Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

My husband and I love your inspiration to retire early and that is what we are gearing up to do. This June my husband is retiring at 54. We have a daughter getting married this year and the other one will be a senior in college and they can’t believe we are doing it as well as our family and friends. The past 4 months we have sold my car so we are sharing 1 vehicle and we sold our 4200 square foot house and moved to our 700 square foot cabin in the mountain. We see how easy it is with just these few changes and we are loving life. Of course, we are debt free but the best part is that our daughters are getting it and they are preparing themselves financially so they will be able to do it themselves.

We hope to meet up with you one day!  - Susan D.

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Jackie Lange has your answers regarding Panama

A follow up book on our early retirement adventures

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Our Latest Adventure

Adding Pizzazz to your life - Smokey Sweet Chipotle Sauce

There are lots of ways to add Pizzazz to your life right now. One way is through color, music, dance, travel and changing up an old pattern. An easy way to add spark is through food.

Four Excellent Ways to Upcycle the Food in Your Refrigerator
Billy and Akaisha Kaderli

A great way to save money for retirement or other goals important to you is to eat at home more often. To do this, it’s important to have tasty food ready-to-eat so that meal time isn’t paired with drudgery. Try these tips below to supercharge your selection of food.

How do YOU want to Spend Your Money?
Billy and Akaisha Kaderli

You have worked your butt off for many years saving, investing and doing mostly the right things. Now you have accumulated financial assets and are ready to retire. All of the arrows are pointing up and you are good to go. You retire and life is better than you ever expected. As the years pass your net worth continues to grow and you are feeling confident and have relaxed into your lifestyle. Then you get sick.




Our Updated Interview with Kim Hurt ...Wow!
Billy and Akaisha Kaderli

We met Kim in Thailand many years ago, and we did a very informative interview with him at that time. But we want to do an update! Enjoy this current interview with the amazing Kim Hurt.

Real Investment Report
Lance Roberts

Bull Rallies & Market Tops - Last week, we discussed the fulfillment of our expectations for a bull rally. While the rally was attributed to the rather “dovish” stance taken by Jerome Powell and commentary from the White House on potential progress on resolving the “trade war” with China. The reality is it had little to do with those headlines but was simply a reversal of the previous “exhaustion extreme” of sellers during November and December. The rally, as we laid out two weeks ago, continues to work within the expected range back to 2650-2700. 

When Is Enough Money Enough? How Do You Just Stop Working?
Billy and Akaisha Kaderli

I have a question, and I’m sure you have heard this many times before, how do you know when enough is enough? I mean, my investments would cover my expenses, at least if I stick to the 4% rule but how did you come to pull the trigger and just stop?

Want to Learn about Retirement? Go to the Source
Billy and Akaisha Kaderli

Recently we have read articles on retirement in general - and early retirement in particular - in notable publications. What strikes us odd is that the authors might interview one retiree, and then three or four “financial experts” describing the risks that retirement entails. We are told over and

Maneuvering through Medical Events Overseas
Billy and Akaisha Kaderli

When it comes to navigating health care issues in a foreign country, lots of travelers or would-be Expats have a legitimate concern over the language barrier. While there is a possibility that you could find yourself in the backwaters of Vietnam, in a lonely village in the mountains of China or Tibet, or spending the night in a hill tribe pueblo reachable only by rickety bridges, chances are you...

2018 Annual Spending Update - 28 Years and Counting
Billy and Akaisha Kaderli

About eight years ago we produced this video: Adventures in Financial Independence where we listed our annual spending and daily average. We like to keep up-to-date with our Readers as to what our current spending is and as of the end of 2018, our average spending ...


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  The proper function of man is to LIVE, not to exist. I shall not waste my days trying to prolong them. I shall use my time. – Jack London

We took social security at the age of 62, should you?

