In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
Retire
Early Lifestyle is a content based
website that appeals to a different kind of
person - the person who prizes their
independence, values their
time, and who doesn't want to mindlessly
follow the crowd.
Thank you so much
for how inspiring you are! I hope you are both
taking good care of yourselves and give my best to
Akaisha. All my best, Nachelle (The cargojet pilot
that visited you when I was on a layover from
Guadalajara, in case you forget)
I recently came
across The
Adventurer's Guide to Pana Living, and I
felt compelled to reach out in appreciation of the
practical, heartfelt, and deeply inviting guide you
have created for anyone dreaming of a different kind
of life.
What immediately
stands out is your emphasis on human engagement as a
feature of daily living. So many retirement guides
focus exclusively on cost of living, climate, and
medical care. You cover those essentials thoroughly,
but you go further. You describe a small community
where people know who you are and say good morning
to you on the street, where shop owners become part
of your daily rhythm rather than anonymous
transactions. That sense of belonging cannot be
priced, and by naming it as a core feature of
Panajachel, you speak directly to the loneliness
that often accompanies traditional retirement
models.
The title
itself, The Adventurer's Guide to Pana Living, is
perfectly chosen. You are not writing for people who
want a gated expat bubble identical to what they
left behind. You are writing for adventurers, for
those willing to live alongside an ancient Mayan
indigenous culture, for those who see reasonable
cost of living and modern medical care as
foundations rather than limitations. That framing
attracts the right reader and sets honest
expectations.
I especially
admire your focus on the sensory and relational
details. Fresh fruits, vegetables, meats, fish,
abundant and accessible. Lake Atitlan described as
one of the most beautiful lakes in the world. A
short glimpse into Antigua, a must see city. These
are not dry facts. They are invitations. You
understand that a guidebook should inform but also
inspire, and you strike that balance beautifully.
The phrase
"retirement gem in the rough" is honest. Panajachel
is not polished. It is unique, unusual, unmatched in
beauty. By acknowledging both the rough and the gem,
you build credibility. Readers trust that you are
not selling a fantasy but sharing a real place you
have come to love, warts and all.
As an author, I
deeply respect books that help people navigate major
life transitions with clarity and heart. The
Adventurer's Guide to Pana Living feels positioned
to resonate with retirees, digital nomads,
expatriates, and anyone who has ever wondered if
there might be a more connected, beautiful, and
affordable way to spend their days. - Jodi Picoult
For the week ahead, the question
is whether this was a healthy rotation or the first
real crack. I think this is the beginning of
potentially a bit larger correction heading into
this quarter-end rebalancing. However, Wednesday’s
inflation report will go a long way toward answering
it. A hot CPI landing on top of Friday’s hot jobs
number would pour more fuel on the yield fire, and
that’s the thread to watch.
It's the only
"in-town" beach and is easily accessible from the
marina or Le Select Bar which makes it ideal for
visitors who want to combine beach time with some
shopping or dining in town.
We like to keep
informed about the topic of retirement from the
perspective of money managers and those in the
financial fields. You might have read some of these
articles also, you know, the ones that say Americans
have not saved enough to retire.
Millennials,
those born roughly between 1980 and the year 2000,
face a different future than Baby Boomers did at
their same age. In terms of Wealth Building and
saving for Retirement their challenges are wage
stagnation, unemployment, underemployment and a
seeming sense of entitlement.
Tired of the rat
race? Dreaming of early retirement? You're not
alone! We receive countless letters from young
adults eager to secure their financial future. This
guide outlines the first steps you can take right
now, no matter your career stage or savings level.
The sparkling
pool of hot thermal water was 36 degrees Celsius, or
about 97 degrees Fahrenheit. It was lovely, clean
and relaxing. We were the only ones there on this
day, so we had the whole spa to ourselves.
I originally
published this piece when the Dow Jones Industrial
Average hit 35,000 in 2021. Recently it crossed
46,000, which puts it on track to hit 200,000 by
2041.
I am doing my
best to give her well-balanced gourmet meals, while
monitoring her weight, blood pressure, blood oxygen
levels, and providing emotional support. It takes a
lot out of me, but I remember what she once told me:
“Billy, I would switch places with you any day.”
Ouch!
It was here that
I felt a strange tug at my heart and looked to my
left away from the river. I practically whispered to
Billy, “Something is over there. I’m curious, let’s
go see.”
Getting your
house in order for retirement or financial
independence is not that difficult. Many investment
professionals, journalists, and commentators seem to
complicate the issue to the point that even we can't
understand it.
I’ve said it many
times before: caregiving for the person you love
more than life itself drains you in ways you never
imagined. The thousand small tasks she once handled
without a second thought now rest on my shoulders.
Akaisha has always been a force—an independent
producer, a creator, my perfect partner. We built
our life and our work side by side.
There are many
times while sitting alone quietly, my mind wonders
and wishes I had asked docs this or that. Of coarse,
if I had known the question I would have asked, but
it just now popped into my head. It’s a great time
for technology advances and my introduction to AI.
Should we keep
our current home and all the corresponding expenses
like property tax, insurance, repairs and
maintenance? Maybe we need to downsize so we can ...
With fear,
you must prevent, not cure. Fear must not be
allowed to take hold in the first place. If you
are in a canoe, never listen to the roar of the
rapid ahead before you let go of the river bank.
Just do it! - British Polar explorer Ranulph
Fiennes
When you are in a
situation such as mine (supposedly racing towards
death) people want to say something helpful and
supportive. It’s my opinion that ...
Sure, you get
a paycheck, but what about the expenses associated
with working? Let's explore the hidden costs that
can eat away at your financial well-being.
It’s hard enough
to be ill dealing with pain, doctors, hospitals,
money flying out of your pockets, and trying to keep
organization about the whole thing that makes some
kind of sense.
Globe Trotting is also known as slow travel - and in
our case, very slow travel. Wanderlust is in our
blood. We enjoy learning about and experiencing
uniquely unusual locations around the globe.
Peer Pressure
We know all too well this particular confrontation,
as we encountered it ourselves in 1991 when we
pulled the plug from the conventional working world
at the age of 38.
First, we want to say that there is no one right way
to travel, and as long as you know your particular
style, you should be able to make the most of the
challenges that come your way. And there will be
challenges.
Billy and Akaisha Kaderli are
recognized retirement experts and internationally published authors on topics of
finance, medical tourism and world travel. With the wealth of information they
share on their award winning website RetireEarlyLifestyle.com,
they have been helping people achieve their own retirement dreams since 1991.
They wrote the popular books, The
Adventurer’s Guide to Early Retirementand Your
Retirement Dream IS Possible available on their website bookstore or
on Amazon.com.
Retire
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their
time, and who doesn’t want to mindlessly
follow the crowd.
