Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

While I agree that your website could use a BIT of updating, there is SO much that I really like about it: It is easy to navigate and find what I am looking for. It is content rich. I can read the dark print -- my aging eyes get tired of straining on the grayed-out print on the majority of "modern" websites. So don't be too discouraged about that New Jersey gal's comments. The natives can be brutal when sharing their opinions!


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Jackie Lange has your answers regarding Panama

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Our Latest Adventure

Financial Independence: Going from Satisfaction to Satisfaction
Billy and Akaisha Kaderli

As more and more Boomers retire, articles on the topic proliferate in the news and online media. One such recent article in the New York Times by Joanne Kaufman titled, Is Early Retirement Great? For Some, It's Hard Work to Have Fun presented some surprising challenges and questions. The ones that struck me the most are listed below, and I've given a different - and hopefully more uplifting - perspective on the conundrum that some people face.

A Sweet Deal, Our Mexico Bundle

Buy all 4 books and Save more than 20% off the individual pricing!

Traveling Seasoned Citizens
Billy and Akaisha Kaderli

Billy and I have been on the road meandering through continents for almost three decades. While we like to think of ourselves as spry, flexible and ready to take on the world, truth is, we are no longer twenty or thirty years old. Traveling at our age of 66 presents challenges that we didn’t have when we were younger. Energy levels have changed and our bodies require different comforts in order to feel well.




Real Investment Report
Lance Roberts

“Despite those more macro-concerns, the market has had a phenomenal run from the ‘Christmas Eve’ lows and has moved above both the Oct-Nov lows and the 50-dma. This is clearly bullish in the short-term for investors. With those levels of previous resistance now turned support, there is a little cushion for the bulls to hold on to. The biggest hurdle for a bullish advance from current levels is the cluster of resistance sitting just overhead. Sven Heinrich noted the market remains stuck below the collision of the 200-day, the 50-week, and the 15-month moving averages.”

5 Truths We Have Discovered nearing 3 decades of Retirement
Billy and Akaisha Kaderli

At the age of 38, we left the conventional working world and launched an independent lifestyle of our own creation. It was an uncharted road with few support systems like online banking, safe withdrawal rates, and email to keep in touch with family. We wrote our script for living as we went along, and now in our mid-60s and nearing 3 decades of financial independence, we want to share with you 5 truths we have discovered about retirement life.

The Maid, the Thief, and Forgiveness - What Would You Do?
Billy and Akaisha Kaderli

It came as a surprise and shock to us, but the evidence was irrefutable. After almost three decades of worldwide travel, we consider ourselves to be veteran travelers. We know about safety on the road, what to pack for long journeys, and how to get the best prices possible through negotiation with vendors, hoteliers, and even medical professionals. In our lifetimes we’ve had ...

The Kim Komando Show
Billy and Akaisha Kaderli

She’s a Digital Goddess. Physically gorgeous, mentally brilliant, I have been a fan of Kim Komando for decades. She’s the “Go-to” Gal for digital expertise and technical information, and I subscribe to her newsletter. This last letter offered an opportunity to speak with The Great One on her show, so I filled out the form and emailed it in. I got selected!


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  The man who tries to succeed must expect to be criticized. Nothing important was ever done but the greater number consulted previously doubted the possibility. Success is the accomplishment of that which most people think can't be done." C.V. White - Poet, writer

We took social security at the age of 62, should you?

Guide to Early Retirement

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you




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The Cathedral dominates the Parque Colon square in Santo Domingo, DR

Your Retirement Dream IS Possible

Profile of Billy and Akaisha 38 year old retirees

More Adventures

Retirement begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

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Ask us anything to help you on your road to a fullfilling retirement

Conserving and Building a Greener Future

Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala




Top Ten Questions and Answers on Medical Tourism
Billy and Akaisha Kaderli

Because Billy and I live a lifestyle of travel, we often get readers asking us basic questions about medical tourism. Below we have the answers to some of the most common questions we get asked. How do you know if this option will work for you? The following should help you decide. Q: I have heard the term “Medical Tourism,” but what exactly is it?

Update - Simplifying Investing for Financial Independence
Billy and Akaisha Kaderli

As 2018 is in the books, I thought I would look back financially to where we started this adventure, from January of 1991. The chart below shows the ascent of the S&P 500 Index over our 28 years of retirement.

Placencia, Belize
Billy and Akaisha Kaderli

Home to some of the best beaches in Belize, Placencia is not a bad place to get stuck. We found ourselves needing to hunker down over a long holiday and finding a room was a bit tricky. It's a town where you can relax, but don't let your guard down completely.

Ladies Who Lunch in Santa Cruz de La Laguna, Lake Atitlan, Guatemala
Billy and Akaisha Kaderli

Living at Lake Atitlan has some curious features in regards to keeping tabs on friendships. There are a dozen towns dotted along the lake, and it's very common to have friends living in several of them. Sure, Panajachel is the most updated, modern and touristy of the towns, which is exactly the reasons why some prefer to live elsewhere on this gorgeous lake.

Ambergris Caye (San Pedro), Belize
Billy and Akaisha Kaderli

"What do people do here in San Pedro?" Billy asked. ""Well, Mon, dere's only fore tings. Snorklin', divin', fishin' an' drinkin'. Dat's it, Mon." Tour director, Scuba shop, Ambergris Caye

Towns with Perfect Climates Where We Have Lived
Billy and Akaisha Kaderli

When winter is around the corner in the U.S. and Canada, snowbirds look to head south. During the last 28 years of world travel, we have found four locations that offer perfect climates or which have eternal spring-like weather.

TEN THOUSAND days of Financial Freedom!!
Billy and Akaisha Kaderli

Now into our 28th year, we just passed the 10,000-day milestone. And all the while our net worth has grown - above inflation and after spending. We have been financially independent longer than some of our readers have been alive! Think about that! Do you know what this is? This is unbridled success! No one thought we could do this, and many told us we'd fail. And we have always said that if WE could do this, YOU could too!

The Tooth Implant
Billy and Akaisha Kaderli

No matter how healthy one is, it seems we all require dental care. It's quite a relief to know that one can obtain quality oral care overseas and at affordable pricing. Below is Billy's story of his tooth implant.

Update Why We Took Social Security at Age 62
Billy and Akaisha Kaderli

We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that. We have always lived an unconventional lifestyle and the fact that so many experts agree on waiting for payment gives us pause for thought. Here is our logic.

The Adventurer's Guide to Chapala Living
A Common Sense Approach to Your New Life in Chapala, Mexico - This is YOUR year. Go for it! - Reduced Cost of Living - Better Climate - More Affordable Health Care - Higher Quality of Life -Today's high temp = 78*

How I Pack My Family with Me
Billy and Akaisha Kaderli

When I began traveling the world almost 3 decades ago, none of my family or friends understood why I chose this vagabond lifestyle. Other than my father, who wished he could have gone with me, most everyone else wanted a stay-in-one-place manner of living that focused on barbeques, Super Bowl parties, pets and gardens. I, on the other hand, wanted to visit exotic cultures, dream down dusty trails, and witness firsthand the wild variety that is humanity around the world.


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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