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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


Dear Akaisha and Billy, We’re so sorry to hear your news, but you (Akaisha) are approaching it in the way you’ve always (jointly, as a couple) approached life, with courage and grace. Billy, the loss (whenever it happens) of a true partner and love is probably the thing we all fear the most. Neither of us can imagine the pain and sense of loss, nor do we want to, although we know it’s inevitable that one of us will. For both of you, your courageous and joyous approach to life has been an inspiration. Our heartfelt wishes for peace and love during this journey together. Richard & Kathryn

Good morning Akaisha, So sorry to hear the treatments did not produce a remission.  You are both certainly strong and courageous.  Such beautiful love - and extending outwards ... I remember when you checked up on me just last month (Lo de Marcos) when I wrote for health resources in the area due to low blood count. I hope this transition goes as well as possible. A transition we must all make. Just not so soon. Thinking of you, Catherine

Billy and Akaisha, I wanted to let you know I bought your book years ago before I retired. You guys are part of my inspiration on how I now live my life. Traveling, surfing, cultures, people, learning languages and staying connected with friends. A big thank you. Your lives are part of my story forever.   Thank you for the bottom of my heart. To Akaisha, I hope peace and endless love for you  Leo Medina

Dearest Akaisha and Billy, Thank you for this treasured note….sending you much love and prayers. You have made a difference in the world in ways you may not fully realize. I appreciate YOU.  -Joy, (NY and Chapala)

I am so sorry to read this, Akaisha! You know how much you have inspired me & how long! You continue to inspire. I love your outlook & your message. Thank you so much for everything! All my love, Lisa

Our Latest Adventure

Shipwrecked on a Nice Beach
Billy and Akaisha Kaderli

Some say we were lucky, other’s say it was fate. Whatever it was, we returned to Chapala, Mexico. Then the wheels of the cart fell off.

 


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The beach at Hoi An, Vietnam I Want to Simplify and Travel - How can I get my partner on board? Q&A from a Reader
Billy and Akaisha

I just came across an article about your decision to leave convention behind and really live. I need help to convince my conventional husband that we can do the same thing.

 
Boats on Lake Chapala, Mexico Things Keep Happening I have no control, and a deep insight into my personality that I never wanted to have - My Intimate Journey with Cancer Part 14  

The doctor's rendition of my spine for ablation

Bladder Stent, Spinal Ablation - My Intimate Journey with Cancer Part 13  

Life, Death, Change, Illness, Suffering, Loss... It's a Mental Game - My Intimate Journey with Cancer Part 12  
American Bison The Buffalo Story And obtaining in-home care in Mexico - My Intimate Journey with Cancer Part 11  
Ribera Hospital, Chapala, Mexico Mesa to Chapala - and then the downhill slide My intimate Journey with Cancer Part 10
Billy and Akaisha Kaderli

Billy was frustrated with my continuous complaints, and my sister was about ready to “rip me a new one”. “Get it fixed! See a ‘real’ doctor!

 

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On the sandbar, Mosquito Coast, Holbox, Mexico Getting things in order - My Letter to Family My intimate Journey with Cancer Part 9
Billy and Akaisha Kaderli

So much has happened in these recent three short weeks that my life and how I am living it has changed forever. I literally went from walking around, going to the grocery store in Mesa, Az. trudging through the airport and carrying my gear, and arriving in Chapala unscathed - to not being able to stand, walk, climb stairs or get out of bed without assistance.

 
We Take a Land Taxi on Tropical St. Kitts then a Water Taxi across the Narrows to Nevis  
US whole economy profit margins

Real Investment Report

The short answer appears to be “yes.” However, it seems to be narrower, later, and more fragile than the headline mythology suggests. Importantly, the official “Santa Claus rally” window has not even started yet, as it is statistically measured as the last five trading days of the year plus the first two of January.

 
 

 

 

 
Seniior woman inside Comptoir du Pantheon in Paris, France Comptoir du Pantheon Paris, France
Billy and Akaisha Kaderli

There's nothing like a fresh croissant with espresso in the morning while looking out on the magnificent Pantheon in Paris.

