Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

IMHO, Billy and Akaisha are two incredible people that really and truly love each other. (You really can't put a price on true love, can you? ) I visit their website frequently and am constantly inspired by their (ongoing) story. Sure, the value of their portfolio fluctuates, but the 'value' of their lives is constant; as in - constantly increasing and improving! If you ask me, they are very 'wealthy' people, regardless of the $$$ in their portfolio or their investment strategy. I owe them a debt of gratitude for what they freely share on their website. They are a real inspiration.

Thanks Billy and Akaisha!  - Alex

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Jackie Lange has your answers regarding Panama

A follow up book on our early retirement adventures

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"Do you think you would like to work a little bit more before retirement? You need to contact CraftResumes to get some help with finding any job. Don’t hesitate, our service is ready to assist you"

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Our Latest Adventure

Real Investment Report
Lance Roberts

Trade Deal Done - On Thursday and Friday, the market surged on hopes that a “trade deal” was coming to fruition. This was not a surprise to us, as we detailed this outcome two weeks ago: “‘For Trump, he can spin a limited deal as a ‘win’ saying ‘China is caving to his tariffs’ and that he ‘will continue working to get the rest of the deal done.’ He will then quietly move on to another fight, which is the upcoming election, and never mention China again. His base will quickly forget the ‘trade war’ ever existed. Kind of like that ‘Denuclearization deal’ with North Korea.'” As we discussed in that missive, a limited “trade deal” would potentially set the markets up for a run to 3300.

Hot Springs Termal Cosala - Hotel & Spa - San Juan Cosala, Mexico
Billy and Akaisha Kaderli

It's been cold this winter in Chapala, Mexico. Our bones were chilled and the skies were gray. Time to go to the Hot Springs! For about 60cents U.S. each, we hopped a local bus and headed out to San Juan Cosala where there are several spas from which to choose. We dithered between two different places, but decided to try the "more expensive" one because it had such a beautiful garden interior.




VIDEO - Tepatitlan Church Bells for Lord of Mercy Procession

A traditional procession for the miraculous Lord of Mercy in Tepatitlan, Mexico. Church bells are rung by hand from the San Francisco de Assisi Cathedral. Watch the parade from LOLA Rooftop.

Interview of Judith M. Taylor, M.D.
Billy and Akaisha Kaderli

The world is full of amazing people, each with their own story. After leaving her physician career in New York, Judith Taylor, M.D. re-invented herself! She became a well-known author in her expertise of plants. Dr. Taylor illustrates perfectly, how just because one becomes a certain calendar age, or after they leave a fulfilling career, life continues to be grand. Do something different! Re-describe yourself.

Transitioning to Retirement - A Remarkable Story
Billy and Akaisha Kaderli

Has your transition to retirement gone smoothly? Did you meet unexpected obstacles along the way? If so, how did you handle those? Did you move through them, take a different turn, or stop? Our first days into retirement absolutely did NOT go smoothly. But now it's a remarkable story we tell to others along that same path.

Our Adventures in Paradise - Nevis, West Indies - It began in January, 1991
Billy and Akaisha Kaderli

In 1991 when we first left the working world, our plan was to go to the tiny island of Nevis, West Indies, a 36 sq. mile rock in the Caribbean ocean. On various barefoot cruises in the past, we had visited Nevis and thought it would be a good place to slow down from our over-scheduled lives. Life moves slow in da islands and Billy likes to say that we wanted to hit a wall. Just. Stop. And enjoy life.

Tracking Your Data
Billy and Akaisha Kaderli

No matter what stage of life you are in, it is important to know your financial health. This is not something you do just around income tax time but throughout the year. It's good to check in at least monthly or, as we do, daily. The same as any successful business must know their income and liabilities, so should you.

VIDEO - Craft Beer at La Onda Brew Pub, Chacala, Mexico

Like craft beers? Then you can't miss La Onda Brew Pub in Chacala, Mexico. Creative couple make beers from local ingredients. The. Place. To. Be. On weekends. Friendly crowd, tasty menu. Check it out and say Hi to Jen for us!


