Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

Free Newsletter Subscribe/Contact

Advertise on info here

Retire Early Lifestyle Logo   My new favorite beach Chacala, Mexico
  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




20 Questions

Preferred Links


Country Info

Retirees & Captivating Characters


REL Videos

E-Book Store

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

I have just finished reading your book, and it is fantastic! Thanks so much for taking the time to write it and share your experiences and knowledge. I now have the most important and interesting book that I've ever owned (next to The Millionaire Next Door). I have a five year plan to retire to Thailand, and I can hardly wait to go. You and Billy have helped me realize that I DO have enough money NOW to live my dream, and after making some changes, I can continue to enjoy my life! I haven't had the time yet to check out the links listed in the afterword, but I have never enjoyed reading a book so much!!!

Thanks again and thanks for sharing your life with all of us! - Sherry Johnson

Your mail needs while traveling

Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange has your answers regarding Panama



A follow up book on our early retirement adventures

Country Adventures








El Salvador




New Zealand










Our Latest Adventure

Chinatown Saigon, Vietnam
Billy and Akaisha Kaderli

We heard about Saigon's Chinatown and wanted to make a visit. We asked Steve, the tour guide at Compass Living Parkview, if he could arrange a trip there for us.

Video -Walking along a wooden sidewalk on the beach of Puerto Vallarta, you can see several restaurants all set up for clientele in the morning. Beautiful sea view, friendly waiters. Walk ends at a favorite beach bar of ours, Fidencios. Enjoy!

Food Adventures in Saigon, Vietnam
Billy and Akaisha Kaderli

If you have never been to Asia, you must know that the food options here are exotic and many. Everyday shopping is an adventure. You don't just purchase a banana, you must choose from a dozen of types of banana. Come take a look for yourself.

Don't Retire Early! - Did Suze Orman Flunk Retirement?
Billy and Akaisha Kaderli

Recently, I watched a video of Suze Orman, a personal finance guru, being interviewed about the very popular FIRE movement (Financial Independence Retire Early). It was exactly 23 minutes into the hour plus video when I had to shut it off. I couldn’t take anymore fear mongering and negative “sky is falling” scenarios. Listening to this video, I was both aghast and disappointed. However, Suze made some excellent points worth considering which I list below.

Real Investment Report
Lance Roberts

Yes, Something Broke - In this missive, we are just going to focus on the “WTF!” moment of this past week. In order to do this properly, I need to start with last week’s missive where we asked the question “Did Something Just Break?” In that article we addressed very specific concerns about interest rates and the problem they were going to cause. “Speaking of rates, each time rates have climbed towards 3%, the market has stumbled.”

Boating Around an Ancient Mayan World
Billy and Akaisha Kaderli

According to Maya Mythology, the world began on August 13, 3114 BC. In keeping with this creation story, the world was created right here at Lake Atitlan, in the city of Santiago out of the sky and the primordial waters that covered the earth, the remains of which are still in Lake Atitlán today. On that day, the gods lifted 3 large mountains out of these dark waters creating a cosmic hearth. They then struck lightening into that hearth, charged the world with new life, and the next Maya era began.

Thai Massage - Balance of Energy
Billy and Akaisha Kaderli

Modern lifestyles are becoming more demanding and as our world increases in speed, there is a powerful need to stop and rediscover our natural balance.

Simplifying Investing for Financial Independence
Billy and Akaisha Kaderli

With the markets rockin', I thought I would look back financially to where we started this adventure, from January of 1991. The chart below shows the ascent of the S&P 500 Index over our 27 years of retirement.


Search RetireEarlyLifestyle for Topics  

  When the student is ready, the teacher will appear. When the student is truly ready, the teacher will Disappear.

We took social security at the age of 62, should you?

Guide to Early Retirement

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health



Follow RetireEarlyLife on Twitter


P  I  C  T  U  R  E    O  F    T  H  E    W  E  E  K


If in Asia, One must visit a Lacquerware Factory.