 
A pile of Quetzales, Guatemalan money Expat Living and Dollar Fluctuations - How to deal with Dollar Fluctuations when you live outside the US
Billy and Akaisha Kaderli

When the Dollar loses value against one of these currencies, we still receive money from the ATM but it costs us more than the last time we withdrew funds, thus increasing our cost of living.

 

Mesmerizing Mazamitla - Mazamitla, Jalisco, Mexico
Billy and Akaisha Kaderli

Our bus wasn't first class, but at least it wasn't the "Chicken Bus"! On the other hand, we think the shocks were original equipment.

 

 

When faced with uncertainty about taking a leap of faith, take the leap. You’ll regret the things you didn’t do much more than anything you did, so you might as well try new things. - Chris Guillebeau

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Who Really Started the FIRE Movement?

 
 
 

Why We Took Social Security at Age 62

 

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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Lake Chapala Living Guide

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Chrishi Beach Club Nevis, West Indies
Billy and Akaisha Kaderli

There is is a small, secluded beach on the northwestern coast of Nevis called Chrishi Beach.

 
Our Puddle-jumper Flight from Sint Maarten to St. Kitts/Nevis

We take a puddle-jumper sized airplane from Sint Maarten in the Caribbean to the 2-island Federation of St. Kitts/Nevis. One way tickets on Winair per person is +/- $250. Rising above one tropical island and flying to another we see boats moored in the harbor, a cruise ship docked on Sint Maarten, beautiful sky and sea, and the lush flora of St. Kitts upon landing. We’re not done! We still need to take a land taxi, then a water taxi and then our friends pick us up and take us to our villa.

 
 

 

 

 

NEW Retire Early Lifestyle Theme Song
Billy and Akaisha Kaderli

RetireEarlyLifestyle.com focuses on early retirement strategies, financial independence, and lifestyle hacks—think escaping the 9-5 grind with smart investing, side hustles, and travel vibes. Our theme song captures that upbeat, motivational spirit: with lyrics about freedom, beaches, and ditching the alarm clock.

 
Caleta Beach, Mexico Preparing Your Portfolio for Retirement? - Income Is So Yesterday
Billy and Akaisha Kaderli

When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

 
Senior friends ordering their meal at Dew Drops Restaurant, Nevis, West Indies Dew Drops Restaurant Nevis, West Indies
Billy and Akaisha Kaderli

As tourism increased on the island, this small, Mom and Pop eatery grew as well. Keeping true to their modest roots, you are sure to get an authentic Nevisian meal without the upscale resort pricing.

 
Panoramic view of Lake Atitlan at sunset

Financial Independence: Going from Satisfaction to Satisfaction
Billy and Akaisha Kaderli

One such recent article in the New York Times by Joanne Kaufman titled, Is Early Retirement Great? For Some, It's Hard Work to Have Fun presented some surprising challenges and questions.

 

Can Millennials Become Financially Independent?
Billy and Akaisha Kaderli

In terms of wealth building and saving for retirement their challenges are wage stagnation, unemployment, underemployment and a seeming sense of entitlement.

 
Akaisha and Billy in front of a Panoramic view of Lake Atitlan, Guatemala

Living Your Best Life after 65: How do You Want to Spend Your Money?
Billy and Akaisha Kaderli

Retirement life is better than you ever expected. As the years pass your net worth continues to grow and you are feeling confident and have relaxed into your lifestyle. Then you get sick.

 
Our tequila tasting after the tour of La Altena Distillery, Arandas, Jalisco, Mexico La Altena Tequila Distillery Arandas, Jalisco, Mexico

As tequila-making is often a family business affair passed down through generations, we were not surprised that La Altena, a distillery just outside of Arandas, was run by Felipe Camarena's brother and sisters.

 

 

One of the most beautiful places on the planet

 We recommend advanced placement courses online at EHS

The Pacific Coast of Mexico Guide details our travels along the coast.

Need help with tough assignments? Choose homework helper DoMyEssay and experience professional guidance.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

 

Profile of Billy and Akaisha 38 year old retirees now into their 31st year

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Contact info = TheGuide@RetireEarlyLifestyle.com

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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