Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

In the last few years, much has been written about the virtues of achieving FIRE, Financial Independence Retire Early, and living a rich free life. But, it all seems so new. Written mostly by those still on the way or just a few years into being FIREed. You wonder: Does it really work? For the long term? In this book, The Adventurer’s Guide to Early Retirement, Your Simple Path to FIRE, Billy and Akaisha tell you. They have been on this path for 10,000 days, just shy of three decades. This is their guide for how you can make it happen too. If you’ve ever wondered about the FIRE life but thought: What about money, food, housing, relationships, peer pressure, clothes, travel, etc? your answers are in these pages.

JL Collins -  Author of The Simple Path to Wealth and founder of the FI Chautauqua events.

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Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange has your answers regarding Panama

A follow up book on our early retirement adventures

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El Salvador




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"Do you think you would like to work a little bit more before retirement? You need to contact CraftResumes to get some help with finding any job. Don’t hesitate, our service is ready to assist you"

Best inflatable kayaks

In search of a professional academic writing service? Address CustomWritings to get essay help from ENL writers.


Our Latest Adventure

We're not for everyone.
And we're okay with that.
We think you'll be okay with that too.

Real Investment Report
Lance Roberts

Listen To The Yield Curve Message - On Wednesday, CNBC ran the following headline: “Stocks plunged on Wednesday, giving back Tuesday’s solid gains, after the U.S. bond market flashed a troubling signal about the U.S. economy.” – CNBC On Thursday, CNBC runs the following headline: Growth forecasts are rising and the economy looks nowhere near as bad as the bond market predicts. So, which message is correct?

The Heart of Mexico; Love in a Cantina
Billy and Akaisha Kaderli

Billy and I spend a lot of time together. After being retired almost three decades, we have worked out a nice rhythm of time apart and time working on joint projects and having fun. Here in Chapala, Mexico, Billy will sometimes go to a favorite cantina in the afternoons ...

VIDEO - The Bull Ring in San Miguel el Alto, Mexico! Genuine!

Have you ever seen a genuine bull ring? In San Miguel el Alto, Mexico, they still have traditional bull fights. Here you will see what a classic bull ring looks like, where a matador shows his display of bravery, skill and dexterity that goes back to 711 AD in Spain.

Beach Hats
Billy and Akaisha Kaderli

Wearing a hat to protect ourselves from the sun is a common sense custom. The styles of hats and the materials they are made from have changed over the centuries when the first brimmed hat was made of wool felt, leather or straw in ancient Greece. In "Old Style Mexico," the stiff and wide sombreros that men wore also served as a way to carry home foods from the market place. However, these days and especially at the beach, hats are fun and fashionable!

“Change Is Hard”

She Said Over and over, life experience has shown her how hellish it has been to make changes. “I’m not so sure it needs to be…” I gently offered back to her.

5 Things You Can Do Right Now to Gain Control over Your Future
Billy and Akaisha Kaderli

No matter what goes on in the news, Washington or the world, to build a stable tomorrow, we must take control of our own lives. Even with all the current upheaval, here are five things you can do today to empower yourself.




VIDEO - Visit the Plaza of San Miguel el Alto, Mexico

Another clean Mexican town of about 40,000 population. Friendly people, great weather. Take a short walk with Billy.

The Malecon in Mazatlan, Mexico
Billy and Akaisha Kaderli

We were finishing up a couple of weeks traveling through northwestern Mexico. First we arrived in Chihuahua to take the El Chepe train through the Copper Canyon. Then we went to El Fuerte, the birthplace of ZORRO! On to Culiacan, and now we are here in a famous tourist spot, MAZATLAN!

Do You Need Two Million Dollars to Retire?
Billy and Akaisha Kaderli

We like to keep informed about the topic of retirement from the perspective of money managers and those in the financial fields. You might have read some of these articles also, you know, the ones that say Americans have not saved enough to retire.

Cost of Living in Chapala, Mexico
Billy and Akaisha Kaderli

Our readers have written to us asking how much it costs to live in Chapala, Mexico. While much depends on your particular style of living, your housing needs and how you dine out or entertain yourself and your friends, below is a sample list of commonly purchased items to give you an idea of the money it takes to live in this charming town. This list is by no means exhaustive.


