"Begin now." That's what we say to those 20- and 30-year-olds who write to us asking how they should prepare to retire early.

Very inspiring, thank you. - Ben, - Loved it. So practical. So free spirited.- Mighty

Billy is at Chico's Restaurant before opening time, the day after a BIG storm came through.

But perhaps you should be asking, "How much am I paying to work?" After all, maintaining a career -- and the lifestyle that often accompanies it -- isn't free.

5 Truths We Have Discovered with over 4 decades of Retirement
Billy and Akaisha Kaderli

At the age of 38, we left the conventional working world and launched an independent lifestyle of our own creation. It was an uncharted road with few support systems like online banking, safe withdrawal rates, and email to keep in touch with family.

Medical Vacations: A Retiree Health-Care Solution?
Billy and Akaisha Kaderli

The debate over U.S. health-care reform rages on. But why wait for someone else to dictate your future? You have many options -- if you're willing to take a vacation.

Early Retirement as a Lifestyle
Billy and Akaisha Kaderli

In 1991, at the age of 38, we left our fast track lives, packed it up, sold everything, and moved to Nevis, a 36 sq mile island in the Caribbean. From there we started traveling and haven’t looked back.

When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

FIRE - Financial Independence, Retire, Early
Billy and Akaisha Kaderli

Here we are, well into our 32nd. year of financial independence, and according to the pundits it wasn’t suppose to be this way. We were supposed to run out of money, the 4% rule doesn’t work, and we would be bored. Yet, we’re still going strong.

Essential Guidelines for Travelers
Billy and Akaisha Kaderli

Keeping your essential personal and finance information safe while on the road should be at the top of your list. Losing your passport or credit card while traveling means you are in for some serious inconvenience.

During our conversations, the common theme seemed to be the state of the economy and the lost values in people's homes and investment accounts.

This couple is an excellent example of old school FIRE !! Kudos to them !!- Bill

Always refreshing to see those who are not all about the money, and more into a fulfilling and humble life! Volunteering is truly underrated and I wish more in the FI community would embrace it. - Financial Fives

We Do Not Know the Future
Billy and Akaisha Kaderli

Depending on where one stands, the idea of "The Future" can be invigorating or terrifying. The thing is, ...