Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

Our Latest Adventure

Going sailing, Boracay, Philippine Islands Are You Afraid of Retirement?
Billy and Akaisha Kaderli

You have saved and carefully invested for years, and the personal discipline is about to pay off. So why is there apprehension in the bottom of your belly? Let's be honest. There is risk involved, and the future no longer seems certain or familiar.


Jackie Lange expert has your answers regarding Panama

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Early retirees in Oaxaca, Mexico Time Is on Your Side
Billy and Akaisha Kaderli

"Begin now." That's what we say to those 20- and 30-year-olds who write to us asking how they should prepare to retire early.

No Pivot, No Pivot On The Horizon As Fed Hikes 75bps

Real Investment Report
Fed Hikes 75bps, No Pivot & A Hard Landing It was a tough week for equities as the Fed hiked 75bps and signaled that “no pivot” in policy is coming. Such disappointed the markets in desperate need of some “encouraging news,” but none was to be had.

Meet Billy and Akaisha, Who FIRE’D 30 YEARS AGO! PART 2

Very inspiring, thank you. - Ben, - Loved it. So practical. So free spirited.- Mighty

No Bad Days at the Beach, Chacala, Nayarit, Mexico

Billy is at Chico's Restaurant before opening time, the day after a BIG storm came through.

Billy and Akaisha on the shores of Lake Chapala The Cost of Working
Billy and Akaisha Kaderli

But perhaps you should be asking, "How much am I paying to work?" After all, maintaining a career -- and the lifestyle that often accompanies it -- isn't free.




Boating on the Mekong River between Thailand and Laos

5 Truths We Have Discovered with over 4 decades of Retirement
Billy and Akaisha Kaderli

At the age of 38, we left the conventional working world and launched an independent lifestyle of our own creation. It was an uncharted road with few support systems like online banking, safe withdrawal rates, and email to keep in touch with family.

Bumrungrad Hospital, Bangkok, Thailand

Medical Vacations: A Retiree Health-Care Solution?
Billy and Akaisha Kaderli

The debate over U.S. health-care reform rages on. But why wait for someone else to dictate your future? You have many options -- if you're willing to take a vacation.

Early Retirees Oaxaca, Maxico

Early Retirement as a Lifestyle
Billy and Akaisha Kaderli

In 1991, at the age of 38, we left our fast track lives, packed it up, sold everything, and moved to Nevis, a 36 sq mile island in the Caribbean. From there we started traveling and haven’t looked back.

Caleta Beach, Mexico Preparing Your Portfolio for Retirement? - Income Is So Yesterday
Billy and Akaisha Kaderli

When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

Billy and Akaisha Kaderli

FIRE - Financial Independence, Retire, Early
Billy and Akaisha Kaderli

Here we are, well into our 32nd. year of financial independence, and according to the pundits it wasn’t suppose to be this way. We were supposed to run out of money, the 4% rule doesn’t work, and we would be bored. Yet, we’re still going strong.


Kelty backpack with Panama hat on top

Essential Guidelines for Travelers
Billy and Akaisha Kaderli

Keeping your essential personal and finance information safe while on the road should be at the top of your list. Losing your passport or credit card while traveling means you are in for some serious inconvenience.



Each problem has hidden in it an opportunity so powerful that it literally dwarfs the problem. The greatest success stories were created by people who recognized a problem and turned it into an opportunity. - Joseph Sugarman, American Author

We took social security at the age of 62, should you?

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

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Your Retire Lifestyle Mentors Ask us anything to help you





Gold For Retirement




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Financial Independence begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

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Keeping the Dream Alive
Billy and Akaisha Kaderli

During our conversations, the common theme seemed to be the state of the economy and the lost values in people's homes and investment accounts.

FIRECracker Blogger Interviews Billy and Akaisha

This couple is an excellent example of old school FIRE !! Kudos to them !!- Bill

Always refreshing to see those who are not all about the money, and more into a fulfilling and humble life! Volunteering is truly underrated and I wish more in the FI community would embrace it. - Financial Fives


We Do Not Know the Future
Billy and Akaisha Kaderli

Depending on where one stands, the idea of "The Future" can be invigorating or terrifying. The thing is, ...

Billy and Akaisha at Monte Alban ruins, Oaxaca, Mexico Extreme Early Retirement

By tracking your spending, you, too, might be able to retire early and travel the world.




Billy and Akaisha at Puerto Vallarata Beach, Mexico

What is Retire Early Lifestyle?
Billy and Akaisha Kaderli

Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

Travel the World as a Couple on $2,500 a Month - A Passport Dividend
Billy and Akaisha Kaderli

Once someone learns that we retired at the age of 38 in 1991 and have been traveling the world ever since, they ask, "How could you afford such a lifestyle?

How to Become a Millionaire by 50 years of Age
Billy and Akaisha Kaderli

Becoming a millionaire by 50 years of age seems like an ambitious goal these days. But is it really?

Chacala Beach

The Experience Dividend
Billy and Akaisha Kaderli

With millions of Baby Boomers poised to leave the workforce within the next decade, many of us want to find ways to contribute from our vast wells of experience and knowledge.

Investors, Not Traders - Lessons Learned
Billy and Akaisha Kaderli

When I was a broker, my wealthiest clients had one thing in common: They owned their stocks for years.

Johanna in her store

Personal Capital - Living the Village Life
Billy and Akaisha Kaderli

Over the last three decades of financial independence, Billy and I have done some extensive world travel. While we have seen the large cities, the amazing architecture, eaten in some of the finest restaurants and enjoyed museums, plays, and concerts, generally, we are attracted to Village Life.

Hotel Casa Chacala

Hotel Casa Chacala - Chacala, Nayarit, Mexico
Billy and Akaisha Kaderli

After living in Chapala, Mexico off and on since 1993, we were gobsmacked that we had not heard of this beach sooner.

Billy on Chacala beach, Nayrit, Mexico What I learned on Wall Street From a Reformed Broker
Billy and Akaisha Kaderli

We learned the rules of option trading, were told what an IPO is, and learned about the benefits of diversification. But this does not mean we were taught the skill or art of investing.




One of the most beautiful places on the planet

Four books on Mexico, a great value. Take advantage of our insights.

Early Retirement Blog

The Pacific Coast of Mexico Guide details our travels along the coast.

Check cbd shop Online

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez





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Want to go to Guatemala. This is the book to travel with

Goldco Review

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.



Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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