Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

THE ADVENTURER'S GUIDE was very impressive. I found myself nodding in agreement most of the time I was reading your book... I really appreciated the parts that explained what happened in your lives to propel you forward and the frank discussions of your personal spending and finances. That, I believe, is the single largest unknown: what financial steps are recommended to proceed. Thank you very much for your hard work. And thanks for sharing your experiences. - David Cross, Alexandria, VA

Our Latest Adventure

Young man with a ball cap on.

Interview with Tom Brickman, The Frugal Gay
Billy and Akaisha Kaderli

It is one of our joys here at RetireEarlyLifestyle to bring to our Readers interviews of people who have found their own unique ways to obtain financial "critical mass". Tom,  has wowed his followers time and again with his ability to remodel older homes and resell them at profit.


Jackie Lange expert has your answers regarding Panama

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Billy and Akaisha in Guatemala

Having Flexibility in Your Retirement; An asset worth investing in
Billy and Akaisha Kaderli

In our articles, we have mentioned many times that retirement must be based on good money sense, but we have also emphasized that it’s the emotional component of this new lifestyle that can get one’s nose out of joint.




Wide shot of couple walking into tropical resort while on vacation

Retiring early abroad: The good and bad of living overseas during retirement

For many Americans, the appeal of a foreign destination is obvious – living a new adventure, enjoying new types of food and stretching their dollar – but is it really the best option for early retirees?

The front of Le Quattro Specierie Gourmet Restaurant, Lecce Italy Le Quattro Specierie - Gourmet Restaurant and Roof Garden - Risorgimento Resort Lecce, Italy
Billy and Akaisha Kaderli

Billy found this restaurant listed in Lecce, and we were eager to try it out. Le Quattro Spezierie offers Italian cuisine and garden views.

Retire Early Lifestyle hat on the beach There are Two Paths to FIRE - Financially Independent Retire Early
Billy and Akaisha Kaderli

As the years have gone by, we have received many questions about FIRE. We’ve spoken to those who wish to retire early, and to those who have already done so. What has emerged as a theme, is that there are two paths to FIRE: the monetary, measurable path -- and the emotional, immeasurable path. Let us explain.

That 70s Show Inflation rates, Fed rates, and S&P 500 prices and events.

Real Investment Report

You will also notice in the chart that each period of rising inflation coincided with increased stock prices. As discussed in that article, Authur Burns and Paul Volker, then Chairmen of the Federal Reserve, would engage in an aggressive rate-hiking campaign. Such eventually resulted in a bear market, a recession, or both.

In front of Captain Vega's plane Flying High over Oaxaca AeroVega Our "Private" Flight from Oaxaca, Mexico to Puerto Escondido and back to Oaxaca City

We decided to take a mini-break from our lives in Panajachel, Guatemala and flew to the city of Oaxaca, Mexico. We had been here before in years past, and really enjoyed the beauty of the Historico Centro of the city, not to mention its wide variety of restaurants, mescalerias, museums and shops. Yet... the beach called us.


Fresh cheesecake with fruit jam topping, L'Obelisco Restaurant, Lecce, Italy

L'Obelisco Restaurant Lecce, Italy
Billy and Akaisha Kaderli

What first attracted Billy was this photo of grilled meats. The selection was seared with flavor from the fire and looked mouthwatering. We thought we'd give it a try.

Billy and Akaisha On the Beach in the Dominican Republic Financial Keys to Retirement
Billy and Akaisha Kaderli

Just as any successful business, you need to know your assets and liabilities. You are in charge of your financial life, so treat it like you are the CEO.



Man, once surrendering his reason, has no remaining guard against absurdities the most monstrous, and like a ship without rudder, is the sport of every wind. With such persons, gullibility, which they call faith, takes the helm from the hand of reason and the mind becomes a wreck.- Thomas Jefferson (1822)

We took social security at the age of 62, should you?

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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Taking a walk outside the tourist zone, Lecce, Italy

We walk past the famous Porto Napoli, one of the gates that allowed people in and out of the walled city of Lecce, Italy. Traffic was monitored for safety of the residents. We are headed to a restaurant called L’Obelisco named after the Obelisk in the town. On the way there, we encounter some friendly students and ...




Church and buildings lit up at night, Lecce, Italy

The Beautiful Walled City of Lecce, Italy at Night
Billy and Akaisha Kaderli

Lecce is a romantic city inspired by its Baroque charm. During the day, the sunlight hits the yellowish-cream colored stone and inspires photographers, writers and artists everywhere. But Lecce at night brings out a whole other style of glamour and grace.

Billy Akaisha Brindisi, Italy

It’s a Lifestyle, Not a Vacation - More Retirement Reflections
Billy and Akaisha Kaderli

We were not taking a break from work, we were leaving the working world all together. It was a little unnerving to be making such a clean break because we were out on our own with little emotional support from family and friends.

This couple retired early with $500K over 30 years ago

Billy and Akaisha Kaderli retired in 1991 with $500,000 in savings. Watch this video to learn about the couple and to see how they invested their money to make it last for decades.

Fisherman throwing his net out on Lake Chapala Sunset Cruise Lake Chapala, Mexico
Billy and Akaisha Kaderli

Billy has been mentioning a sunset cruise on Lake Chapala for a long time. He contacted Fernando, a boat captain to arrange for time, date and price. Off we go!

L'Obelisco Restaurant in Lecce, Italy

Billy is ordering our meal at L’Obelisco Restaurant in Lecce. Our waitress is a student in the Lecce University School of Language. She is lovely, and helps us with our order. L’Obelisco was built in 1822.

Hawaiian Girl
Billy and Akaisha Kaderli

I asked what her financial plan for retirement was. She told me that she did not have much faith in the future, therefore she had none. I asked her, “What if you are wrong?” Her response was ...

Buying Cheese at an Ancient Dairy in Lecce, Italy

Billy and I are in an ancient dairy in Lecce, Italy, purchasing some cheese to take back to our hotel room. Prices outside of the tourist zone are more affordable and residents of the city buy their foods at these locations. The cheeses in Italy are so good, one rarely makes a mistake when choosing.


Surviving a "Bear Scare" In or Just Before Retirement
Billy and Akaisha Kaderli

It's everyone's nightmare: watching retirement assets vanish in a bear market, especially in or just before retirement.

Outdoor seating in cafe Boccon Divino in Lecce, Italy

Cafes in Lecce, Italy
Billy and Akaisha Kaderli

In days gone by, these cafes tended to be places where the upper classes, artists, and intellectuals congregated. It was where one got "the talk of the town."

5 Money Saving Travel Tips
Billy and Akaisha Kaderli

Knowing your particular traveling style can make your adventures to exotic locations run more smoothly. Each style brings advantages and disadvantages. Do you know yours?




One of the most beautiful places on the planet

Early Retirement Blog

The Pacific Coast of Mexico Guide details our travels along the coast.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez





Gold Investment Companies

Want to go to Guatemala. This is the book to travel with

Goldco Review

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.



Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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