Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

I bought your fantastic book, The Adventurer's Guide to Early Retirement, not too long ago and have been enjoying it. The suggestions, the stories, it's really all amazing. Your home in the States in a resort community sounded like a great idea to me, and is something I plan on doing as well. A small base of operations here in the States would be perfect while I spend summers sailing and winters abroad. Your site and your book bring me the stories that inspire me. Thank you for that. I really appreciate it!

Guy E.

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Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange has your answers regarding Panama

A follow up book on our early retirement adventures

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Nevis W.I.







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How The Market Works: Tips for Beginner Investors


Our Latest Adventure

Billy and Akaisha
The Adults of the Fire Movement

For 30   Years

Worry-Free Housing
Billy & Akaisha Kaderli

We have the best of both worlds. Billy and I often leave the US for months at a time to visit exotic locations. We set up a home base on the other side of the globe and settle into the local community. Then, due to visa restrictions or a desire to see family and friends once again, we return home to America’s stunning Southwest. We are able to live this footloose life with comfort and ease, and without breaking the bank. Over the years, many people have asked us how it is that we can maintain a home and still manage to travel as extensively as we do.

Paul and Vicki Terhorst Interview - Update

We met up again with Paul and Vicki Terhorst in the northern city of Chiang Mai, Thailand on our latest trip to Asia, and there was lots of catching up to do. The world has changed, and we have all added a few years onto our count, bringing in different concerns so we asked them if they would mind doing an update interview. Fantastically, they said yes.




Could You Become Car-Free?
Billy and Akaisha Kaderli

It wasn't a decision we took lightly. In fact, Billy and I discussed the idea of becoming car-free for several years. There were good reasons to do it: no more maintenance and repair costs; no more fees for insurance, license plate renewal, or registration; no more fuel expense; and no more worry about storing the vehicle here in the States when we are traveling overseas for months or years at a time.

Puerto Vallarta Beach Bar, Mexico LIVE MUSIC!

Come for the weather, stay for the adventure. LIVE MUSIC, excellent weather, great food, beaches, babes and bars. Check it out! For more information on Puerto Vallarta, click here:

Hooked on Adventure
Billy and Akaisha Kaderli

At nineteen years of age, it was the trip of my lifetime. One of my very first travel adventures was in the early 70s when I went cross country as a passenger on a motorcycle. My parents were probably terrified for me, but my boyfriend was a good driver, gasoline was $0.29 a gallon, I had $400 in cash and a plastic coat. What could go wrong?

Real Investment Report
Lance Roberts

Market Continues Euphoric Advance - In last week’s missive, I discussed a couple of charts which suggested the markets are pushing limits which have previously resulted in fairly brutal reversions. This week, the market pushed those deviations even further as the S&P 500 has now pushed into 3-standard deviation territory above the 200-WEEK moving average.

Transitioning to Retirement - A Remarkable Story
Billy and Akaisha Kaderli

Has your transition to retirement gone smoothly? Did you meet unexpected obstacles along the way? If so, how did you handle those? Did you move through them, take a different turn, or stop? Our first days into retirement absolutely did NOT go smoothly. But now it's a remarkable story we tell to others along that same path. Enjoy our narrative below of Our First 200 Days.

The Brooks from Montreal, Canada play LIVE JAZZ AND FUNK on Puerto Vallarta Beach in Mexico. Everyone turns out to listen and to dance. Enjoy the fun, and Funk Out here with this video! Great sax solos...

Billy and Akaisha Kaderli

Just for kicks I ran some numbers. What if I would have been able to receive in a lump sum on the day I retired back in 1991, all of my social security money that I and my employers contributed to my account? What if? I was impressed. In fact, I was really impressed.

The perfect beach - Chacala, Mexico. Clean, lots of restaurants with fresh seafood. Campgrounds, Yoga Spa Retreat. Hear the waves, feel the peace, enjoy the beauty. A few hours north of Puerto Vallarta.

Costs of Popular Medicines in Chapala, Mexico
Billy and Akaisha Kaderli

These prices are listed below as well as the drugs themselves and what they are most commonly used for. Most of these medicines can be purchased by simply walking into a pharmacy without a prescription. We encourage you to take responsibility for your health and for what you purchase.


