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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


Dear Billy & Akaisha,

Steph & I wish you Prayers & blessings to both of you.  I know we have been blessed to have you in our lives as distant influences, then closer during the interview banter.  Thank you. You are both very actively in our thoughts and hearts.. Sincerely, Russ & Steph

Dear Billy & Akaisha, Please know you are in my thoughts and prayers during this difficult time. I'm so sorry that this is happening to you Akaisha. You have been an inspiration to so many of us who are also dealing with cancer. Sincerely, Mike Ricketts

What a beautiful letter! So true and it brought me to tears. May God Bless you both!❤️🙏❤️❤️❤️ Donna Williams

I am so sorry Akaisha. You guys are such an inspiration to me. I have been trying to travel full time for so many years now and you have kept the light burning for me through all my frustrations and setbacks. May you have a peaceful and loving transition. Wish you could report back from the other side to give us Hope from there. But then I have hope for that from other sources. Love you guys so much. Robyn Dolan

Oh, Billy, I am so sorry hearing what dear Akaisha is going thru...the poor girl! Give her a hug from me, please. And you do take care of yourself also. Ruben

May the Lord bless you & guide you thru this trial in your health. Jan

Dear Akaisha: Of course I was surprised by the news. But I'm putting you in God's hands to guide the doctor's in this situation & you certainly will be in my daily thoughts & prayers. Also will put you on the prayer list with my prayer sisters. I know God will be with you & will guide you & the doctor's. Thank you for sharing. Love, Kay 

Dearest Akaisha, You share your challenges and evolving perspectives so wonderfully, I celebrate you! Your courage and your faith are evident and are a great foothold for your healing.  "faith is the substance of that which is hoped for, the evidence of that which is not yet seen" Hebrews 11 (great read) I appreciate your sharing this very personal journey with us, and I pray to "Him who is able to do exceedingly abundantly above all that we ask or think" (Ephesians 3), to do just that... May this journey continue to unveil God's love for you, to you, in new and unexpected ways. May your hope rise up in you daily, and your healing be more and more evident everyday. Strength, clarity and wisdom be unto you, and unto all who provide care for you throughout your healing! Love you!!!!! Ellie

Hi Akaisha (and Billy), Thank you for sharing your recent health challenge with us. I can imagine the rollercoaster you have been on. 🙏🏻  I really liked your suggestions for how we can help 😁❤️ I just sent you .... The feeling of my first sip of coffee in the morning ☕  I would also be open to helping you in any other way you may need. I have no problem in joining you on any part of your journey. I don't dislike hospitals and I am not squeamish. I can be with you, I can pick things up for you, I can hold your hand, I can distract you with talk about our next art projects. Please feel free to reach out to us. Jim is only a little squeamish but otherwise he is very good in all the same things....but instead of art talk he will speak about computer related things.... Also helpful if you are finding it difficult to sleep. Be prepared for a lot of wonderful feelings and lots of love to come your way. I find beauty and wonder and love everywhere. Currently I am sitting outside enjoying the fresh scent of nature, the birds and insects. Nature is very special to me. I am sending you the happiness, calmness, and peacefulness I am feeling.  Please feel free to ask us for help if/when you would like it. We are here for you both. Lots of love Kathy (and Jim)

Our Latest Adventure

Shipwrecked on a Nice Beach
Billy and Akaisha Kaderli

Some say we were lucky, other’s say it was fate. Whatever it was, we returned to Chapala, Mexico. Then the wheels of the cart fell off.

 


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Mountains and prairie, New Zealand

Have New Grandchildren, Want to Retire, Health Care Conundrum Q&A with a Reader
Billy and Akaisha Kaderli

My wife and I are mid 50’s. We would love to hang up the cleats right now but we have this huge barrier here in American called “health Insurance”.

 
Private hospital room with view, Hospital San Antonio, Lake Chapala, Mexico Comments on Going Naked; Health Insurance
Billy and Akaisha Kaderli

My question is, what about a catastrophic illness like MS or cancer? I would think that even at the reduced costs overseas something like that would have the potential to wipe out your nest egg, no?

