Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

Our Latest Adventure

Watching the Sunset on Lake Chapala is a popular pastime with locals and Expats. Mexico 7 Reasons to Move to Latin America
Billy and Akaisha Kaderli

While moving overseas isn't the answer to fulfilling everyone's retirement dream, more and more people are leaving their home countries to live elsewhere and for very good reasons. Below we have listed seven of these reasons. Take a look. Perhaps a couple of them could solve a problem you are facing in molding your future retirement.


Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange expert has your answers regarding Panama

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Fed Signals Taper, Fed Signals Taper. Will It Be Different This Time? 06/18/21

Real Investment Report
Lance Roberts

Market Fails At Highs As Fed Spooks Markets - Last week, we reviewed our “buy signals” and the advance over the past month. As we concluded: “While the market did hit all-time highs this week, it was a feeble rally. Such is not a sign of confidence the ‘highs’ will stick.”

Looking down into the courtyard from our balcony, San Diego Hotel, Guanajuato Hotel San Diego - Guanajuato, Mexico
Billy and Akaisha Kaderli

Guanajuato, Mexico is the most picturesque Colonial City we have been to. Manicured, clean, and cultured, everywhere you turn is a photo opportunity. If you are an artist, these treasured little nooks and crannies would make great watercolor subjects.



Strolling Around Union Plaza, Guanajuato, Mexico

Billy walks around the famous Union Plaza where the beautiful Teatro Juarez is. See the beautiful gardens, the fountain, restaurants, an underground tunnel and more! LIVE MUSIC at the end.

Front porch on Nevis, West Indies

Our Adventures in Paradise - Nevis, West Indies
Billy and Akaisha Kaderli

In 1991 when we first left the working world, our plan was to go to the tiny island of Nevis, West Indies, a 36 sq. mile rock in the Caribbean ocean. On various barefoot cruises in the past, we had visited Nevis and thought it would be a good place to slow down from our over-scheduled lives.

Caleta Beach, Mexico Preparing Your Portfolio for Retirement? - Income Is So Yesterday
Billy and Akaisha Kaderli

We’ve written about this for years in our books. When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

Strolling Some Backstreets of Guanajuato, Mexico

Billy takes you on a winding walk through the backstreets of Guanajuato, Mexico. Sidewalks narrow and widen, steps are up, down and everywhere. Watch where you walk! Beautiful buildings and an underground tunnel. Take a walk with Billy!

Billy and buddies in Ajijic, Mexico

Don't Retire Early! - Is Suze Orman Right?
Billy and Akaisha Kaderli

Recently, I watched a video of Suze Orman, a personal finance guru, being interviewed about the very popular FIRE movement (Financial Independence Retire Early).

Placid Lake Chapala

Cost of Living in Chapala, Mexico
Billy and Akaisha Kaderl

Our readers have written to us asking how much it costs to live in Chapala, Mexico. While much depends on your particular style of living, your housing needs and how you dine out or entertain yourself and your friends, below is a sample list of commonly purchased items to give you an idea of the money it takes to live in this charming town.

Billy and Akaisha High above Lake Atitlan, Guatemala Tracking Your Data
Billy and Akaisha Kaderli

No matter what stage of life you are in, it is important to know your financial health. This is not something you do just around income tax time but throughout the year. It's good to check in at least monthly or, as we do, daily. The same as any successful business must know their income and liabilities, so should you.

Casa Valadez Guanajuato, Mexico
Billy and Akaisha Kaderli

We went to Guanajuato, Mexico on this trip specifically to try the different cuisines in the city.

Ride the Funicular in Guanajuato, Mexico

Billy rides the Funicular in Guanajuato City up to the El Pipilar Monument. Wide panoramic views of the city. 102 meters to the top! A must-do if you are in Guanajuato.

Mexican Beach US Living at 1/3 of the Cost
Billy and Akaisha Kaderli

Mexico, that constantly media-bashed country to the south of the US, might be your better option for retirement. One million Americans already call Mexico their home and its amazingly easy to obtain your residency visa for full-time living, most receiving theirs in a matter of days.

Billy Akaisha on the Pacific Coast of Mexico Do You Need Two Million Dollars to Retire?
Billy and Akaisha Kaderli

We like to keep informed about the topic of retirement from the perspective of money managers and those in the financial fields. You might have read some of these articles also, you know, the ones that say Americans have not saved enough to retire.

Early Retirees Oaxaca, Maxico Early Retirement as a Lifestyle
Billy and Akaisha Kaderli

You can retire early to spend free time as you want; travel, study and learn, play sports, pursue a hobby… We did!

