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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


Hi Akaisha & Billy, You are often in my thoughts. Several years ago, I had the privilege of interviewing you when you were in Saigon, and that conversation has stayed with me ever since. The way you both choose to live — with such intention, freedom, and joy — continues to inspire me deeply. I am holding Akaisha close in prayer, believing for vibrant health, renewed strength, and many more beautiful chapters ahead. With love and gratitude, Cynthia

Just read that you are returning to the hospital. My prayers & thoughts for you are in my daily prayers & I pray for guidance for the doctors. May God guide you in your decisions. I just want to Thank You for your letter it meant alot to hear from you. We have been friends for many years & I have cherished that friendship. Please keep in touch when you can. Love & Prayers, Kay

Wow, I’m speechless. It sounds like you have a plan for your healing and good you have faith in your doctors. Please know that I am thinking of you even though that expression sounds trite at this moment. Stay strong- I’m sending hugs to you. Love, Sandy

An inspiring letter letting us know what’s going on in your life right now.  Thank you. Such good news that you have an excellent and trustworthy team working with you.  And the power of Grace too.   All my love, Vicki

Greetings Akaisha & Billy: I am sure all your readers will understand your decision. Many of us have benefited from all your helpful and friendly advice. You both have had a great ride in life as well as with Retire Early Lifestyle adventure you offered all of us. Personally you gave me the courage to retire. I was not as fortunate as you both were as I retired at age 68. I never thought I could live the life my spouse and I do now. We have been traveling frequently the past 4 years visiting Alaska, Hawaii, Tahiti, Europe, South America, Australia, Bermuda, Los Cabos, New Mexico, New Zealand and Galapagos. We are headed on an expedition to Antarctica with Viking followed a visit to Patagonia. In May we tour Amsterdam then cruise to the Nordics. In September Paris for 5 days then fly to Kenya for 9 day Great Northern Migration, we fly to Capetown for 4 days in the wine country then join a group for 16 day safari in South Africa. We have trips for 2027 booked to Asia and Iceland/Greenland and for 2028 Japan. Thanks to both of you... I am sorry your health impacts your quality of life. You are both WONDERFUL people and are paradigms for us married folks to emulate. BTW if your travels ever take you Florida you are welcome to stay at our home. Stay strong, and may God Bless you both.  Ed  & Kathy Kierce

Our Latest Adventure
Ribera Hospital, Chapala, Mexico Mesa to Chapala - and then the downhill slide My intimate Journey with Cancer Part 10
Billy and Akaisha Kaderli

Billy was frustrated with my continuous complaints, and my sister was about ready to “rip me a new one”. “Get it fixed! See a ‘real’ doctor!

 


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On the sandbar, Mosquito Coast, Holbox, Mexico Getting things in order - My Letter to Family My intimate Journey with Cancer Part 9
Billy and Akaisha Kaderli

So much has happened in these recent three short weeks that my life and how I am living it has changed forever. I literally went from walking around, going to the grocery store in Mesa, Az. trudging through the airport and carrying my gear, and arriving in Chapala unscathed - to not being able to stand, walk, climb stairs or get out of bed without assistance.

 
!!!MERRY CHRISTMAS and

HAPPY NEW YEAR!!!

 
We Take a Land Taxi on Tropical St. Kitts then a Water Taxi across the Narrows to Nevis  
US whole economy profit margins

Real Investment Report

The short answer appears to be “yes.” However, it seems to be narrower, later, and more fragile than the headline mythology suggests. Importantly, the official “Santa Claus rally” window has not even started yet, as it is statistically measured as the last five trading days of the year plus the first two of January.

 
 

 

 

 
Seniior woman inside Comptoir du Pantheon in Paris, France Comptoir du Pantheon Paris, France
Billy and Akaisha Kaderli

There's nothing like a fresh croissant with espresso in the morning while looking out on the magnificent Pantheon in Paris.

 
A pile of Quetzales, Guatemalan money Expat Living and Dollar Fluctuations - How to deal with Dollar Fluctuations when you live outside the US
Billy and Akaisha Kaderli

When the Dollar loses value against one of these currencies, we still receive money from the ATM but it costs us more than the last time we withdrew funds, thus increasing our cost of living.

 

Mesmerizing Mazamitla - Mazamitla, Jalisco, Mexico
Billy and Akaisha Kaderli

Our bus wasn't first class, but at least it wasn't the "Chicken Bus"! On the other hand, we think the shocks were original equipment.

 

Chrishi Beach Club Nevis, West Indies
Billy and Akaisha Kaderli

There is is a small, secluded beach on the northwestern coast of Nevis called Chrishi Beach.