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  Your life is made up of two dates and a dash. Make the most of the dash!

We took social security at the age of 62, should you?

The Adventurer's Guide to Early Retirement 4th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you




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Boys on the Bench, Chapala, Mexico, Plaza


Profile of Billy and Akaisha 38 year old retirees

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Retirement begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

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Looking for Marketing that Delivers, reach out to a Los Angeles SEO company that can help bring your website business.

Bespoke Yacht Charter specializes in yacht rental in St Tropez, Cannes, Monaco and the French Riviera.

Ask us anything to help you on your road to a fullfilling retirement

Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala


Men - Women - Their Comparative Saving for Financial Independence
Billy and Akaisha Kaderli

Why do women lag in retirement savings as compared to men? Are women at a disadvantage for reasons too numerous to list? Is it sexism? Are females not good savers? Big spenders? Is it really true that women get paid less for the same work performed? Is the world financially stacked up against women?

Juan Dolio Beach Dominican Republic
Billy and Akaisha Kaderli

One of the best things about Juan Dolio beach is that it is about 50 km from the country capitol of Santo Domingo. This means that for city dwellers, they can get to the beach in just over an hour and enjoy a day seaside. Boca Chica is another beach to the west of Juan Dolio, about 30 km. The beach above is considered a local hangout, whereas Boca Chica is more built up for tourists.

Dumb Things Financial Experts Say, Part I

Do you ever cringe when you read some of what financial advisers say in interviews or online? Here's an example.

VIDEO - NOT Just Another Day at Chacala Beach, Mexico

What did we DO?!? This beach is getting more and more packed during the week. "Normally" we only see it busy during weekends and holidays. But now... it seems it also gets packed during the week. Check out another busy weekday at simple and lovely Chacala Beach, Mexico.

FIRE Financial Independence, Retire, Early
Billy and Akaisha Kaderli

Here we are, well into our 29th year of financial independence, and according to the pundits it wasn’t suppose to be this way. We were supposed to run out of money, the 4% rule doesn’t work, and we would be bored. Yet, we’re still going strong. What do we know that they don’t?

Billy and Akaisha
The Adults of the Fire Movement

Want to Learn about Retirement? - Go to the Source
Billy and Akaisha Kaderli

Recently we have read articles on retirement in general - and early retirement in particular - in notable publications. What strikes us odd is that the authors might interview one retiree, and then three or four “financial experts” describing the risks that retirement entails. We are told over and over that $500,000 net worth is not enough...

The Church of St. Francis of Assisi - Chapala, Mexico
Billy and Akaisha Kaderli

Chapala is one of our favorite places in the world to live, with its near perfect climate, the affordable cost of living, the ease to Guadalajara's international airport and the friendly people. That's what it's like today. But do you know any of the history of the city of Chapala and the Church of St. Francis of Assisi? Find out more below.

Retirement Is Not - Rocket Science
Billy and Akaisha Kaderli

Getting your house in order for retirement or financial independence is not that difficult. Many investment professionals, journalists, and commentators seem to complicate the issue to the point that even we can't understand it. Safe withdrawal rates, stocks, bonds, balanced funds, commodities, options, laddered portfolios, annuities, offshore accounts, hedge funds ... are you kidding? No wonder some people are confused and scared!

VIDEO - Check Out this Funky Beach Town, - Main Street, - Chacala, Mexico

FUNKY beach town! Walk down main street in Chacala, Mexico. Some people like the upscale tourist style beach areas, Billy likes Funky! Walk with him down a dirt road that doubles as the main "thoroughfare" of this friendly beach town.




Are You Creating Loneliness in Your Future?
Billy and Akaisha Kaderli

I’m a little troubled. Twice now in the last year, two friends of almost 4 decades have confided in me that they no longer have an interest in making new friendships. The man said “It’s too much work” and the other, a woman, said she is “without enthusiasm or desire for it.” Couple that with the fact that my friends and I are all proceeding to the milestone age of 70.


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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