Puerto Vallarta, Mexico The Malecon
Billy and Akaisha Kaderli

We recently returned to Puerto Vallarta beach in Mexico on a quick getaway trip. It was so fun to be back at this popular tourist destination. Many things have been upgraded since our last visit. Take a look at our pictorial of the malecon - a beach side walkway - below.

Making a Difference
Bobbie Chandler

Most of us don't know how our retirement years are going to unfold. We have some notion about what we want to do, how we want to use up ourselves, but we can't predict how it's all going to come down, how deeply we may get involved. And, if we think we are done learning new skills or finished with challenges, we probably have a surprise in store.

Hotel Plaza Morelia Morelia, Michoacan, Mexico
Billy and Akaisha Kaderli

We had a bit of a rough start getting to Morelia, what with our Uber driver breaking down on the highway from Chapala to Guadalajara. But once we boarded the upscale ETN double decker bus at the station, it took us three and a half hours to arrive in Morelia. We grabbed a taxi right at the Morelia bus station and for 65Pesos and a 20Peso tip (about $4.75USD total), we arrived at our hotel.

The Biggest Risks Of The 4 Percent Retirement Rule
Andrew Hallam

Billy Kaderli separated a delicious–looking piece of cheesecake with his fork. That’s when he turned to me and smiled. “A financial reporter recently interviewed me,” he said. “I explained that we live off the proceeds of our investment portfolio. She was surprised when I told her we have more money now than we did when we first retired.”

Want to Retire Early? Here's How
Billy and Akaisha Kaderli

If filling blocks of free time as you choose sounds exciting, if pulling out maps of the world stirs wanderlust, or if pursuing a hobby brings a smile to your face, take heart. You can retire early to spend your time as you want. We did!

The Rocks in My Basket
Akaisha Kaderli

A few months ago, I was enjoying a cappuccino with a girlfriend at a local cafe and catching up on each other’s lives. “What have you been up to lately, Jo?” I asked eagerly. “Rearranging the rocks in my basket” she said matter-of-factly. I have been to Jo’s home for fun, food, and holiday festivities. She has a wonderful indoor-outdoor living style with a hand carved hot tub in her side garden. Curious, I asked her what she meant.

Solving - Some Problems of Retirement
Billy and Akaisha Kaderli

We read a piece in Market Watch about the state of retirees today and the problems they won’t tell us about. If Market Watch is correct, and we have no reason to doubt it, then we would like to share some of our solutions to these listed difficulties. Retirees are broke “According to the Census Bureau’s Supplemental Poverty Measure, roughly 15% of people over age 65 live in poverty. Also, nearly half are considered ‘near Poor,’ meaning that they live with incomes that are less than twice the poverty threshold. ($31,460)”

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It’s a Lifestyle, Not a Vacation - More Retirement Reflections
Billy and Akaisha Kaderli

Ever wonder how it was for us in the beginning of living life without a paycheck? In 1991, we understood that we were retiring with the idea that we would not be returning to work. If we had to, we would, but it was not part of the plan. We were not taking a break from work, we were leaving the working world all together. It was a little unnerving to be making such a clean break because we were out on our own with little emotional support from family and friends.