Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

Where Happy Hour counts as overtime!

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Empty benches in a park Photo by on Unsplash

Are You Creating Loneliness in Your Future?
Billy and Akaisha Kaderli

Twice now in the last year, two friends of almost 4 decades have confided in me that they no longer have an interest in making new friendships. The man said “It’s too much work” and the other, a woman, said she is “without enthusiasm or desire for it.”


Jackie Lange expert has your answers regarding Panama

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Caleta Beach, Mexico Preparing Your Portfolio for Retirement? - Income Is So Yesterday
Billy and Akaisha Kaderli

When preparing for retirement, designing your portfolio for income is over-rated. Oh, it feels good bragging about how much money you make each year, but then you also quiver about the taxes you owe each April. What’s the point?

Akaisha pedaling Billy in a Jak-a-ran, Chiang Mai, Thailand The Treasures of Teamwork
Billy and Akaisha Kaderli

Some people have the idea that Billy and I planned our early retirement for years before we made the leap. We didn't.




Wishing for Retirement? Replace Hope With Action!
Billy and Akaisha Kaderli

Now is the perfect time to commit to your retirement goals. Markets are vulnerable to changes in the world's circumstances and every talking head has an opinion. What to do?

Early retirees in Oaxaca, Mexico

Time Is on Your Side
Billy and Akaisha Kaderli

"Begin now." That's what we say to those 20- and 30-year-olds who write to us asking how they should prepare to retire early.

Billy and Akaisha Kaderli in Puebla, Mexico Simple Approach, Long-Term Results
Billy and Akaisha Kaderli

Since 1991 when we retired, our portfolio mantra has been "embrace the future, stay invested, and keep it simple."

Fed Bluffs, Fed Bluffs And Wall Street Calls

Real Investment Report
Down Again, Another Tough Week - Our concern was that the longer the market remained in a tight trading range, the risk of a failed rally increased. While there was certainly room for the market to break to the upside, the multiple levels of resistance immediately overhead limited any advance. The failed rally now adds additional downward pressure on prices near term.

The Birthday Bash
Billy and Akaisha Kaderli

We feel honored. Living in Chapala, Mexico off and on since 1993 has provided us with numerous opportunities. One of the best gifts we enjoy is the friendships that have developed over time and...

Akaisha and Billy Kaderli, then and now.

Is Life Really Better After FIRE?
Brent Hartinger

Financial independence and early retirement are all the rage. But is that life truly as good as they say?

A Mexican Adventure
Billy and Akaisha Kaderli

Markets are down and money's tight so why not look to where you can stretch your dollar? Go south to Mexico!

Billy reads the Bangkok Post as Akaisha peddles - Joking around in a Jak-a-Ran, Chiang Mai, Thailand The Benefits of Globe Trotting
Billy and Akaisha Kaderli

We enjoy learning about and experiencing uniquely unusual locations around the globe.

Billy at his favorite place - Beaching it around the world! Money Never Sleeps
Billy and Akaisha Kaderli

Reading financial articles about what if retirees run out of money, I get the impression that the authors do not understand that once retired, your money can - and should - continue to work for you.

Boracay, The Philippines There Is No Greater Virus than Fear
Billy and Akaisha Kaderli

We have a choice. We can live a life of fear, or one of hope and optimism.



Bad investors try to make money in the market. Good investors let the market make money for them.


We took social security at the age of 62, should you?

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

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Your Retire Lifestyle Mentors Ask us anything to help you





Gold For Retirement




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Financial Independence begins when you have enough money to enjoy the lifestyle you dream about.
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TYPICAL  DAY IN THE CLOUD FOREST Slip Slidin' Away - Chugchilan, Ecuador
Billy and Akaisha Kaderli

We were stuck. At 12,320 feet on a cloud obscured road, with visibility close to nothing, in the Ecuadorian Andes.


Billy's backpack and Panama Hat - he's ready to go traveling!

Journey through Life
Billy and Akaisha Kaderli

“I was born with one foot in the road,” is one way a 70 year old guy we recently met described himself.




Investors, Not Traders Lessons Learned
Billy and Akaisha Kaderli

When I was a broker, my wealthiest clients had one thing in common: They owned their stocks for years.

Stationary bicycle Living in Chapala, Mexico
Billy and Akaisha Kaderli

We have an old exercise bike. It's the kind that has a wheel pressuring the front-and-only-tire to create resistance.

Akaisha and Billy in Thailand with a rice paddy behind them Financial Exercise for Financial Freedom
Billy and Akaisha Kaderli

First things first Track your spending and determine how much you are spending per year.


Billy and Akaisha, Not ready to push the daisies up yet!

Adventures in Financial Independence
Billy & Akaisha Kaderli

Our adventure in financial independence started over three decades ago. We were 38 years old and full of energy for whatever came our way. Over these last many years we have had more experiences and challenges than we can mention, but suffice it to say: We’re still here.

Billy enjoying the beach I Don't Understand the Stock Market
Billy and Akaisha Kaderli

Over the years, I have heard this statement from people of all ages. I’m unclear as to whether it’s an excuse not to invest in equity markets or as a reason.

Q and A from a Reader Valuable Questions about Retirement
Billy and Akaisha Kaderli

Do you own a home? Like what do you do when not traveling or if you want to stay someplace somewhere for a year or two? And we all are getting older what will you do when travel isn't viable.

Nice even walkways on malecon with lush tropical plants, Chapala, Mexico How Chapala, Mexico Has Changed Over the Years
Billy and Akaisha Kaderli

Billy and I first visited Chapala, Mexico in October of 1993. We came for two months and stayed four years. It’s true that Chapala stole our hearts and as residents, we’re considered to be “Old Timers”. Often we are asked – “How has Chapala changed since you first began living here?”

Billy and Akaisha Kaderli FIRE =

Financial Independence, Retire, Early

This couple retired in 1991 with $500,000 invested in mutual funds.

Here’s why they moved most of their money to ETFs

Billy and Akaisha On the South Shore of Lake Chapala What Is Financial Independence?
Billy and Akaisha Kaderli

Financial independence is that moment when you have enough invested assets to live the lifestyle you want for the rest of your life. You can choose to continue working or not, but you are no longer dependent on a paycheck to live your lifestyle, or to cover your expenses. Financial independence is freedom.




One of the most beautiful places on the planet

Four books on Mexico, a great value. Take advantage of our insights.

Early Retirement Blog

The Pacific Coast of Mexico Guide details our travels along the coast.

Check cbd shop Online

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Goldco Review

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

If creative writing gives you a headache, use a reliable academic essay writing service to Order essay fast and easily.




Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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