 
 

 

 

 
Outdoor cafe in Lecce, Italy Preparing for Retirement; Overwhelmed by it all

Q&A with a Reader

 
The beach at Hoi An, Vietnam I Want to Simplify and Travel - How can I get my partner on board? Q&A from a Reader
Billy and Akaisha
 
Boats on Lake Chapala, Mexico Things Keep Happening I have no control, and a deep insight into my personality that I never wanted to have - My Intimate Journey with Cancer Part 14  

The doctor's rendition of my spine for ablation

Bladder Stent, Spinal Ablation - My Intimate Journey with Cancer Part 13  

Life, Death, Change, Illness, Suffering, Loss... It's a Mental Game - My Intimate Journey with Cancer Part 12  
American Bison The Buffalo Story And obtaining in-home care in Mexico - My Intimate Journey with Cancer Part 11  
Ribera Hospital, Chapala, Mexico Mesa to Chapala - and then the downhill slide My intimate Journey with Cancer Part 10
Billy and Akaisha Kaderli
 

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On the sandbar, Mosquito Coast, Holbox, Mexico Getting things in order - My Letter to Family My intimate Journey with Cancer Part 9
Billy and Akaisha Kaderli

So much has happened in these recent three short weeks that my life and how I am living it has changed forever. I literally went from walking around, going to the grocery store in Mesa, Az. trudging through the airport and carrying my gear, and arriving in Chapala unscathed - to not being able to stand, walk, climb stairs or get out of bed without assistance.

 
We Take a Land Taxi on Tropical St. Kitts then a Water Taxi across the Narrows to Nevis  
US whole economy profit margins

Real Investment Report

The short answer appears to be “yes.” However, it seems to be narrower, later, and more fragile than the headline mythology suggests. Importantly, the official “Santa Claus rally” window has not even started yet, as it is statistically measured as the last five trading days of the year plus the first two of January.

 

 

When faced with uncertainty about taking a leap of faith, take the leap. You’ll regret the things you didn’t do much more than anything you did, so you might as well try new things. - Chris Guillebeau

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Who Really Started the FIRE Movement?

 
 
 

Why We Took Social Security at Age 62

 

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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Billy and Akaisha Kaderli Interviews 

Lake Chapala Living Guide

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Seniior woman inside Comptoir du Pantheon in Paris, France Comptoir du Pantheon Paris, France
Billy and Akaisha Kaderli

There's nothing like a fresh croissant with espresso in the morning while looking out on the magnificent Pantheon in Paris.

 
A pile of Quetzales, Guatemalan money Expat Living and Dollar Fluctuations - How to deal with Dollar Fluctuations when you live outside the US
Billy and Akaisha Kaderli

When the Dollar loses value against one of these currencies, we still receive money from the ATM but it costs us more than the last time we withdrew funds, thus increasing our cost of living.

 

Mesmerizing Mazamitla - Mazamitla, Jalisco, Mexico
Billy and Akaisha Kaderli

Our bus wasn't first class, but at least it wasn't the "Chicken Bus"! On the other hand, we think the shocks were original equipment.

 

Chrishi Beach Club Nevis, West Indies
Billy and Akaisha Kaderli

There is is a small, secluded beach on the northwestern coast of Nevis called Chrishi Beach.

 
Our Puddle-jumper Flight from Sint Maarten to St. Kitts/Nevis

We take a puddle-jumper sized airplane from Sint Maarten in the Caribbean to the 2-island Federation of St. Kitts/Nevis. One way tickets on Winair per person is +/- $250. Rising above one tropical island and flying to another we see boats moored in the harbor, a cruise ship docked on Sint Maarten, beautiful sky and sea, and the lush flora of St. Kitts upon landing. We’re not done! We still need to take a land taxi, then a water taxi and then our friends pick us up and take us to our villa.

 
 

 

 

 

NEW Retire Early Lifestyle Theme Song
Billy and Akaisha Kaderli

RetireEarlyLifestyle.com focuses on early retirement strategies, financial independence, and lifestyle hacks—think escaping the 9-5 grind with smart investing, side hustles, and travel vibes. Our theme song captures that upbeat, motivational spirit: with lyrics about freedom, beaches, and ditching the alarm clock.

 
Caleta Beach, Mexico Preparing Your Portfolio for Retirement? - Income Is So Yesterday
Billy and Akaisha Kaderli

When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

 
Senior friends ordering their meal at Dew Drops Restaurant, Nevis, West Indies Dew Drops Restaurant Nevis, West Indies
Billy and Akaisha Kaderli

As tourism increased on the island, this small, Mom and Pop eatery grew as well. Keeping true to their modest roots, you are sure to get an authentic Nevisian meal without the upscale resort pricing.

 
Panoramic view of Lake Atitlan at sunset

Financial Independence: Going from Satisfaction to Satisfaction
Billy and Akaisha Kaderli

One such recent article in the New York Times by Joanne Kaufman titled, Is Early Retirement Great? For Some, It's Hard Work to Have Fun presented some surprising challenges and questions.

 

 

One of the most beautiful places on the planet

 We recommend advanced placement courses online at EHS

The Pacific Coast of Mexico Guide details our travels along the coast.

Need help with tough assignments? Choose homework helper DoMyEssay and experience professional guidance.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

 

Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Contact info = TheGuide@RetireEarlyLifestyle.com

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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