 
Our Puddle-jumper Flight from Sint Maarten to St. Kitts/Nevis

We take a puddle-jumper sized airplane from Sint Maarten in the Caribbean to the 2-island Federation of St. Kitts/Nevis. One way tickets on Winair per person is +/- $250. Rising above one tropical island and flying to another we see boats moored in the harbor, a cruise ship docked on Sint Maarten, beautiful sky and sea, and the lush flora of St. Kitts upon landing. We’re not done! We still need to take a land taxi, then a water taxi and then our friends pick us up and take us to our villa.

 

NEW Retire Early Lifestyle Theme Song
Billy and Akaisha Kaderli

RetireEarlyLifestyle.com focuses on early retirement strategies, financial independence, and lifestyle hacks—think escaping the 9-5 grind with smart investing, side hustles, and travel vibes. Our theme song captures that upbeat, motivational spirit: with lyrics about freedom, beaches, and ditching the alarm clock.

 
Caleta Beach, Mexico Preparing Your Portfolio for Retirement? - Income Is So Yesterday
Billy and Akaisha Kaderli

When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

 
Senior friends ordering their meal at Dew Drops Restaurant, Nevis, West Indies Dew Drops Restaurant Nevis, West Indies
Billy and Akaisha Kaderli

As tourism increased on the island, this small, Mom and Pop eatery grew as well. Keeping true to their modest roots, you are sure to get an authentic Nevisian meal without the upscale resort pricing.

 

 

If you need the weekends to feel alive, you're doing the other five days wrong. Curiosity never retires.

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Who Really Started the FIRE Movement?

 
 
 

Why We Took Social Security at Age 62

 

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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Billy and Akaisha Kaderli Interviews 

Lake Chapala Living Guide

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IRA Gold and Silver

Silver IRA Custodians

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IRA Investing

 

 


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Panoramic view of Lake Atitlan at sunset

Financial Independence: Going from Satisfaction to Satisfaction
Billy and Akaisha Kaderli

One such recent article in the New York Times by Joanne Kaufman titled, Is Early Retirement Great? For Some, It's Hard Work to Have Fun presented some surprising challenges and questions.

 

Can Millennials Become Financially Independent?
Billy and Akaisha Kaderli

In terms of wealth building and saving for retirement their challenges are wage stagnation, unemployment, underemployment and a seeming sense of entitlement.

 
Akaisha and Billy in front of a Panoramic view of Lake Atitlan, Guatemala

Living Your Best Life after 65: How do You Want to Spend Your Money?
Billy and Akaisha Kaderli

Retirement life is better than you ever expected. As the years pass your net worth continues to grow and you are feeling confident and have relaxed into your lifestyle. Then you get sick.

 
Our tequila tasting after the tour of La Altena Distillery, Arandas, Jalisco, Mexico La Altena Tequila Distillery Arandas, Jalisco, Mexico

As tequila-making is often a family business affair passed down through generations, we were not surprised that La Altena, a distillery just outside of Arandas, was run by Felipe Camarena's brother and sisters.

 
The meats roasting away Asadero Mi Ranchito
Billy and Akaisha Kaderli

So this "Little Ranch Grill" offers lamb, baby piglet, sausage, chicken, ribs, organ meats and steamed pork shank. Some of the best you might have ever had!

 
 

 

 

 

symbolic painting of Jesus Maria, Jalisco, Mexico

Tequila Nirvana: Exploring the Best Distillery in Mexico's Golden Triangle (Jesus Maria) Jalisco, Mexico
Billy and Akaisha Kaderli

Whatever it is, tequila probably can't fix it, but it's worth a shot! - Jimmy Buffett

 
Billy reads the Bangkok Post as Akaisha peddles - Joking around in a Jak-a-Ran, Chiang Mai, Thailand

The Benefits of Globe Trotting
Billy and Akaisha Kaderli

You know, like that little cafe apart from the tourists that you found in the alleyway which served the best tortellini you have ever eaten. Or that French bakery you discovered with astonishing croissants and baguettes.

 
San Javier Hospital, the number 1 hospital in the  western part of the country of Mexico

Transitioning from Asia to Mexico - My Intimate Journey with Cancer Part 8
Billy and Akaisha Kaderli

We thought that was pretty remarkable. Call from Asia for an appointment, show up, then walk into the doctor’s office. Where else could you get that kind of service?

 
Senior man on the Bluewaves Ferry, Nevis to St. Kitts, West Indies Spice Mill Fusion Caribbean Kitchen St. Kitts, West Indies
Billy and Akaisha Kaderli

Celebrated for its eclectic Caribbean cuisine, you'll experience tantalizing flavors from Africa, France, England, Iberia, Asia, and Holland. And guess what?! We know the owner!

 

 

One of the most beautiful places on the planet

 We recommend advanced placement courses online at EHS

The Pacific Coast of Mexico Guide details our travels along the coast.

Need help with tough assignments? Choose homework helper DoMyEssay and experience professional guidance.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

 

Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Contact info = TheGuide@RetireEarlyLifestyle.com

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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