Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

In reading The Adventurer's Guide to Early Retirement, several things struck me beyond general inspiration. I like the concept of an inexpensive back-up home or home base. The idea of travel and overseas living draws my wife and me on all kinds of levels. But I always worried about wanting to return to the US in my 70’s or 80’s for Medicare, etc., and being priced out of the market. Your plan took away that fear and we are looking at cheap and easy to maintain houses in the Ozarks now. Also, I found making medical vacations part of an over health plan with a high deductible major medical plan to be very useful.

Bruce, H., New Hampshire

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Jackie Lange has your answers regarding Panama

A follow up book on our early retirement adventures

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Real Investment Report
Lance Roberts

Market Review & Recap - Over the last couple of weeks we discussed the “wild swings” in the market in terms of price movements from overbought, to oversold, and now back again. The quote below is from two week’s ago but is apropos again this week. “Despite the underlying economic and fundamental data, the markets have surged back to extremely overbought, extended, and deviated levels. On virtually every measure, markets are suggesting the fuel for an additional leg higher in assets prices is extremely limited.”

Order what you want... Eat what you get.
Billy and Akaisha Kaderli

One of the best things about traveling is the exposure to local culinary delights. We have a saying that we order what we want, but we eat what we get -- no complaints are allowed. For the most part we are thrilled with our meals and below we share some of the memorable ones with you.

Home Sweet Home
Billy and Akaisha Kaderli

The cost of housing is one of the biggest conundrums to face when crafting your personal retirement dream. Because of this, you could be asking yourself questions such as the following:

Creating a Lifestyle of Meaning within Your Retirement
Billy and Akaisha Kaderli

At various times in our lives all of us come to a fork in the road - that place where we need to make a decision about where we want to go for our future. Picking a career, choosing a spouse, or determining whether or not to have children are examples of these significant junctures.




Top Ten Questions and Answers on Medical Tourism
Billy and Akaisha Kaderli

Because Billy and I live a lifestyle of travel, we often get readers asking us basic questions about medical tourism. Below we have the answers to some of the most common questions we get asked. How do you know if this option will work for you? The following should help you decide.

My Case for Financial Assets
Billy and Akaisha Kaderli

When I was a stock broker in California - one of the hottest housing markets in the US - real-estate was my competition. “Everyone” was making money in real-estate so why would they invest in the stock market? I needed an angle.

Video - MARVELOUS, GORGEOUS, BEAUTIFUL boat ride on Lake Atitlan in Guatemala. See the indigenous Maya wash their laundry in the lake, fishermen in their cayucos, and the villages dotting all around this ancient volcanic lake. A must-see.

Our Five Reasons to Retire Abroad
Billy and Akaisha Kaderli

In all fairness, we believe there are two solidly different camps: those who could easily move abroad and thrive and those for whom that decision would be a disaster. I doubt that the twain will ever meet and they don’t need to do so. Given that, we thought the reasons Mr. Barnabic gave were tired and bordered on fear mongering, which is silly.


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  When something good happens, travel to celebrate. When something bad happens travel to forget about it. If nothing happens travel to make something happen.

We took social security at the age of 62, should you?

Guide to Early Retirement

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


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On the Beach in Chacala, Mexico

Your Retirement Dream IS Possible

Profile of Billy and Akaisha 38 year old retirees

More Adventures

Retirement begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

FREE Newsletter for financial independence and retirement lifestyle

Ask us anything to help you on your road to a fullfilling retirement

Conserving and Building a Greener Future

Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala




A Sweet Deal, Our Mexico Bundle

Buy all 4 books and Save more than 20% off the individual pricing!

Everyone Loves a Bargain - excerpt from The Adventurer's Guide to Destination Choices
Billy and Akaisha Kaderli

I’m a world traveler and I’m here to help. Grown adults from the U.S. and Canada can find themselves shaking in their boots, confused, frustrated, or even angry when it comes to bargaining for goods in foreign countries. It’s safe to say that most Anglos find it distasteful, yet bargaining is inherent in many cultures around the world. Native peoples have developed this communication skill for centuries, exchanging live chickens for bags of rice, avocadoes or woven cloth.

VIDEO - Back on the Beach at Chacala, Mexico

Completely mesmerizing, Chacala Beach calls over and over. Watch a paddle boarder, see the yacht harbor where the fishermen dock their boats. Sailors come and go in this peace-filled harbor, listen to the waves.

The Plain of Jars, Phonsavan, Laos
Billy and Akaisha Kaderli

Although the cool breeze was a welcome change from hot, dusty Vientiane, the approaching storm felt ominous. Our first stop was inside to the officials where we waited for our papers to be stamped, and for our luggage to arrive from the plane. Meanwhile, the local touts swarmed all over us to get travel tour business for the following day.

Is It Work or Is It Passion?
Billy and Akaisha Kaderli

While taking a break from the sun and surf, relaxing in my hotel room in a tiny beach town on Mexico’s rugged Pacific Coast, my cell phone rang. ‘Howdy, Beautiful!’ my friend of four decades shouted from snow country, thousands of miles away. "Been watchin’ your website for years and I read all your stories. Love ‘em. But I thought you were retired!"

Mexican High Sierra
Billy and Akaisha Kaderli

Famous and exciting colonial towns are to the north of Guadalajara so we took ten days to visit them. Our trip through the High Sierra in Central Mexico brought us through 4 Mexican States: Jalisco, Zacatecas, Aguas Caliente and Guanajuato. Leaving the Guadalajara bus terminal this time on a 1st class Ejectivo Bus with movies, comfortable reclining seats and refreshments made for a hassle-free journey to our first stop, Zacatacas.

Touring a Macadamia Nut Ranch
Billy and Akaisha Kaderli

We are spending time in an enchanting colonial city of the old Spanish empire, a place called Antigua, Guatemala. From here there are several small mountain towns of interest, easily accessible by bus. Locals kept telling us of an amazing rancho where macadamia nuts are grown, employing many of the families in the area. We had never seen a 'nut farm' before, and decided to take a look.

Paul and Vicki Terhorst Interview Update

We met up again with Paul and Vicki Terhorst in the northern city of Chiang Mai, Thailand on our latest trip to Asia, and there was lots of catching up to do. The world has changed, and we have all added a few years onto our count, bringing in different concerns so we asked them if they would mind doing an update interview. Fantastically, they said yes.

We’re Still Here! An Evolutionary Tale
Billy and Akaisha Kaderli

We did not have our retirement life scripted to purchase a house in a community, buy the last car we’d ever possess, and settle down. We let our retirement lifestyle unfold, blossom and develop into what it is now. Our style of 20+ years of financial independence was never planned. It evolved on its own.

Portable Professionals

We met Kalli and Jacob in Panajachel, Guatemala as they were passing their time in a tiny town called Pasaj Cap on the caldera's edge of Lake Atitlan. Impressed with this young couple's travel resume and joie de vivre, we asked that they tell our readers about their location independent living style.


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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