Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler

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Retire Early Lifestyle Logo   Yelapa, Mexico where Retirement = Adventure
  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

Our Latest Adventure

Akaisha on a sailboat in Boracay, Philippines Retirement Reflections - Entering our 31st year of Financial Independence
Billy and Akaisha Kaderli

In January we began our 31st. year of Financial Independence. Few people can say they have 30 years of self-funded retirement by age of 68, and have a higher net worth after spending and inflation than when they started. This is something of which we are quite proud.


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Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange expert has your answers regarding Panama

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Everyone Is In The Pool, Everyone Is In The Pool. More Buyers Needed. 01-15-21

Real Investment Report
Lance Roberts

Everyone Is In The Pool - At the halfway point of January, the market has struggled to hold onto its gains. Such is surprising given the recent passage of a $900 billion stimulus bill and Biden’s proposal for another $1.9 trillion on Thursday. With another $2.8 trillion in stimulus hitting the economy, inducing the Fed to do more QE, markets were seemingly unimpressed. For the first two weeks of January, the market is up by 0.32% YTD.

Strudel at Casa Hidalgo Restaurant, Cuernavaca, Mexico Eating Dinner at the Casa Hidalgo Restaurant -  Cuernavaca, Mexico
Billy and Akaisha Kaderli

Mexico has a colorful history, filled with stories of the conquests of native tribes and various revolutions for the people's freedom. What has this to do with Casa Hidalgo Restaurant?

Puerto Vallarta, Mexico in the Year of the Pandemic

Billy walks the malecon in Puerto Vallarta, Mexico during the year of the Pandemic to give you a current idea of what is going on. Beach goers, restaurants, bars, sun bathers, walkers on the boardwalk.

A section of Olas Altas on the malecon, Mazatlan, Mexico Mazatlan, Sinaloa, Mexico
Billy and Akaisha Kaderli

We have visited Mazatlan, Mexico many times over the years. This time we were coming from Culiacan, after a fun trip on the El Chepe train from Chihuahua to El Fuerte.

Diniwid Beach, Boracay, Philippines How to Choose Your Future
Billy and Akaisha Kaderli

In pursuing your dream of financial independence, you will find that some things will support you in this quest, and others by nature will be obstructions.



Taking a walk in San Miguel de Allende Retire Early Lifestyle - Interviews the Lozano Family
Billy and Akaisha Kaderli

We met these guys while walking on the streets of Oaxaca, Mexico. Billy remarked about the camera Kelvin was using and Kelvin asked about Billy's RetireEarlyLifestyle T-shirt. We decided to meet for coffee in the following days and learned more about the Lozano family.

Sunsets on Lake Chapala are popular with Everyone Do You Feel Like Getting Away?

Cost of Living in Chapala, Mexico
Billy and Akaisha Kaderli

Our readers have written to us asking how much it costs to live in Chapala, Mexico.

Retire Early Lifestyle hat on the beach There are Two Paths to FIRE - Financially Independent Retire Early
Billy and Akaisha Kaderli

As the years have gone by, we have received many questions about FIRE. We’ve spoken to those who wish to retire early, and to those who have already done so. What has emerged as a theme, is that there are two paths to FIRE.

Dr. Oscar Ibarra, Chapala, Mexico Oscar Ibarra's Medical Clinic - Clinica de Especialidades Ibarra (CEI) Chapala, Mexico
Billy and Akaisha Kaderli

Access to medical care is getting better in Chapala, Mexico. With more and more retirees moving into the area from Canada and the United States, the demand for quality health care facilities is a booming business.

Fully packed refrigerated cheese display Poverty of Perspective
Billy and Akaisha Kaderli

I always enjoy my journeys to the States and this year was a bonus. Billy and I were able to spend a total of 10 weeks split between the pristine, sugar-sand Gulf Coast of Florida and the majestic, panoramic West Coast of California.

Sayulita Sign Lessons We Learned in 2020
Akaisha Kaderli

 “Improvise, Adapt, and Overcome” – Marine slogan What a year! We have heard from friends and family how happy they are to see the year 2020 in their rearview mirror. Can’t argue with that. Yet, in my opinion, 2020 brought us great lessons, from which we can benefit.

Billy kicked back in a hammock on Mexico's Pacific Coast My Case for Financial Assets
Billy and Akaisha Kaderli

When I was a stock broker in California - one of the hottest housing markets in the US - real-estate was my competition. “Everyone” was making money in real-estate so why would they invest in the stock market? I needed an angle.

Lake Atitlan Sunset Retirement Tips Radio Interviews
Billy and Akaisha Kaderli

Hear our story like never before. Find out how you can become Financially Independent and live the life of YOUR dreams. If you are a traveler, or a stay-at-home type, have millions of dollars or are living on Social Security, find out what options you have to live a happier, less-stressed life. You don't want to miss this one.



