Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler

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Retire Early Lifestyle Logo   Yelapa, Mexico where Retirement = Adventure
  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

Our Latest Adventure

Hi Billy and Akaisha, Congratulations on the 11,000 day milestone. I popped in our number of days retired and it is 2000 as of March 10th, 2021. I bought many copies of The Adventurer's Guide to Early Retirement, back 15 years ago and kept giving them to friends at the electric company preparing for retirement.

Thank you for keeping us all updated on your life. - All the best ! Steve

Akaisha and Billy in front of a Panoramic view of Lake Atitlan, Guatemala How do YOU want to Spend Your Money?
Billy and Akaisha Kaderli

Man sacrifices his health in order to make money. Then he sacrifices his money to recuperate his health. And then he is so anxious about the future that he does not enjoy the present; the result being that he does not live in the present or the future; he lives as if he is never going to die, and then dies having never really lived. - James J. Lachard


Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange expert has your answers regarding Panama

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Billy and Akaisha playing tennis in Arizona There Are No Guarantees in Retirement
Billy and Akaisha Kaderli

People often tell us they are going to wait a few more years to retire. They point out that by waiting, they will have health care provided for life and a pension that will let them afford the same lifestyle to which they've become accustomed. They won't have to scale back on spending or ...

Beach Vibes

Listen, watch and relaaaaxxx…. Birds flying, waves crashing, wind blowing through the palm trees… Enjoy!

Billy and Akaisha at beautiful Lake Chapala Easy Livin'
Billy and Akaisha Kaderli

When we write about living overseas in a retirement destination, one of our criteria is that it must be “easy living.” What do we mean by that?

Taking a first class Mexican bus to La Penita, Mexico

Billy narrates a trip on a first class Mexican bus to La Penita, a beach town on the Mexican Pacific Coast. Air conditioning, reclining seats, personal entertainment systems, and a view of blue agave fields out the bus window!

Mixed antipasto plate, Los Chavales, Oaxaca, Mexico Los Chavales de la Barrida (The Kids of the Neighborhood) Oaxaca, Mexico
Billy and Akaisha Kaderli

The Colonial City of Oaxaca, Mexico is a serious international cuisine contender. With our restaurant and food background (Billy is a trained French Chef, after all), one of the things we enjoy doing is frequenting restaurants and tasting street food. Los Chavales in the upscale neighborhood of Reforma was a restaurant that was recommended to us by someone who lived in that neighborhood.

Market Overbought 04-10-21, Market Surges Back To Overbought As Investors Go “All In” 04-10-21

Real Investment Report
Lance Roberts

Investors Are All In - There are two critical aspects to markets currently which keep us concerned near term. During “bear markets,” valuations are reversed from extremes as prices decline. However, “market corrections” do not reverse valuations as multiple expansions continue.



Lake Atitlan, Guatemala Reasons to Invest in International Real Estate
Peter LaFerrara

Rather than putting all of their eggs in one basket, smart investors diversify their portfolio, investing in various financial vehicles, industries, and other categories. One class of investment that often gets overlooked is international real estate.

Billy and Akaisha in a tropical restaurant How to Create Financial Sustainability for Yourself
Billy and Akaisha Kaderli

These days, no matter what the topic, the talk is all about sustainability. In regards to financial sustainability, there are 3 legs to the stool. Income, spending and Investments.

Billy and Akaisha in Guatemala Having Flexibility in Your Retirement; An asset worth investing in.
Billy and Akaisha Kaderli

If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent.


Chalk board daily special menu La Popular Restaurant, Oaxaca, Mexico

La Popular Restaurant Oaxaca, Mexico
Billy and Akaisha Kaderli

We love staying in the old Historical section of Oaxaca, Mexico. The city is easily walkable, sometimes rerouting traffic to make a pedestrian street. There are many rooftop bars and restaurants to choose from. On one of these nights as we were wandering around, we were at this corner where this unassuming restaurant was just packed.

Fresh Corn Rolled Tacos in Oaxaca, Mexico

FRESH rolled tacos made from pure corn grilled right in front of you on a comala over a wood fire. Below the comala are sausages cooking as well. It's a very popular street food stand in Oaxaca, Mexico with lines on most days to get these fresh tacos for 75cents to a dollar. Taste is amazing!

G4 and Terralta tequilas, El Pandillo, Jesus Maria, Mexico Tequila Buying Adventures in The Golden Triangle Arandas, Mexico
Billy and Akaisha Kaderli

Imagine living in the best wine regions of France, California, Spain, Italy, Chile or Argentina.

Map showing location of Lake Atitlan in Guatemala Panajachel, Guatemala is Open for Tourism
Peter LaFerrara

Flights into Guatemala Guatemala re-opened its international airport on September 18th, 2020 and the number of flights has been steadily increasing.

Watching the Sunset on Lake Chapala is a popular pastime with locals and Expats. Mexico 7 Reasons to Move to Latin America
Billy and Akaisha Kaderli

While moving overseas isn't the answer to fulfilling everyone's retirement dream, more and more people are leaving their home countries to live elsewhere and for very good reasons. Below we have listed seven of these reasons.



