Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

The Adventurer's Guide to Early Retirement, A New Perspective, 5th Edition is the ultimate guide for those seeking to break free from the traditional 9-to-5 lifestyle and embark on a journey of financial independence and personal fulfillment. This updated edition includes new strategies and case studies, as well as a focus on sustainable living and alternative income streams. Whether you're a young professional looking to retire early or a retiree seeking to make the most of your newfound freedom, this book is a must-read for anyone looking to live a life of adventure and purpose.

Alan Compton

Our Latest Adventure

J-Pow, J-Pow Throws In The Towel

Real Investment Report
The market surge continued last week but ran into resistance on Friday as markets are pushing well into 3-standard deviations above the 50-DMA. However, while the weakness on Friday was not unexpected, it is also necessary to determine whether the current breakout is legitimate.


Jackie Lange expert has your answers regarding Panama

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The Chapala Special

Billy gives you a step-by-step, easy lesson in how to put together The Chapala Special. It's a delicious Mexican dish that you can make for yourself or for friends and family. Comes together in minutes. You must try this! Take a look!

The Changed Physician Podcast where the hosts give their perspective on their recent episode with returning guests, Billy and Akaisha Kaderli.  
The Adventurer's Guide to Early Retirement, 5th Edition - A New Perspective

Are you seeing windows or walls? Financial Independence. Yes, it is possible. Don't let your Dreams fade away! Every day you put off investing for retirement, is costing you FREEDOM. Are you burned out at your job? Desire to be debt free? Have a sense of adventure? Take advantage of what we know! Table of Contents here

A Walk along Lake Chapala, Mexico

Billy walks alongside BEAUTIFUL Lake Chapala in the middle of winter. It’s springtime temperatures here! You can see the famous “Chapala” Letters, the “Corner of Love” Wharf, various lanchas to rent for a boat trip, and the Fishermen’s Wharf.

Billy Akaisha

Why We Took Social Security at Age 62 Update
Billy and Akaisha Kaderli

We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that.

Billy and Akaisha On the Beach in Phuket, Thailand A Priceless Retirement
Billy and Akaisha Kaderli

Some say it's impossible. Others simply dismiss the notion outright even if they are curious. How do we live on around $35,000 per year while traveling through Thailand, Vietnam, Mexico, Central America and other exotic locations? We don't give up luxury, nor do we deprive ourselves. So what is our secret?


Happy Hour Menu Adelitas

What you can buy for Ten Dollars in Chapala, Mexico - and get change back.
Billy and Akaisha Kaderli

Ten dollars might not seem like much these days. With inflation running rampant, those ten dollars don’t have the purchasing power they used to… or do they?

Retire Early Lifestyle at Chacala Beach, Our NEW BOOK RELEASES!

Back at our “2nd home” in Chacala Beach, Mexico, Billy tells you about our NEW BOOK RELEASES, The Adventurer’s Guide to Early Retirement, 5th Edition, A New Perspective, and our Guide to Chapala Living, 3rd Edition. See table of contents for both below and order link. You will LOVE these books! Double the information than in our previous editions!

The Changed Physician Podcast where the hosts speak with returning guests, Billy and Akaisha Kaderli regarding their newly released 5th edition of The Adventurer's Guide to Early Retirement: A New Perspective. They have truly walked the talk as they have been retired since 38 years old!  
The 4% Withdrawal
Billy and Akaisha Kaderli

I thought it would be a good practice exercise to see how our portfolio would have held up and performed during the 32 years of retirement that we have enjoyed.



Move out of your comfort zone. You can only grow if you are willing to feel awkward and uncomfortable when you try something new. - Brian Tracy

We took social security at the age of 62, should you?

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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long distance moving companies by Three Movers

 Lake Chapala Living Guide

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Gold For Retirement



More Adventures

Financial Independence begins when you have enough money to enjoy the lifestyle you dream about.
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Man in a beach chair by the sea Can You Retire Early?

Retiring early, or before the traditional retirement age of 65, can be a challenging but rewarding goal.

Blueprint for Financial Freedom
By Dayana Yochim

Our winning financial combination as a couple was featured in Dayana Yochim's commentary, below. Dayana is the Principal of The Motley Fool School, and author of The Motley Fool's Guide to Couples & Cash and the co-author of The Motley Fool Personal Finance Workbook.

Billy and Akaisha Kaderli

FIRE Financial Independence, Retire, Early
Billy and Akaisha Kaderli

Here we are, well into our 33nd. year of financial independence, and according to the pundits it wasn’t suppose to be this way. We were supposed to run out of money, the 4% rule doesn’t work, and we would be bored.




Stuffed Fur Clams, Restaurant 236, Saigon, Vietnam Street Food Is Eating Street Food Safe?
Billy and Akaisha Kaderli

Due to our restaurant background, one of Billy’s and my greatest joys in traveling is the eating of street food.

Serving up fish tacos at Taco Fenix, Ensenada, Baja California, Mexico

Ensenada, Baja California, Mexico, Homepage
Billy and Akaisha Kaderli

Tourists flock to Baja California - separated from the rest of Mexico by the Sea of Cortez - to surf, visit the beaches and to deep water sport fish.

A Quick Cultural Guide for Expats - Frayed Passport

A Quick Cultural Guide for Expats
Akaisha Kaderli / Billy Kaderli

Recently, the media has been covering the influx of expats into countries such as Portugal, Thailand, Mexico, Guatemala or Panama. Apparently, this rise of foreigners relocating in these cities and towns have the locals annoyed.

Follow your passions Can You Achieve Financial Independence?

Financial independence is the state of having enough wealth and income to support your lifestyle without having to rely on traditional employment. It is often associated with ...

Billy and Akaisha at Mar de Jade, Chacala, Nayarit, Mexico 20 Questions We Are Frequently Asked
Billy and Akaisha Kaderli

January, 1991: At the age of 38, Billy and Akaisha packed it up, sold everything, left the conventional working world, and moved to Nevis, a 36 sq. mile island in the Caribbean. From there they started traveling and haven't looked back. "Life is an adventure, follow your dreams."

Our cabana in Playa del Carmen From San Pedro, Belize to Chetumal, Playa del Carmen & Valladolid, Mexico
Billy and Akaisha Kaderli

Saying goodbye to Ambergris Caye, Belize, we got up early to catch the 8:45 a.m. water taxi to Chetumal, Mexico.

Rooftop view of the ocean from our hotel, Zicatela, Mexico

5 Steps for Millennials to Become Financially Independent
Billy and Akaisha Kaderli

Becoming financially independent is a worthy goal no matter at what age one achieves it. If you are a Millennial, where do you start?


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Lake Chapala at sunset Street Beggars, Part of an Expat Lifestyle
Billy and Akaisha Kaderli

For your new retirement lifestyle, perhaps you decided to move to a different country. Then, all of a sudden, you become aware of the beggars on the street. It’s an uncomfortable moment ...




One of the most beautiful places on the planet

Four books on Mexico, a great value. Take advantage of our insights.

Early Retirement Blog

The Pacific Coast of Mexico Guide details our travels along the coast.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Gold Investment Companies

Want to go to Guatemala. This is the book to travel with

Goldco Review

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.



Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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