Guide to Early Retirement

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


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Beach Vendor in Puerto Vallarta, Mexico Selling Fresh Grilled Marlin and Shrimp

Your Retirement Dream IS Possible

Profile of Billy and Akaisha 38 year old retirees

More Adventures

Retirement begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

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Conserving and Building a Greener Future

Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala




Tequila, The Finer Pleasures
Billy and Akaisha Kaderli

It is safe to say that most people don't know the history of Mexico's national drink, tequila. Nor do they know that the valley town of Tequila is 50km northwest of Guadalajara, making it an easy daytrip from the capital of Mexico's state of Jalisco. A popular image surrounding this beverage is one of charros, desperados, shoot 'em ups and heavy machismo.

Is It Work or Is It Passion?
Billy and Akaisha Kaderli

While taking a break from the sun and surf, relaxing in my hotel room in a tiny beach town on Mexico’s rugged Pacific Coast, my cell phone rang. ‘Howdy, Beautiful!’ my friend of four decades shouted from snow country, thousands of miles away. "Been watchin’ your website for years and I read all your stories. Love ‘em. But I thought you were retired!" How many times over the decades since we left the conventional work force have we heard that challenge? Our responses have ranged from surprised silence to justification of our volunteer work, to just laughing out loud.

Seductive Sedona Sedona, Arizona, USA
Billy and Akaisha Kaderli

Located in the stunning southwest of the United States, Sedona, Arizona has captured the hearts and fantasies of people for centuries. Just southwest of Flagstaff, Arizona, Sedona is fringed by National Forests, and Mountain Wildernesses. Lying at the mouth of the wildly beautiful Oak Creek Canyon, it is a unique geological area that mesmerizes tourists of all sorts.

5 Tips to Change Your Life
Billy and Akaisha Kaderli

As we go through Life, we tend to pick up some wisdom. Hopefully we learn a more stress-free manner of living, a style of engaging more confidently, with less conflict to our days. Below are five tips on how to move in this direction of personal peace, and they will change your life if you implement them.

Interview with Early Retirees - Steve & Lynn Miller
Billy and Akaisha Kaderli

Recently on our newsletter, we asked if any of our Readers were planning to retire at the age of 50. Steve and Lynn Miller answered our request and we decided to interview them so they could share their perspectives on how they made their retirement plans work.

Living Off the Grid - Xcalak, Yucatan, Mexico
Billy and Akaisha Kaderli

Some folks who had read our Adventurer's Guide to Early Retirement invited us to visit them while we were in the “neighborhood” - meaning the Yucatan peninsula. We have never been to the southern area of Mexico where they live, so we jumped on the opportunity. Instructed to meet Jon at 100% Agave, a well known local joint in Mahahual, we entered a Jimmy Buffet style bar-restaurant with beach sand as the floor.

VIDEO - Let Us Help You Achieve Your Retirement Goals – FIRE

What if you could find a way to afford your dream lifestyle - Right Now? Let us answer your questions about housing, health care, how much you need to retire and more! Join our Retire Lifestyle Mentors Community today.

Billy and Akaisha's Three Lessons on Retirement
Billy and Akaisha Kaderli

Retirement is a great achievement, but it's not static. It's not like once you arrive you can forget about it and put it on auto-pilot. It's an interactive manner of living that continues to respond to our input, the new skills we learn and how our goals modify. Hopefully we continue to grow and change, making our retirement sustainable and sweeter to live.

Live the life of your dreams. Why not? This is YOUR life and it's one time around. Let us help you get there. We have lots of experience and proven techniques that can give you the freedom to enjoy your retirement. Join Retire Lifestyle Mentors Community today!

Our recap of over 3 decades of world travel and financial independence. COME JOIN US on this road less traveled!

Exotic Travel on $53 a Day
Billy and Akaisha Kaderli

Years ago, we never would have guessed that by age 57, we'd be journeying for more than 100 days through the Mexican Pacific Coast, on into the volcanic heart of Guatemala, enjoying the beach and laid-back island life of Belize, and partaking in the Mayan style of living in Mexico's Yucatan Peninsula. What's more, we found a way to do it that was amazingly affordable.


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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