Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

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Billy Akaisha Update Why We Took Social Security at Age 62
Billy and Akaisha Kaderli

We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year.


Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange expert has your answers regarding Panama

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Billy and Akaisha Having fun on a lancha, crossing Lake Atitlan, Guatemala The Emotional Component of Retirement
Billy and Akaisha Kaderli

Retirement is more of a process than one single event. We do not wake up on our 65th birthday automatically retired. Books abound on how to set our finances in order and what percentages of certain investments we need in order to prepare adequately. This focus on dollars and cents is necessary, but how do we measure motivation, purpose, or life satisfaction?


How to Become a Millionaire by 50 years of Age
Billy and Akaisha Kaderli

Becoming a millionaire by 50 years of age seems like an ambitious goal these days. But is it really?

Billy and Akaisha in Guatemala Having Flexibility in Your Retirement; An asset worth investing in
Billy and Akaisha Kaderli

If you are reading this, you are probably saving up for your retirement, have run countless numbers, and are looking forward to the day when you are financially independent.

Back at the Beach, Nayarit Riviera, Chacala, Mexico

We are back at Chacala Beach on the Nayarit Riviera in Mexico. It's early on a Sunday morning and the crowds are just now getting in town. Soon new hotels and a new highway will change this area, but we are enjoying this now. Great news... Billy's camera FRITZED on him, but it's working now! Whew.

inflation peaks, Inflation Peaks. Will Markets Finally Stabilize?

Real Investment Report
Lance Roberts

It’s So Bearish; It’s Bullish - An inflation peak could be bullish for financial assets because investors have been panicking about inflation for months. Currently, stocks are down 16% or more, depending on the index, and bonds are in the most significant drawdown since the 18th century.

Akaisha choosing an array of Chinese silk in Chiangmai, Thailand Everyone Loves a Bargain

Grown adults from the U.S. and Canada can find themselves shaking in their boots, confused, frustrated, or even angry when it comes to bargaining for goods in foreign countries. It’s safe to say that most Anglos find it distasteful, yet bargaining is inherent in many cultures around the world.

View from Chac Mool, - Sweet Chacala Beach on a Weekday, Nayarit, Mexico

Just a few days after Mother's Day in Mexico, we are visiting Chacala Beach once again. During the week it's a sweet beach like no other. Family oriented, fair pricing for food and hotel stays, Chacala, Nayarit is a winner. Billy gets a cappuccino delivered made special just for him.




Hospital room in Centro Medico

Billy Personally Tests Medical Tourism in Guatemala
Billy and Akaisha Kaderli

U.S. has the best care? As an adult, I have been in the hospital overnight on five occasions for various health issues; Four times in the USA in different facilities and states, and once now in Guatemala.

5 Things You Can Do Right Now to Gain Control over Your Future
Billy and Akaisha Kaderli

No matter what goes on in the news, Washington or the world, to build a stable tomorrow, we must take control of our own lives. Even with all the current upheaval, here are five things you can do today to empower yourself.

Lake Chapala, Mexico with a Great Climate has been a Popular Retirement Destination for Years How to Choose a Retirement Location
Billy and Akaisha Kaderli

So you and your spouse have decided to retire. At some point in your retirement planning you must ask yourself where you would like to spend your Golden Years. The following questions and insight should place you on the right path for finding just the location that suits your needs.

Billy in Vietnam

Retirement Is Not Rocket Science
Billy and Akaisha Kaderli

Getting your house in order for retirement or financial independence is not that difficult.

The Fear of Market Downturns
Billy and Akaisha Kaderli

Since the surviving the 1987 crash when the Dow Jones Industrial Average fell over 20% in one day, there have been other downturns including the recent ones of 2007-2008 and the Covid meltdown in March of 2021. We have learned from each of them.

At market in Hoi An, Vietnam How to Budget for Wanderlust in Retirement

It is just my wanderlust that I am unable to estimate the budget for as I really want to see all continents as a traveler/retiree.



I think it is possible for ordinary people to choose to be extraordinary. - Elon Musk


We took social security at the age of 62, should you?

