Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

Our Latest Adventure

Tips on How to Purchase a Home in an Active Adult Community

Been wanting to ask you for years…… I believe you have a “permanent residence” in Arizona. Knowing how money conscious you are ( I am the queen of frugal ) do you have to pay steep HOAs on your modular home residence?


Your mail needs while traveling

Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange has your answers regarding Panama



TOTCH'S CHICKEE HOUSE The Everglades' Native Son
Billy and Akaisha Kaderli

In the ‘70’s, Florida was an easy entryway for marijuana smuggling, especially for someone who knew the area better than the authorities. A.k.a. Totch…. Making 25 Grand per boat load was good money to folks who were used to making a few hundred dollars a month. With the advent of aerial surveillance, that plan came to a screeching halt.

Chacala Beach Mexico! Akaisha buys earrings from beach vendor Akaisha buys a set of shell earrings from a vendor on Chacala Beach in Nayarit, Mexico.

She looks in her purse... WHERE IS THAT MONEY?! Finally she gets the 20 Pesos out ($1USD) and gives the woman her asking price.

Billy and Akaisha bicycling on the beaches of Belize Early Retirement - Not Good for Your Mind! Really?
Billy and Akaisha Kaderli

Recently we read an article by Kriston Wong titled, Why Early Retirement Isn't as Awesome as it Sounds - The Relationship between Retirement and Cognitive Decline.

Chacala Beach is OPEN! Police Tape Is Gone!

After being closed to tourists for months due to COVID, Chacala Beach is now OPEN! The Police tape is gone. C'mon down! Enjoy the sweet bay for swimming.

Are We Being Misleading about FIRE?

Saw the article on MSN about both of you– Congrats on your success. ….. I am sure you are getting tons of emails…. What the article doesn’t mention is how much money you started off with? I have seen some articles that say $500,000………We are obviously not all stock brokers and successful restaurant owners…. I think it is a bit misleading excluding that information.



Curvy roads and buildings nestled into the side of the hill, Jerome, AZ Jerome, Arizona - The Wickedest Town in the West
Billy and Akaisha Kaderli

I visited family this year in Prescott Valley, Arizona. One day, we decided to go wine tasting in Jerome. Come take a look at this town with a history!


Pre-Election Correction, The Pre-Election Correction Continues, Is It Over? 09-18-20

Real Investment Report
Lance Roberts

The Correction Continues - Over the last couple of weeks, we have been discussing the ongoing market correction. As we stated last week: “As shown in the chart below, we had suggested a correction back to previous market highs was likely but could extend to the 50-dma. So far, the correction has played out much as we anticipated.”

Another Day in Paradise, Chacala Beach, Mexico

"Just getting by in Paradise," Billy and some of his friends are gathered together on Chacala Beach, Mexico. C'mon down!


Is Retirement in Your Future? - 8 Steps to Early Retirement

The perfect time for retirement doesn’t exist. This is what we have learned in our almost three decades of financial independence. Things change, and sometimes radically. There simply are no guarantees.


Join us on this road less traveled

With 3 decades of world travel and financial independence. COME JOIN US on this road less traveled!

A Sophisticated Guide to Drinking Tequila
Billy and Akaisha Kaderli

For most people in the United States and Canada, Tequila is a very misunderstood drink. Images of college spring-break kids shooting shots, chanting “one tequila, two tequila, three tequila, FLOOR!” and wet T-shirt contests, with a headache the next morning usually prevent sophisticated people from pursuing the mysteries and finer pleasures that the National Drink of Mexico offers.

Japan Airlines flight crew departing from Dallas in March, 2020 Dale Knight Travel Update
Billy and Akaisha Kaderli

The COVID restrictions have been very difficult for those of us world travelers in the Early Retirement Community. We have had friends stuck for months in Europe, The Philippines, and Peru, among other countries. We who travel as a lifestyle have found our footloose approach to life... encumbered, to say the least! Here we have a travel update from one of our World Traveling Buddies, Dale Knight.

Billy and His Friends Go Swimming on Chacala Beach, Mexico

The morning after a HUGE storm, Billy and his friends go to the beach to swim. Bee-yoo-ti-ful day, with the sun out and blue skies. Lovely.

Billy and Akaisha on a motorbike in Chiang Mai, Thailand We’re still here!

Since retiring in 1991, LOTS of things have changed. Remember cassette recorders, walkmans and 35 mm cameras?




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Knowing others is intelligence; knowing yourself is true wisdom. Mastering others is strength; mastering yourself is true power. - Lau Tzu


We took social security at the age of 62, should you?