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  All dreams are adventures, and the most adventurous of all dreams is the one we’re living right here and now – called life.

We took social security at the age of 62, should you?

The Adventurer's Guide to Early Retirement 4th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you




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Fresh Fruits are a common sight in Chapala, Mexico


Profile of Billy and Akaisha 38 year old retirees

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Retirement begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

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Looking for Marketing that Delivers, reach out to a Los Angeles SEO company that can help bring your website business.

Bespoke Yacht Charter specializes in yacht rental in St Tropez, Cannes, Monaco and the French Riviera.

Ask us anything to help you on your road to a fullfilling retirement

Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala


VIDEO - Take a Walk on Chapala's Malecon

LIVE MUSIC Mexico Billy takes an afternoon walk on the famous Chapala, Mexico malecon. LIVE MUSIC in the background. See the gorgeous lake and vendors selling sweets and ice cream. Tourists are walking around with the glistening lake in the background.

Our Money Our Lives
Billy and Akaisha Kaderli

Since we run an award-winning website, from time to time we receive emails from our readers asking us if we are really retired. Some people sniff and say we can’t be because we sell books and have ads on our site. We left the workforce at the age of 38 in 1991, called ourselves retired and have been living off our investments ever since. But apparently, there are rules one must follow in order to actually assume the title of being "retired." The only thing is, those rules vary from person to person.

A Simple Road to Retirement
Billy and Akaisha Kaderli

We baby boomers have acquired a reputation for altering anything we touch. We have been described as a consumer market to be tapped into by those wanting to profit from our seemingly endless appetites for consumption. "Having it all" was a mantra of our age group, one we wore with pride. We displayed our wealth in all of the accepted avenues.

Mexico Homepage
Individual Colonial cities, beach towns, mountain towns and books are here.

Flight Changes, Orphaned Luggage
Billy and Akaisha Kaderli

Unexpected upheaval on the way home I was really tuckered out after a month-long stay visiting my family in California and was looking forward to an easy flight home to Guatemala. Billy (that angel of mine!) was waiting for me in Antigua and he had arranged for our private driver to meet me at the Guatemala City airport about an hour away and bring me to our hotel.




VIDEO - The Brooks Jazz Band Plays Live Music on the Beach, Puerto Vallarta

The Brooks from Montreal, Canada play LIVE JAZZ AND FUNK on Puerto Vallarta Beach in Mexico. Everyone turns out to listen and to dance. Enjoy the fun, and Funk Out here with this video! Great sax solos...

Sololá Indigenous Maya Market - Sololá Laguna Atitlan, Guatemala

Sololá lies along an ancient Maya trade route between the hot Pacific beach lands and the chilly mountain highlands of Guatemala. All the traders meet here in this Maya town for Friday's Market Day, one of the highland's best. You can walk the 9 km up the mountainside from Panajahcel, but we decided to take the bus.

Never been to an authentic Maya market? Don't miss this video! See native Maya dress and hear Spanish and Kaqchikel spoken in this large Guatemala marketplace.

El Chepe Train Homepage
Billy and Akaisha Kaderli

For years we had heard of the Copper Canyon in Mexico from our good friend, Captain Ray Gaines, and always wanted to to take a train ride through these series of canyons and ravines. Some say this is the most scenic railroad trip on the continent. The tracks pass over 37 bridges and through 86 tunnels, rising as high as 7,900 ft above sea level near Divisadero, the continental divide.

TEN THOUSAND DAYS of Financial Independence!!

Here we are at Chacala Beach in Nararit, Mexico and I ask Billy, What is distinctly memorable for you, during these 10,000 days of retirement?

COME JOIN US on this road less traveled!

Saigon Coffee Houses
Billy and Akaisha Kaderli

It is a little known fact that coffee helped transform the economy of Vietnam.

Fresh Fish on the Grill! AMAZING!

On the beach of Chacala, Mexico, FRESH fish on the grill for lunch! You can hear the sizzle, almost taste it as you see the grill chef prepare whole fish for the clientele of Chico's Restaurant.

Are We Being Misleading about FIRE?

Q&A with a Reader I am not trying to be confrontational, but people need the “whole story” or else its of little value….. at least to me….


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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