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

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Akaisha and Billy with Decades of retirement under our belts Want to Learn about Retirement? Go to the Source
Billy and Akaisha Kaderli

In our opinion, if you want to know what it takes to retire you should go to the source. Ask retirees.

Butterflies on Butterfly bush, Arizona "Change Is Hard," She Said
Billy and Akaisha Kaderli

It was cool sitting on the shaded veranda. We were surrounded by a lush garden, and my best friend and I were staring at the Bradshaw mountains of Arizona in the background. "Change is hard," she said to me.

VivaAerobus Flight from Guadalajara to Reynosa, Mexico Chapala, Mexico to McAllen, Texas - Border Run
Billy and Akaisha Kaderli

It was time to make a run to the border. Since we wanted some new computer equipment the decision was made to combine the two and go to McAllen, Texas and purchase what we needed stateside.

Active Adult Community in Arizona, USA Livin’ Large, Spending Little
Billy and Akaisha Kaderli

A swimming pool, hot tub, tennis courts, exercise room, immaculate gardens, Wifi internet connection, all for less than most homeowners pay in property taxes annually.

A late afternoon view of Zicatela beach from the lookout point, Puerto Escondido, Mexico Why Are Millionaires Flocking to Mexico?
Billy and Akaisha Kaderli

According to the Mexican Government, around 1.1 million expatriates lived in Mexico as of 2020. Of those, about 700,000 were from the United States, making Mexico the #1 country worldwide for American Expats.

Gorgeous Margarita at Jonhy's in Chapala, Mexico Margaritaville
Billy and Akaisha Kaderli

Akaisha and I have been “Parrotheads” or Jimmy Buffett fans for years, and back in our working days we went to numerous Buffett concerts at the Shoreline Amphitheatre in California.




Fine cut of beef at Res Publica Restaurant, Guadalajara, Mexico Res Publica Restaurante - Guadalajara, Mexico
Billy and Akaisha Kaderli

Serving fine cuts of imported beef (along with pastas and other selections) we take the afternoon and drink some wine, having a beautiful steak dinner. Come with us to Res Publica.

Panoramic view of Lake Atitlan, Guatemala 5 Tips to Change Your Life
Billy and Akaisha Kaderli

As we go through Life, we tend to pick up some wisdom. Hopefully we learn a more stress-free manner of living, a style of engaging more confidently, with less conflict to our days.

Billy and Akaisha in a lancha on Lake Atitlan, Panajachel, Guatemala Profile

Our successes in both the Brokerage and Restaurant businesses afforded us the opportunity for early retirement at the age of 38. This was a bit unconventional, especially four decades ago, but that is only part of the story.

200 Mexican  Peso note What you can buy for Ten Dollars in Chapala, Mexico - and get change back
Billy and Akaisha Kaderli

Ten dollars might not seem like much these days. With inflation running rampant, those ten dollars don’t have the purchasing power they used to… or do they?

Akaisha and Billy in front of a World Map Get More - Spend Less in Retirement
Billy and Akaisha Kaderli

Are you feeling financially pinched with retirement just around the corner?


Money Isn't What Makes You Rich
Billy and Akaisha Kaderli

It's a profound lesson. Some of the best financial minds in the business cannot predict volatile market swings. At some point, there will be another market downturn. Will you be ready?

Only three or four more rotations and Billy will have this down! Tradition, Passion, Pride - Tequila, Jalisco, Mexico

It is safe to say that most people don't know the history of Mexico's national drink, tequila. Nor do they know that there is a city in the Mexican state of Jalisco which bears that same name. A popular image surrounding this beverage is one of charros, desperados, shoot 'em ups and heavy machismo.




One of the most beautiful places on the planet

Four books on Mexico, a great value. Take advantage of our insights.

Early Retirement Blog

The Pacific Coast of Mexico Guide details our travels along the coast.

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The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Goldco Review

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

If creative writing gives you a headache, use a reliable academic essay writing service to Order essay fast and easily.




Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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