Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


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Retire Early Lifestyle Logo   Yelapa, Mexico where Retirement = Adventure
  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

Our Latest Adventure

Billy and the Boys in Chapala, Mexico How to Create Financial Sustainability for Yourself
Billy and Akaisha Kaderli

These days, no matter what the topic, the talk is all about sustainability. In regards to financial sustainability, there are 3 legs to the stool. Income, spending and Investments.


Your mail service needs while traveling

Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange expert has your answers regarding Panama



Billy Akaisha Phuket, Thailand Why We Took Social Security at Age 62 Update
Billy and Akaisha Kaderli

We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that.

Billy and Akaisha Kaderli on Chacala Beach Mexico Traveling for the First Time with Your New Lover
Billy and Akaisha Kaderli

Traveling is different than a two-week vacation in a beach resort. Visiting unique countries and landscapes with many unknown factors can be challenging - even in the best of times. Now add in your new significant other, with travel uncertainties and requirements. With no guarantees about what comes next, you have a recipe for a relationship disaster before it really began.


View from our hotel in Puerto Vallarta, Mexico The Best Investment Move We Ever Made
Billy and Akaisha Kaderli

According to the financial pundits, we should have run out of money long ago, barely getting by, living on social security, and with little possibility of travel. At least, according to the money managers who write article after article on how Americans are not saving enough, investing poorly and need to follow their advice to succeed. If their advice is so great, why are they still working?

Having a fabulous time in Mexico City, Mexico 5 Steps to Early Retirement
Billy and Akaisha Kaderli

Committing to your retirement doesn't have to be complicated or difficult. Now is the perfect time to get started on your roadmap for retirement success. We're living proof!



Early Retirees in Oaxaca, Mexico Early Retirement as a Lifestyle
Billy and Akaisha Kaderli

You can retire early to spend free time as you want; travel, study and learn, play sports, pursue a hobby… We did!

Oaxaca, Mexico vendor, Santo Domingo Traveling during The Year of the Plague has pros and cons, as we visit several states in Mexico.

Restrictions don't have much consistency, as they vary from state-to-state. Here in OAXACA, Mexico, you will see this first hand, as Billy narrates our experience in this video.

Market Stumbles Stimulus Fade, Market Stumbles As Stimulus Hopes Fade 10-16-20

Real Investment Report
Lance Roberts

Market Stumbles As Stimulus Hopes Fade - Over the past couple of weeks, we have discussed the market rally from the recent oversold lows.

Cartagena Roof Top Bar Cartagena, Colombia
Billy and Akaisha Kaderli

Sometimes it just takes a while. We have been meaning to get to Colombia for some time, and finally, all the pieces fell comfortably into place. Yowza! What a happening city! If you have never been, it's worth a visit.


Santo Domingo, Oaxaca, Mexico Is There Value in Disillusionment?
Billy and Akaisha Kaderli

The common sense approach to lifestyle choices that Billy and I have been embracing for the last twenty years have now become fashionable. Keeping the conversation real about leaving the workplace has forced us all to recognize that our future retirement lifestyle dreams must have teeth.

Billy and Akaisha relaxing in Puerto Escondido, Mexico How Much Is Enough?
Billy and Akaisha Kaderli

How much money is enough to retire? What size of nest egg do we need? Obviously, this is a personal decision, and it's one that should be taken seriously.

Billy and Akaisha On the Beach in Phuket, Thailand A Priceless Retirement
Billy and Akaisha Kaderli

Some say it's impossible. Others simply dismiss the notion outright even if they are curious. How do we live on less than $30,000 per year while traveling through Thailand, Vietnam, Mexico, Central America and other exotic locations? We don't give up luxury, nor do we deprive ourselves. So what is our secret?

Cuernavaca, Mexico Traveling during The Year of the Plague has pros and cons, as we visit several states in Mexico. Restrictions don't have much consistency, as they vary from state-to-state. Here in Cuernavaca you will see this first hand, as Billy narrates our experience in this video.  
Billy and Akaisha on Naples Beach, Florida

Read why we retired three decades ago at the age of 38, and how we travel the world simply, skillfully and affordably.

Begin today to build the future YOU want, have the time to learn new skills, or to pursue a passion

Utilize your youth and talent for personal fulfillment or give back to your community by volunteering.

Billy and Akaisha on the shores of Lake Chapala The Cost of Working
Billy and Akaisha Kaderli

As you contribute every month to your 401(k), you've probably asked yourself, "Do I have enough to retire?"



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The happiest people in the world don’t wait for permission to create the life they desire… They create it themselves. - Tony Robbins


We took social security at the age of 62, should you?

Ladies having fun in Puebla, Mexico

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you

30 years of retirement money.

