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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


How I hate to hear this. You two were such a love story and such role models to the rest of us retirees! God bless you, Billy. She is still here with you--just in another dimension. Dr H

Dear Billy - The first I heard of you and your wife was in the podcast from Madfientist. I was deeply inspired for all these years by the way you conducted your lives. You lived the FIRE lifestyle before anybody else or the subsequent movement. You are legends. I would like to express my condolences to your loss. I was recently thinking more about you two since I became 38 this year. It always was an idea to meet you two once. If you happen to be in Zurich Switzerland I would be glad to meet you. I wish you all the strength in this situation and best regards Roman

Billy, My deepest and sincere condolences for your loss. I have been following you and Akaisha for well over 20 years. I bought, devoured and still have my green CD rom book you guys produced many years ago. You both taught me so much, changed my trajectory in life and showed me that early retirement could be accomplished. You two were my role models. Although it took me longer than I hoped, I finally retired two years ago. It was always a dream of mine to meet up in Chapala Mexico with you both one day and share a cold beer or Margarita. It pains me that I will never have that chance to meet Akaisha in person and see her smiling face. It was very touching to watch you step up to care so lovingly for your wife and comfort her to the very end. I'm grateful you took time to include us all to share in her final journey. My heart is breaking and my tears are flowing for both you and Akaisha. Thank you for sharing and showing us the way all these years. I hope you find inner peace and resume your journey in the future. I will be looking forward to hearing about it. What a life you two led! Thank you for a wonderful and joyful ride. RIP Akaisha ❤ - Steve

Our Latest Adventure
The Song that Carries Me Forward
Billy and Akaisha Kaderli

Please know that I have read every single one, often through tears, and I am deeply touched by your love and compassion.

 


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Technical Market Trading Chart Real Investment Report

Under the surface, the rotation we have been flagging started to turn. The mega-caps bounced hard, with Apple up almost 9% on the week and Alphabet up nearly 7%, while semiconductors finally cooled and the SOXX fell 4%.

 
Lake Chapala, Mexico Our Five Reasons to Retire Abroad
Billy and Akaisha Kaderli

No one is pushing people to move overseas in their retirement and there is nothing wrong with someone who decides to stay in the States or Canada during their Golden Years.

 
 

 

 

 
I Am Humbled
Billy and Akaisha Kaderli

The tremendous outpouring of love and support for me after Akaisha’s passing is beyond words.

 

In Memory of My Loving Wife, Akaisha
Billy and Akaisha Kaderli
 

The Benefits of Early Retirement
Billy & Akaisha Kaderli

Retirement is something that many people look forward to in their later years, but what if you could leave your career earlier? The reality is, with careful planning and financial discipline, it's a goal within reach for many.

 

Akaisha Update
Billy and Akaisha Kaderli

I’m not trying to embarrass Akaisha in any way, shape, or form by sharing these moments, but I am slowly losing my best friend, my partner, my travel companion, and my wife—bit by bit, every single day.

 
Poster outside Le Select on St. Barth, Caribbean Restaurant Bar Le Select St. Barth
Billy and Akaisha Kaderli

Le Select is famously linked to Jimmy Buffett, a frequent visitor, who performed free concerts for the bar’s 50th, 60th, and 70th anniversaries.

 

The Best Investment Move We Ever Made
Billy and Akaisha Kaderli

According to the financial pundits, we should have run out of money long ago, barely getting by, living on social security, and with little possibility of travel.

 
Unlocking Financial Freedom: A Guide to Calculating Your Retirement Need  
Senior couple in the ocean at Shell Beach, Gustavia, St. Barth Shell Beach St. Barth
Billy and Akaisha Kaderli

It's the only "in-town" beach and is easily accessible from the marina or Le Select Bar which makes it ideal for visitors who want to combine beach time with some shopping or dining in town.

 
Billy Akaisha on the Pacific Coast of Mexico Do You Need Two Million Dollars to Retire?
Billy and Akaisha Kaderli

We like to keep informed about the topic of retirement from the perspective of money managers and those in the financial fields. You might have read some of these articles also, you know, the ones that say Americans have not saved enough to retire.