Your Retirement Dream IS Possible

Profile of Billy and Akaisha 38 year old retirees

More Adventures

Retirement begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

FREE Newsletter for financial independence and retirement lifestyle

Ask us anything to help you on your road to a fullfilling retirement

Conserving and Building a Greener Future

Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala




Was it Worth it? Retiring 20+ Years Ago at Age 38 - Was It Worth It?
Billy and Akaisha Kaderli

If we had stayed in our careers until the “normal” twenty years of service in the corporate world, that would have us retiring in 2006 at the age of 54. This still would have qualified us for “early retirement” by most definitions. Assuming things would have been the same, financially we would be much better off had we continued working.

Easy Livin'
Billy and Akaisha Kaderli

The years we lived in the States it seemed there was always a “quick trip” to the store for this or that and it would take at least 30 minutes or more depending on traffic and parking. I am sure you can relate. We did these trips many times a week or perhaps stopping off at the store on the way home from work to pick up a couple of things. They all take time away from doing something you enjoy.

Welcome to Retire Lifestyle Mentors

This is your opportunity to have direct contact with Billy and Akaisha, your private Retire Lifestyle Mentors. Ask us anything to help you achieve your retirement dreams. You know you have questions that you are too timid to ask…..go ahead …ask us…..we were there once too. We have three decades of experience - in finance, retirement lifestyle and world travel - to guide you. Our goal is to help you smooth out any concerns or fears you might have or to untangle your road towards building the retirement of your dreams.

Update Interview with Randy and Lori Grant
Billy and Akaisha Kaderli

The last time we interviewed Randy and Lori Grant was a few years back. They were still working as teachers in Japan and moving into their early retirement. Lots has changed! Now, with a few years of ER under their belts, it’s time to have an update interview! Enjoy this amazing couple in our interview with them below:

The Best Investment Move - We Ever Made
Billy and Akaisha Kaderli

According to the financial pundits, we should have run out of money long ago, barely getting by, living on social security, and with little possibility of travel. At least, according to the money managers who write article after article on how Americans are not saving enough, investing poorly and need to follow their advice to succeed. If their advice is so great, why are they still working?

Flores, Guatemala
Billy and Akaisha Kaderli

After another night of loud music from the bar next door to our hotel in San Ignacio, we rose at about 5 a.m. to get ready for the day’s travel from Belize to Flores, Guatemala. Billy arranged for a van to take us to the border town of Benque for $5BZD each person – a price far more real than the one taxis were charging.

Breadth of Life
Photo Story by George Sakkestad

The following is a pictorial account of the last months of my Mother's life as photographed by George Sakkestad with text by Kelly Luker. Published in the Santa Cruz Metro Newspaper, the story and photos rocked this little beach town at the time. If it weren't for the fact that Billy and I left our conventional jobs to retire early, I wouldn't have had the personal time to care for my Mother in a 24/7 home hospice situation for several months. It was a life-altering experience, one that I cherish to this day. Enjoy this amazing story ...

Cost of Living in Antigua, Guatemala
Billy and Akaisha Kaderli

Antigua is an exciting, eclectic, international Colonial city in Guatemala and it overflows with charm, appealing restaurants, and cafes. One can choose to live in town or in one of the outside villages, but the pull to enter "the city" is a pleasant one.

VIDEO - Puerto Vallarta in the Morning

It's morning in Puerto Vallarta and this is the view from our hotel room. The town begins to wake up, you can hear the ocean, and the public exercise class will soon begin in the park down below. Enjoy PV!

Faces of Guatemala
Billy and Akaisha Kaderli

For me, it's always been about the people. Traveling allows us to meet those who live in exotic locations, who have differing customs than the ones with which I am familiar, and who hold a perspective that may enrich my own. Much about a person can be seen - or at least imagined - by peering into their faces. Come take a look, into some Faces of Guatemala.


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

Free Newsletter, Subscribe here

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

HOME   Book Store


Retire Early Lifestyle Blog      About Billy & Akaisha Kaderli      Press     Contact     20 Questions     Preferred Links    

Retirement     Country Info     Retiree Interviews      Commentary     REL Videos






Subscribe Newsletter