 If you are looking to retire and create your own farm we recommend visiting Silver Lake Farms

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The serenity of the water is stimulated by the joy of fishing. Journey with us into the life of angling at Catch and Fillet, for fishing tips, guides and reviews.

 Globo Surf






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Puebla, Mexico in the Year of the Pandemic Traveling through Puebla, Mexico During Covid

We give you our first-hand, on the ground take of traveling in Puebla, Mexico during the Year of the Pandemic.

The wharf in Chapala, Mexico Can my investments survive a crisis if I retire early? - It did for these FIRE pioneers living in Mexico

Nearly 30 years ago, Billy and Akaisha Kaderli decided they wanted to retire at 38 — in that time, they have experienced cities around the world and their money has survived numerous financial crises. Yet, they’re still doing better financially than when they started their journey.

Jim and Kathy Mcloed in Chapala, Mexico

An Updated Interview with Jim and Kathy McLeod
Billy and Akaisha Kaderli

Retire Early Lifestyle interviewed Jim and Kathy McLeod a few years back when they first retired. We caught up with this happy couple and asked if we could do an update on their lives as early retirees. Read this fun and informative interview.

Billy and Akaisha Kaderli on the beach in Chacala, Mex. Own Your Tomorrow

Become Financially Independent? We show you how in our 4th Edition, The Adventure's Guide to Early Retirement, Your Simple Road to FIRE. Choose your Freedom. Choose Today!!

Billy and Akaisha in front of ancient wall in Antigua, Guatemala How to Double Your Social Security Check
Billy and Akaisha Kaderli

Stories abound about how people are not able to live - or only struggle to get by - on their Social Security income in the United States. Even if they can manage to walk the budget tightrope, it’s not much of a retirement to look forward to and usually it's one that is supplemented with work. You can do better.

Going sailing, Boracay, Philippine Islands Are You Afraid of Retirement?
Billy and Akaisha Kaderli

All of your ducks are in a row. You have saved and carefully invested for years, and the personal discipline is about to pay off. So why is there apprehension in the bottom of your belly? Let's be honest. There is risk involved, and the future no longer seems certain or familiar.

Day time view Morelia, Mexico Cathedral The Main Cathedral of Morelia, Michoacan
Billy and Akaisha Kaderli

In the center of the historic district, the Main Cathedral of the City of Morelia is on fine display.

Food Stalls in Patzcuaro, Mexico DEE-Licious Street Food in Patzcuaro, Michoacan, Mexico.

Sometimes the best food in town is right off the street. Crowds gather around these food stalls and you can see the food sizzle! You can almost smell the aroma.



Billy and Akaisha Kaderli The Experience Dividend
Billy and Akaisha Kaderli

With millions of Baby Boomers poised to leave the workforce within the next decade, many of us want to find ways to contribute from our vast wells of experience and knowledge. We want more freedom of expression in our lives instead of continuing what might be a lukewarm commitment to a full-time job.

Dr. Oscar Ibarra, Chapala, Mexico Oscar Ibarra's Medical Clinic - Clinica de Especialidades Ibarra (CEI) - Chapala, Mexico
Billy and Akaisha Kaderli

Access to medical care is getting better in Chapala, Mexico. With more and more retirees moving into the area from Canada and the United States, the demand for quality health care facilities is a booming business. Dr. Ibarra's Medical Clinic has been in this location for 20 years, but few Expats know about it.


Akaisha and Billy enjoying Antigua, Guatemala

Our Money Our Lives
Billy and Akaisha Kaderli

We left the workforce at the age of 38 in 1991, called ourselves retired and have been living off our investments ever since. But apparently, there are rules one must follow in order to actually assume the title of being "retired." The only thing is, those rules vary from person to person.

Active Adult Community in Arizona, USA Livin’ Large, Spending Little
Billy and Akaisha Kaderli

A swimming pool, hot tub, tennis courts, exercise room, immaculate gardens, Wifi internet connection, all for less than most homeowners pay in property taxes annually.

Lake Chapala, Mexico Sunset Retirement is not a one-size-fits-all.

When you are financially independent, you can create the life YOU want. Financial independence is freedom.

Billy and Akaisha On the South Shore of Lake Chapala What Is Financial Independence?
Billy and Akaisha Kaderli

Financial independence is that moment when you have enough invested assets to live the lifestyle you want for the rest of your life.

Watch tcos being made This must be the place!

Five guys working on the line, making tacos - they must be expecting a crowd! For about 50 cents apiece, you can enjoy one of Mexico's trademark delights. TACOS!



One of the most beautiful places on the planet

Taxes for Expats

Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez


Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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Our work was also featured on Caregiving Mag




Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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