBC loved our story and our financial advice.
We also have a video available on our
Meet the Kaderlis, which we believe you will find
both motivating and of practical use.
We want to emphasize that no one knows what tomorrow will bring. There are many ways to live a life, so
make the most of it! Our
advice to you is: Embrace your future! Follow your dreams!
About the Authors
Billy and Akaisha Kaderli are recognized
retirement experts and internationally published authors on topics of finance, world travel
and medical tourism. They have been interviewed about retirement
issues by The Wall Street Journal, Kiplinger's Personal Finance Magazine, The
Motley Fool Rule Your Retirement newsletter, nationally syndicated radio talk
show host Clark Howard, Bankrate.com, SmartMoney, Minyanville, FOXBusiness,
USNews and World Report, CNBC and
countless newspapers and TV shows nationally and worldwide. With the wealth of
information they share on their popular website
they have been helping people achieve their own retirement dreams since 1991.
Continuing to journal and photograph their world travels, Billy and Akaisha have
home bases in Thailand, Mexico, Guatemala and the U.S. They have been married
over four decades, and enjoy the world of finance, fine cuisine, photography, and
publishing, playing tennis, volunteering, traveling and learning about native
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha