The Case For 3300 - It only took eighteen-months longer than expected, but the markets finally reached 3000 on the S&P 500 index this past week. “What do you mean ‘expected?’ You are always bearish.”  I am just going to save our “reading impaired” individuals some time by reminding them of what I wrote in January of 2018: “While the record-breaking pace is certainly breathtaking, it should not be surprising as we discussed in the June 9th, 2017 edition of the weekly newsletter.

VIDEO - The Beach Is Yours!

A Peaceful Morning Chacala, Mexico Finishing up our El Chepe train trip and going down the Mexico Pacific Coast, we take a few days to unwind here on Chacala Beach in Mexico. Hardly a soul on the beach, it's like your own private place. Hear the birds calling and the waves crashing on the shore.

Money Never Sleeps
Billy and Akaisha Kaderli

Just because you retire, your money doesn’t have to. In the words of Gordon Gecko from the 1987 movie Wall Street, “money never sleeps.” And your money definitely won’t once you leave your job. Many people are shocked to learn that since we left the conventional work force almost thirty years ago our net worth has actually increased, significantly out-pacing inflation and spending. Reading financial articles about what if retirees run out of money, I get the impression that the authors do not understand that once retired, your money can - and should - continue to work for you.

Jinghong, China -  Tiny steps into a Massive Country
Billy and Akaisha Kaderli

Billy and I often spoke of visiting China; it took us years to actually line up the dots to do it. This time, conveniently there was an "excuse". Wanting to experience the Chinese version of Song Kran, a water splashing festival known throughout Asia, we heard that this smallish city offered Dragon boat races, parades and a shortened time span during which these festivities took place.

Why We Took Social Security at Age 62 - Update
Billy and Akaisha Kaderli

We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that. We have always lived an unconventional lifestyle and the fact that so many experts agree on waiting for payment gives us pause for thought. Here is our logic.

The Fish Market - Mazatlan, Mexico
Billy and Akaisha Kaderli

Visiting Mazatlan, Mexico is always a delight. This time we were coming from Culiacan, after a fun trip on the El Chepe train from Chihuahua to El Fuerte. One of the best things we love about being on the beach is the seafood! Take a look at this short pictorial of the fish market in Mazatlan, Mexico.

VIDEO - A Weekday at Chacala Beach, Mexico

During the week, Chacala Beach is more likely to be a quiet haven for locals. This is how we like it the best! Listen to the waves and to children laughing in what could seem to be your own private beach.

Flying High over Oaxaca - AeroVega Our "Private" Flight from Oaxaca, Mexico to Puerto Escondido and back to Oaxaca City
Billy and Akaisha Kaderli

We decided to take a mini-break from our lives in Panajachel, Guatemala and flew to the city of Oaxaca, Mexico. We had been here before in years past, and really enjoyed the beauty of the Historico Centro of the city, not to mention its wide variety of restaurants, mescalerias, museums and shops. Yet... the beach called us.