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You do not need to know precisely what is happening, or exactly where it is all going. What you need is to recognize the possibilities and challenges offered by the present moment, and to embrace them with courage, faith, and hope. ~ Thomas Merton


We took social security at the age of 62, should you?

The Adventurer's Guide to Early Retirement 4th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you

 If you are looking to retire and create your own farm we recommend visiting Silver Lake Farms




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Enjoying the Winter Weather in Chapala, Mexico

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Financial Independence begins when you have enough money to enjoy the lifestyle you dream about.
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Ask us anything to help you on your road to a fullfilling retirement

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Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala

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5 Things You Can Do Right Now to Gain Control over Your Future
Billy and Akaisha Kaderli

No matter what goes on in the news, Washington or the world, to build a stable tomorrow, we must take control of our own lives. Even with all the current upheaval, here are five things you can do today to empower yourself.

How Technology Has Eased Our Financial Independence and Travel Lifestyle
Billy and Akaisha Kaderli

In 1991 when we retired there was no internet, online banking, Bill Pay, stock trading or Skype. We had to make large pre-payments to credit card companies so that there would be money on our card to cover bills, and we would not be late with a payment. Not having Skype, Face Time or WhatsApp, phones calls were two dollars a minute from Mexico so a half an hour phone call home was $60USD.

The 4% Withdrawal Update
Billy and Akaisha Kaderli

I thought it would be a good practice exercise to see how our portfolio would have held up and performed during the 29 years of retirement that we have enjoyed. In this exercise, we would have stayed fully invested through all the markets' highs and lows. As you can see from the chart, our portfolio would have done quite well.

How to Become a House Sitter and Find Paid House Sitting Jobs

House sitting jobs can give you the chance to explore a new area, meet new people, and earn money. They can also be a great option if you’d like to write a book, start a business, or pursue another dream but need some income while you’re doing so.

Hotel Hunting on the Road
Billy and Akaisha Kaderli

Traveling has been our lifestyle for nearly 3 decades. Once we took nearly four months to journey through the Pacific Coast of Mexico, Guatemala, Belize and parts of the Yucatan. From the outset we knew that covering this amount of distance over land in three months would - for us - be a rushed trip. There were a lot of miles to cover and we wanted to make the stops worthwhile. Our travel style is to meander; to find the out-of-the-way restaurants, the unusual hill tribe, the hidden story in a city or town. We are travelers, not tourists, and there is a world of difference in approach.

A Simple Road to Retirement
Billy and Akaisha Kaderli

We baby boomers have acquired a reputation for altering anything we touch. We have been described as a consumer market to be tapped into by those wanting to profit from our seemingly endless appetites for consumption. "Having it all" was a mantra of our age group, one we wore with pride. We displayed our wealth in all of the accepted avenues.

Why We Took Social Security at Age 62 Update
Billy and Akaisha Kaderli

We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that. We have always lived an unconventional lifestyle and the fact that so many experts agree on waiting for payment gives us pause for thought. Here is our logic.

Cost of Living in Chapala, Mexico - January, 2020
Billy and Akaisha Kaderli

Our readers have written to us asking how much it costs to live in Chapala, Mexico. While much depends on your particular style of living, your housing needs and how you dine out or entertain yourself and your friends, below is a sample list of commonly purchased items to give you an idea of the money it takes to live in this charming town.




Interview with Jackie Lange From Panama Relocation Tours - Boquete, Panama

On our visit to Boquete, Panama, we met up with Jackie Lange of Panama Relocation Tours. Jackie was generous with both her time and her knowledge of Panama and we knew instantly that we wanted to do an interview with her to share her view of Panama with our Readers. If you ever thought of moving to Panama, you will enjoy this informative interview.

Retire Early Lifestyle made Boomer Benefits' Top 25 Senior Sites!

These sites will help you find what you need in many areas of your retirement research. Take a look and take advantage of all this experience!

Our Adventures in Paradise - Nevis, West Indies - It began in January, 1991
Billy and Akaisha Kaderli

In 1991 when we first left the working world, our plan was to go to the tiny island of Nevis, West Indies, a 36 sq. mile rock in the Caribbean ocean. On various barefoot cruises in the past, we had visited Nevis and thought it would be a good place to slow down from our over-scheduled lives.


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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Profile of Billy and Akaisha 38 year old retirees

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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