La Estrella Restaurant - Bar Cartagena, Colombia
Billy and Akaisha Kaderli

We were finally on our long-awaited trip to Colombia. After settling in at our hotel, the first afternoon we simply walked out the door, found a place and (happily) ordered some of the best burgers we have had in Latin America. But these were at tourist prices, so we needed a local place - A restaurant where the native Cartagenos ate, at native prices.

Continuing on our 105 Day Adventure we leave Xela, Guatemala, the unofficial yet rarely disputed Capital of Maya Culture, and head towards Lake Atitlan, where Maya believe the world began. Since the Mayan calendar predicts the end of the world December 21, 2012, we wanted to find out first hand what these indigenous people thought about their ancient prophecies. But first, we had to grab a taxi.

Southwest Florida has a very colorful history. The Everglades were filled with smugglers, outlaws, bootleggers, environmental activists, alligator hunters, songwriters and Gladesmen. We airboated through the Everglades on a previous visit to Florida, and we just happened to be returning there when Captain Gary wrote us an email. "You toured with me before. C'mon down! I work for a different company now and want to show you what we got goin' on." You bet. Wouldn't miss it for the world.

Located in the stunning southwest of the United States, Sedona, Arizona has captured the hearts and fantasies of people for centuries.

Sailing, snorkeling, diving and general beachcombing are the delights of this charming island. We found the perfect sailing vessel, aptly named Amour, and took several sails and day trips through the aqua waters.

It was our first visit to Chacala in the state of Nayarit on Mexico's Pacific Coast. We can certainly recommend this destination if you enjoy small, clean beaches with exceptionally fresh seafood. This section of Mexico has many beautiful beaches worth visiting, many only accessible by boat tour. Here's a closer look at Chacala Beach.

Recently, I watched a video of Suze Orman, a personal finance guru, being interviewed about the very popular FIRE movement (Financial Independence Retire Early). It was exactly 23 minutes into the hour plus video when I had to shut it off. I couldn’t take anymore fear mongering and negative “sky is falling” scenarios.

Retirement is not static. It's an attractive goal, but not the end of the road. No one knows what the future will bring, and no matter how much one prepares, there is always the unexpected lurking around the corner. Having a respectable nest egg or proper insurances in place can aid us in times of personal change. But some events are beyond our control.

The average monthly 2019 Social Security check is $1,422, which is $47.00 per day, or over $17,000 per year. Stories abound about how people are not able to live - or only struggle to get by - on their Social Security income in the United States.

Charlie gives a mini-concert at Hotel de los Suenos in the indigenous Maya Village of San Antonio Polopo, Guatemala. The Mayan women are mesmerized. Go Charlie!