If you lose hope, somehow you lose the vitality that keeps life moving, you lose that courage to be, that quality that helps you go on in spite of it all. And so today I still have a dream. – Martin Luther King Jr.


We took social security at the age of 62, should you?

Ladies having fun in Puebla, Mexico

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you

Do you think you would like to work a little bit more before retirement? You need to contact CraftResumes to get some help with finding any job. Don’t hesitate, our service is ready to assist you

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Street Food in Oaxaca, Mexico

Oaxaca, Mexico is known for it's cuisine and street food in Mexico is some of the finest. Here, Billy wanders the street and come up on a Mamacita selling her food to the locals. It's both delicious and affordable. YUM!

Campeche, a strategic and wealthy seaport Campeche, Yucatan, Mexico
Billy and Akaisha Kaderli

We got up about 6 a.m. to get ready to leave Merida and head on in to Campeche, a Maya, pirate, buccaneer and slave trade center in centuries past. And what an intriguing past this fine city has had!

The Jillian Johnsrud Family at Glacier National Park Interview with Jillian Johnsrud
Billy and Akaisha Kaderli

Billy and I were intrigued by this FIRE story for two reasons. One, Jillian and her husband, Adam decided early on to focus on the goal of financial independence together, and two, they are doing this while raising their five children.


Itanoni seal, Itanoni Tortilleria, Oaxaca, Mexico

Itanoni Antojeria y Tortilleria - Oaxaca, Mexico
Billy and Akaisha Kaderli

As you know, Oaxaca has become a culinary powerhouse. With decent restaurants on just about every block, restaurant-goers have high standards for their meals. A much-touted restaurant, Itanoni, was on our list to visit, but unfortunately, we didn't think it lived up to the hype.

Could the Dow Jones Industrial Average, DJIA, Hit 200,000 by 2041?
Billy and Akaisha Kaderli

Here's a question for you: Could the Dow Jones hit 200,000 by 2041?

Basílica de Nuestra Señora de la Soledad — Oaxaca City, Oaxaca Basilica de Nuestra Senora de la Soledad - Oaxaca, Mexico
Billy and Akaisha Kaderli

The historical center of Oaxaca City was designated a UNESCO World Heritage Site in 1987. There are dozens of Colonial buildings concentrated in this area, and even though many were destroyed by earthquakes, they were rebuilt or restored. These buildings are architectural wonders and make for great photographic opportunities.



Rooftop Bar and Restaurant Cafe Lavoe, Oaxaca, Mexico

Rooftop Bar and restaurant Cafe Lavoe is named after the salsa superstar Hector Lavoe. It's a happening place in the city where young people meet up, listen to music, and have food and drink. Take a look! Worth a visit!

Sharpening Knives at the Market in Oaxaca City, Mexico

Just outside the Marketplace in Oaxaca City, Mexico is a man sharpening knives. He turns the sharpening wheel by riding a bicycle! - the old fashioned way!

Mama and child Faces of Guatemala
Billy and Akaisha Kaderli

Site For me, it's always been about the people. Traveling allows us to meet those who live in exotic locations, who have differing customs than the ones with which I am familiar, and who hold a perspective that may enrich my own. Much about a person can be seen - or at least imagined - by peering into their faces.


Billy Akaisha Chiang Mai, Thailand

Could You Become Car-Free?
Billy and Akaisha Kaderli

It wasn't a decision we took lightly. In fact, Billy and I discussed the idea of becoming car-free for several years. There were good reasons to do it: no more maintenance and repair costs; no more fees for insurance, license plate renewal, or ...

A close look at the finished salsa, Oaxaca, Mexico

Casa Oaxaca Reforma - Oaxaca, Mexico
Billy and Akaisha Kaderli

The Mexican Colonial City of Oaxaca is known for its cuisine. Restaurants abound and food choices run from fusion to indigenous.

Billy and buddies in Ajijic, Mexico Don't Retire Early! - Is Suze Orman Right?
Billy and Akaisha Kaderli

Recently, I watched a video of Suze Orman, a personal finance guru, being interviewed about the very popular FIRE movement (Financial Independence Retire Early). It was exactly 23 minutes into the hour plus video when I ....

In front of a mural of The Old Train Station, Chapala, Mexico

Retirees without Borders
Billy and Akaisha Kaderli

Now into our 31st year of financial independence, we have traveled and lived in numerous countries. We consider ourselves to be Global Ambassadors.

Fisherman throwing his net out on Lake Chapala Sunset Cruise Lake Chapala, Mexico
Billy and Akaisha Kaderli

Billy has been mentioning a sunset cruise on Lake Chapala for a long time. He contacted Fernando, a boat captain to arrange for time, date and price. Off we go!



One of the most beautiful places on the planet

Taxes for Expats

Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.

Assorted Blog Posts

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez


Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

If creative writing gives you a headache, use a reliable academic essay writing service to Order essay fast and easily.



Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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