View of the parking lot and compound at Hospital San Antonio, Lake Chapala, Mexico

Hospital San Antonio - Lake Chapala, Mexico
Billy and Akaisha Kaderli

Medical care at Lakeside has been improving steadily for decades now. Clinics are ubiquitous, and there are a few new hospitals dotting the Lake area. A brand new hospital has opened up in the Lakeside town of San Antonio Tlayacapan, just 4 kilometers from Chapala.



Twenty years from now you will be more disappointed by the things that you didn't do than by the ones you did do. So throw off the bowlines. Sail away from the safe harbor. Catch the trade winds in your sails. Explore. Dream. Discover. – Mark Twain


We took social security at the age of 62, should you?

Ladies having fun in Puebla, Mexico

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you

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Akaisha and Billy at Chacala Beach, Nayarit, Mexico Living Our lives at Our Chosen Pace - Always Dreaming
Billy and Akaisha Kaderli

Dreaming about the future is vital to Life - We are approaching 70 years young and still have a thirst for adventure.

This couple retired at 38 in 1991. Here’s how they’ve kept over $1 million in savings.  
Rob at Vigamus, the video museum of Rome Rob Krakoff Interview
Billy and Akaisha Kaderli

We at Retire Early Lifestyle like to bring to you, our readers, interviews of interesting retirees and captivating characters. There is no one way to live a life. Taking a sneak peek into someone else's style of retirement can open up our minds to improving our own.


Billy wears a Panama hat in Ecuador

Creating a Money Machine - The Effect of Compounding
Billy and Akaisha Kaderli

Many times we are asked about how we can afford to travel for so long and then there’s the predictable wistful response: “I wish I could do what you’re doing.” That’s when I tell them they can.

Billy and Akaisha On the South Shore of Lake Chapala What Is Financial Independence?
Billy and Akaisha Kaderli

Financial independence is that moment when you have enough invested assets to live the lifestyle you want for the rest of your life.


That's Zamora! - Zamora, Michoacan, Mexico
Billy and Akaisha Kaderli

Zamora, with its current population of 128,000, was founded in 1574 and has a classical ambiance to it, sort of like a mini Oaxaca. At 1560 meters elevation, it is located about 190 km southeast of Guadalajara, and about 115 km northwest of Uruapan.

How to Travel Forever with Billy & Akaisha Kaderli  
Street art in Oaxaca City, Mexico Street Art in Oaxaca City, Mexico
Billy and Akaisha Kaderli

There is another side to Oaxaca City other than the international cuisine hub we have been focused on. There is a significant amount of street art all over the walls of neighborhoods, cafes, and in tiny alleyways.

Billy’s Favorite Beach and Why

Billy's back at his current favorite beach with some friends. He lets you know all the reasons Chacala Beach, Nayarit, Mexico ranks #1 with him. Have you been there?

Our Money Our Lives
Billy and Akaisha Kaderli

We left the workforce at the age of 38 in 1991, called ourselves retired and have been living off our investments ever since. But apparently, there are rules one must follow in order to actually assume the title of being "retired." The only thing is, those rules vary from person to person.

Costillo tacos at Ay Chinete! Cafe, Oaxaca, Mexico Ay Chintete! A Taco Joint in Oaxaca, Mexico
Billy and Akaisha Kaderli

In all of our world travels, we enjoy walking around finding out what the locals do. Where do they shop? Where do they eat? What do their homes look like? In our many visits to Oaxaca City, Mexico, we find that Oaxaca continues to unveil herself to us. We love all the surprising mysteries that we discover, including this little cafe called Ay Chintete!

Billy reads the Bangkok Post as Akaisha peddles - Joking around in a Jak-a-Ran, Chiang Mai, Thailand The Benefits of Globe Trotting
Billy and Akaisha Kaderli

Globe Trotting is also known as slow travel - and in our case, very slow travel. Wanderlust is in our blood. We enjoy learning about and experiencing uniquely unusual locations around the globe. You know, like that little cafe apart from the tourists that you found in the alleyway which served the best tortellini you have ever eaten.

The Monterey Bay Aquarium's Great Tide Pool during King Tides Monterey Bay Aquarium Monterey, California
Billy and Akaisha Kaderli

With an annual average of 1.8 million visitors, The Monterey Bay Aquarium showcases nearly 200 galleries and exhibits devoted to the diverse habitats of Monterey Bay. Focused on both entertainment and education, this aquarium is the pride and joy of patrons and residents of this coastal area. Forbes Traveler says: "One of the most enchanting aquariums in the world."



One of the most beautiful places on the planet

Taxes for Expats

Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.

Assorted Blog Posts

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez


Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

If creative writing gives you a headache, use a reliable academic essay writing service to Order essay fast and easily.


Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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