 
Can Millennials become Financially Independent? Posted By Financial Independence Hub

Millennials, those born roughly between 1980 and the year 2000, face a different future than Baby Boomers did at their same age. In terms of Wealth Building and saving for Retirement their challenges are wage stagnation, unemployment, underemployment and a seeming sense of entitlement.

 
A nutty treasure! Touring a Macadamia Nut Ranch
Billy and Akaisha Kaderli

We were immediately greeted by Lorenzo, a colorful character with stories to tell, and the owner of the rancho.

 
Early retirees in Oaxaca, Mexico

Time Is on Your Side Start Today, Retire Early: A Guide for Young Investors
Billy and Akaisha Kaderli

Tired of the rat race? Dreaming of early retirement? You're not alone! We receive countless letters from young adults eager to secure their financial future. This guide outlines the first steps you can take right now, no matter your career stage or savings level.

 
Our table area where we had lunch On the Shores of Lake Chapala, lies Hot Springs Termal Cosala Hotel & Spa San Juan Cosala, Mexico
Billy and Akaisha Kaderli

The sparkling pool of hot thermal water was 36 degrees Celsius, or about 97 degrees Fahrenheit. It was lovely, clean and relaxing. We were the only ones there on this day, so we had the whole spa to ourselves.

 

 

A mind once stretched by a new idea  never regains its original dimension. – Oliver Wendell Holmes

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Who Really Started the FIRE Movement?

 
 

 

 

Why We Took Social Security at Age 62

 

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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Lake Chapala Living Guide

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Could the Dow Jones Industrial Average, DJIA, Rise to 200,000 by 2041?
Billy and Akaisha Kaderli

I originally published this piece when the Dow Jones Industrial Average hit 35,000 in 2021. Recently it crossed 46,000, which puts it on track to hit 200,000 by 2041.

 

Akaisha Update: Our Days of Love, Care, and Quiet Gratitude
Billy and Akaisha Kaderli

I am doing my best to give her well-balanced gourmet meals, while monitoring her weight, blood pressure, blood oxygen levels, and providing emotional support. It takes a lot out of me, but I remember what she once told me: “Billy, I would switch places with you any day.” Ouch!

 
Elderly woman giving the Wai greeting, Mekong River area, Laos

Relax, Breathe and Enjoy the Moment
Billy and Akaisha Kaderli

It was here that I felt a strange tug at my heart and looked to my left away from the river. I practically whispered to Billy, “Something is over there. I’m curious, let’s go see.”

 
Billy in Vietnam Retirement Is Not Rocket Science
Billy and Akaisha Kaderli

Getting your house in order for retirement or financial independence is not that difficult. Many investment professionals, journalists, and commentators seem to complicate the issue to the point that even we can't understand it.

 

The Gift
Billy and Akaisha Kaderli

I’ve said it many times before: caregiving for the person you love more than life itself drains you in ways you never imagined. The thousand small tasks she once handled without a second thought now rest on my shoulders. Akaisha has always been a force—an independent producer, a creator, my perfect partner. We built our life and our work side by side.

 
Doc Grok
Billy and Akaisha Kaderli

There are many times while sitting alone quietly, my mind wonders and wishes I had asked docs this or that. Of coarse, if I had known the question I would have asked, but it just now popped into my head. It’s a great time for technology advances and my introduction to AI.

 
 

 

 

 
Our 36th Year
Billy and Akaisha Kaderli
 
Akaisha and Billy at a Thai resort. Photo by Steve Kramer

Home Sweet Home
Billy and Akaisha Kaderli

Should we keep our current home and all the corresponding expenses like property tax, insurance, repairs and maintenance? Maybe we need to downsize so we can ...

 

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One of the most beautiful places on the planet

 We recommend advanced placement courses online at EHS

The Pacific Coast of Mexico Guide details our travels along the coast.

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The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

 

Profile of Billy and Akaisha 38 year old retirees now into their 31st year

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Contact info = TheGuide@RetireEarlyLifestyle.com

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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