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you

 If you are looking to retire and create your own farm we recommend visiting Silver Lake Farms

CheapWritingService - hub of people who write essays for money

"Do you think you would like to work a little bit more before retirement? You need to contact CraftResumes to get some help with finding any job. Don’t hesitate, our service is ready to assist you"

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The serenity of the water is stimulated by the joy of fishing. Journey with us into the life of angling at Catch and Fillet, for fishing tips, guides and reviews.

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Financial Independence begins when you have enough money to enjoy the lifestyle you dream about.
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Our Bookstore! Take a Look!

We take you through all of our books, and let you know how and why they are useful to you. Want to retire early? We'll show you how. Have you considered moving abroad, medical tourism, or how you can create your own financial independence? Do you want to live in a location that is easier on your wallet? All this and MORE!

Billy and Akaisha on the beaches of Naples, Florida

Top Ten Google Retirement Questions
Billy and Akaisha Kaderli

Google released the Top Ten Google searches for retirement for the past year. Check them out below:


Old mining town of Jerome, Arizona Wine Tasting in Historic Mining Town, Jerome, Arizona
Billy and Akaisha Kaderli

Every year I go to the States and visit family for a month. This year, we all decided to go to the historical mining town of Jerome, Arizona and see what we could find. With the restrictions of COVID, we called ahead to see which places were open, which allowed us to bring my sister’s pooch, and where these tasting rooms were located.

Chacala Beach Right Before a HUGE Storm - It's Coming!

At Chacala Beach in Mexico, Billy films the sunset as a tropical storm is coming. WIND is already blowing and you can hear it. Thirty minutes after this short video, the rain was a-pourin' and everyone got soaked!

Getting Ready for Mexican Independence Day, Chapala, Mexico

 Mexico's Independence Day is September 16th. There will be parades, well-dressed riders on horses, flags, music, food and more! Here you see some horseriders dressed in their finery, riding their steeds down the main street of Chapala.



Is Retirement in Your Future?

The perfect time for retirement doesn’t exist. This is what we have learned in our almost three decades of financial independence. Things change, and sometimes radically. There simply are no guarantees.


The Adventurer's Guide to Chapala Living

Retirement is right around the corner and you're ready to go someplace where the weather suits your clothes. Spring-type temperatures year 'round, Chapala, Mexico is a dream come true and the place for you! If you've been busting to get out of the rat race and ready for a little adventure then the The Adventurer's Guide to Chapala Living is for YOU.

The Pie Man Selling Mini-Pies on Chacala Beach, Mexico Beach

Vendors all over Mexico sell muffins and these delicious individual mini-pies. The price is about $0.75US cents, but the vendor will give you a deal if you purchase several. They are delicious for breakfast in the morning with a cup of coffee. Take a look!

What to Do with Mail on Long-term Travel?

My dilemma: - Each winter I leave the cold weather of NE Washington for portions of the winter months. But it ends up being for less than 30 days or no more than 57 days because mail and paying bills is my major challenge.

The Plaza in downtown Chapala Computer Woes
Billy and Akaisha Kaderli

Akaisha and I have identical Acer Swift3 computers that we use to run our popular website . We always buy the same models so that we can trouble shoot one from the other if or when it's necessary.

Hanging Out on the Beach in the Year of the Pandemic

The morning after a tropical storm, Billy hits the beach with his friends. Peaceful, clear skies, driftwood from the surging tide scattered on the beach.

The Adventurer's Guide to Early Retirement, 4th Edition - Your Simple Path to FIRE - A Common Sense Approach
Billy & Akaisha Kaderli

If you are reading this, you are interested in retirement planning. Retirement is not just about numbers - we detail numbers and more!

Akaisha and Billy

International Travel in the Days of COVID
Billy and Akaisha Kaderli

I did not want to book a ticket only to receive a voucher for a cancelled flight, so for weeks beforehand, I did my homework and had been tracking arrivals and departures from both Guadalajara, Mexico (GDL) and Phoenix Skyharbor Airport (PHX) in Arizona.



Scorpion Tails

Chihuly Nature of Glass Exhibit Desert Botanical Gardens, Phoenix, Arizona
Billy and Akaisha Kaderli

Dale Chihuly has revolutionized the art of handblown glass. Below you will see how he takes his dazzling glass 'plants' and places them in the Desert Botanical Gardens in Phoenix, Arizona, creating a surreal setting. Come take a look!



One of the most beautiful places on the planet

Taxes for Expats

Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez


Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

Don't know how to get help with statistics homework? Try BookwormHub - statistics homework help.

If creative writing gives you a headache, use a reliable academic essay writing service to Order essay fast and easily.

Our work was also featured on Caregiving Mag




Profile of Billy and Akaisha 38 year old retirees

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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