The authority of a thousand is not worth the humble reasoning of a single individual. - Galileo Galile


We took social security at the age of 62, should you?

Ladies having fun in Puebla, Mexico

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you

Do you think you would like to work a little bit more before retirement? You need to contact CraftResumes to get some help with finding any job. Don’t hesitate, our service is ready to assist you

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The serenity of the water is stimulated by the joy of fishing. Journey with us into the life of angling at Catch and Fillet, for fishing tips, guides and reviews.

 Globo Surf



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Billy and Akaisha at Chacala Beach, Mexico 2020 Annual Spending Update  - 30 Years and Counting
Billy and Akaisha Kaderli

About ten years ago we produced this video: Adventures in Financial Independence where we listed our annual spending and daily average. We like to keep up-to-date with our Readers ...

More turquoise sea with the barrier reef at the horizon. Belize Ambergris Caye (San Pedro), Belize
Billy and Akaisha Kaderli

"What do people do here in San Pedro?" Billy asked. ""Well, Mon, dere's only fore tings. Snorklin', divin', fishin' an' drinkin'. Dat's it, Mon." Tour director, Scuba shop, Ambergris Caye

Attractive surfer poster in Sayulita, Mexico Surfin' Sayulita, Mexico
Billy and Akaisha Kaderli

Over the years, we have heard of Sayulita, but had never been there. It's kind of a boutique, international Surfing Beach like Kata Beach in Phuket, Thailand.

Lake Atitlan, Guatemala How Travel Prepares You for the Unexpected
Billy and Akaisha Kaderli

Even before we met, as individuals, Billy and I have always loved to travel.



Happy New Year 2020 People Laughed at Us
Billy and Akaisha Kaderli

People laughed when - at the age of 38 - we told them we were retiring. Now into our 31st year of this financially independent style of living, they are still working and we're still here.

Herbed potatoes, fresh vegetables and filet mignon with red wine sauce Christmas Day Bash
Billy and Akaisha Kaderli

Billy and I love to cook and entertain in our home, and we still do it from time to time. This Christmas was one of those times.

Restaurant La Porfiriana, Puebla, Mexico Lessons We Learned in 2020
Billy and Akaisha Kaderli

We have heard from friends and family how happy they will be to see the year 2020 in their rearview mirror. Can’t argue with that. Yet, in my opinion, 2020 brought us great lessons, from which we can benefit.

The kiosk in Chapala Plaza lit up. Mexico Chapala Christmas Lights 2020
Billy and Akaisha Kaderli

Billy and I took a walk around our adopted home town of Chapala, Mexico on Christmas Eve. What a beautiful display of lights!

billy-akaisha-xmas2020 Our Profile

Our successes in both the Brokerage and Restaurant businesses afforded us the opportunity for early retirement at the age of 38. This was a bit unconventional, especially three decades ago, but that is only part of the story.

The letters of the city of Cuernavaca spelled out in their Zocalo, Mexico The Zocalo in Cuernavaca, Mexico
Billy and Akaisha Kaderli

We're travelers as you know, and even as gorgeous as Chapala, Mexico is, we like to take these excursions from time to time.

Chapala lake, a major draw

Chapala, Mexico
Billy and Akaisha Kaderli

The north shore of Lake Chapala, Mexico is one of the premier retirement destinations for North Americans. We have been living here off and on since 1993, and there have been many changes to what used to be a sleepy town of 40,000. For the most part, those changes have been good ones. Take a look!

Cuernavaca Plaza Music Arriving in Cuernavaca, Mexico - LIVE MUSIC at the Plaza!

After leaving Puebla, Mexico, we arrived in Cuernavaca a couple of hours away. We needed a break from traveling and went to the Plaza to have a bite to eat. A musician is playing the pan flute, familiar music in the Andes mountains of South America.

S&P 500 Index over our 30 years of Retirement Simplifying Investing for Financial Independence
Billy and Akaisha Kaderli

As 2020 is just about in the books, I thought I would look back financially to where we started this adventure, from January of 1991.

Chacala Beach December Day Chacala Beach on a December Day

Billy walks the quiet beach of Chacala, Nayarit, Mexico on this December Day. During the week it's pretty quiet, but on weekends the place rocks. We have been traveling through Mexico during the Pandemic.

Fresh Fruits are available Year Round Cost of Living in Chapala, Mexico
Billy and Akaisha Kaderli

Our readers have written to us asking how much it costs to live in Chapala, Mexico. While much depends on your particular style of living, your housing needs and how you dine out or entertain yourself and your friends, below is a sample list of commonly purchased items to give you an idea of the money it takes to live in this charming town.



One of the most beautiful places on the planet

Taxes for Expats

Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.

How the Market Works
Tips for Beginner Investors

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez


Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

If creative writing gives you a headache, use a reliable academic essay writing service to Order essay fast and easily.



Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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