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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.


Your book, The Adventurer's Guide to Early Retirement, was quite an inspiration! We especially liked the ideas for traveling internationally on a budget, such as establishing a home base in Asia for a year or so and making trips from there. Your details on how to do that were very helpful. Also, your thoughts on not being afraid to take some risks in order to get more out of life really hit home, too. In addition, your tips on RV traveling in the US were quite helpful. All in all, the book helped us get even more serious about building our nest egg and helped us believe that yes, we can retire before 50 if we set our mind to it and think creatively. Thank you!!! - Lorraine and Dwayne

Our Latest Adventure

Close up of BBQ at a local restaurant, Philipsburg, St. Maarten, Caribbean

Local Restaurant Philipsburg, Sint Maarten, Caribbean
Billy and Akaisha Kaderli

One of the security guards of the jewelry stores recommended that we try this place, and he told us that he eats here "every day."

 
     

Jackie Lange expert has your answers regarding Panama

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The 4% Withdrawal
Billy and Akaisha Kaderli

I thought it would be a good practice exercise to see how our portfolio would have held up and performed during the 33 years of retirement that we have enjoyed.

 

Retire Early, Live Richly: Break Free from the Consumption Trap
Billy and Akaisha Kaderli

Some of us, because of our spending choices, have not saved enough to retire and maintain the lifestyle to which we have become accustomed. Or so we think.

 
 

 

 

 
S&P earnings estimates as of May 1st

Real Investment Report

You will notice that the recent selloff has also triggered that same moving average crossover, and immediately coincided with a reflexive rally. The market has broken above the first moving average, challenging the second as investors and the media are increasingly bullish on stocks. Will the market “rug pull” on investors once again? I don’t know. However, as stated, if we are in a more protracted market correction, the risk is elevated, and we could see another retracement to support before this correction is complete.

 

Billy and Akaisha with their backpacks, ready to go traveling

Six Tips to Make Traveling Easier
Billy and Akaisha Kaderli

Traveling is challenging enough with all one has to think about – getting the best price on airline tickets, arranging for lodging reservations, and being sure your passport is up-to-date with no expiration in the next 6 months.

 
2 craft beers at sunset for happy hour at Seaview Beach Hotel, Sint Maarten, Caribbean

Sint Maarten Happy Hour Learning Curve
Billy and Akaisha Kaderli

You know, you would think something as easy as going for Happy Hour on a Caribbean Island would be very simple. Beer. Beach. Sunset. But we're here to tell you, yes, there is a learning curve.

 
Poking and prodding

My Visit to the Vietnamese Dentist
Billy and Akaisha Kaderli

Those of you who have followed us for a while know that I have this habit of seeing dentists all over the world. Not by choice, mind you, but because, well, because of one thing or another.

 
Large yacht docked at Port St. Maarten, Caribbean Chesterfields Restaurant - Sint Maarten, Caribbean
Billy and Akaisha Kaderli

Located on the Dutch side of the island of Sint Maarten, it's the go-to spot for both locals and cruise ship visitors.

 
Billy and Akaisha Kaderli in Italy

An American retiree spent $18,807 for cancer treatment abroad. She said medical tourism saved her money and stress.
By Allie Kelly

Akaisha and Billy Kaderli retired early to travel the world. - When Akaisha was diagnosed with cancer, the couple sought affordable treatment in Mexico, Vietnam, and Thailand. - They aren't alone: rising US healthcare costs have pushed some Americans toward medical tourism.

 
Akaisha and Billy with Decades of retirement under our belts Want to Learn about Retirement? Go to the Source
Billy and Akaisha Kaderli

Thankfully, when we left the work force in 1991 we did not read these misleading articles thereby creating doubt about our decision.

 
The San Pedro dock in Panajachel El Dragon Hotel San Marcos La Laguna, Lake Atitlan, Guatemala
Billy and Akaisha Kaderli

Every once in a while, we like to get away just for a different perspective. Many times we go to Antigua, a favorite of ours, but this time, we thought to stay the night in San Marcos, just across the lake.

 
Akaisha and Billy at Monte Alban in Oaxaca, Mexico

Five Tools for Retirement Planning
Billy and Akaisha Kaderli

People don’t always agree, and I realize that we have placed ourselves purposefully in the public eye. This position requires that we take the slings and arrows along with the kudos.

 

 

Port St. Maarten Philipsburg, St. Maarten, Caribbean
Billy and Akaisha Kaderli

Today, it's one of the busiest cruise ports in the Caribbean, handling over two million cruise passengers annually. If you have been on a cruise in the Caribbean chances are that you've been to this port.

 

 

They say time changes things, but actually you have to change them yourself.” Andy Warhol

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Who Really Started the FIRE Movement?

 
 
 

Why We Took Social Security at Age 62

 

 The Adventurer's Guide to Early Retirement 5th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

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IRA Gold and Silver

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IRA Investing

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Conquering Retirement Fear: From Apprehension to Adventure
Billy and Akaisha Kaderli

Many dream of retirement, but as the big day approaches, some experience a surprising emotion: fear.

 
Here I am buzzin' around on my rented bike. Belize

Escape the 9-to-5: Is Early Retirement for You?
Billy and Akaisha Kaderli

Are we living the life YOU want right now? Is this idea appealing? Or maybe you have your own special retirement dream that you want to live.

 
 

 

 

 
Restaurante Turcotto, Anzio, Italy
Billy and Akaisha Kaderli

Fast forward to our second visit, and Augustus once again mentioned Restaurante Turcotto.

 
Swimming pool at Apache Wells RV Resort, Mesa, AZ La Casa de Dulce Vida Apache Wells Resort Rental Located in Mesa, Arizona Very Active Adult Community Available Sept-Oct-Nov-Dec 2025. Jan-Feb-Mar-April 2026

Close to world class shopping, large malls and outlet stores. International restaurants, spring training baseball.

 
Billy Akaisha Nevis, WI This couple retired in their 30s in 1991 and have no regrets: ‘It just keeps getting better’
Kamaron McNair @in/kamaronmcnair/ @kamaronmcnair

After making some decent money and investing on their own, the couple took a look at their finances and estimated how much they would need to fully retire.

 
Hotel for the young set Playa El Tunco, El Salvador
Billy and Akaisha Kaderli

We left the perfection of living lakeside in Panajachel, Lake Atitlan, Guatemala, to enjoy a little beach time on the Pacific Coast of El Salvador.

 
Sunrise, Lake Atitlan Billy's San Pedro La Laguna Adventure Lake Atitlan, Guatemala
Billy and Akaisha Kaderli

When I first discovered Lake Atitlan in the early 70's San Pedro at night was just a few flickering lights across the lake. Today, it is still quiet, but growing. Tz'utujil Maya make up 90% of the inhabitants, with a small expat community. Back then there were no roads connecting the towns around the lake and the only way to travel to another village was the mail boat that circled the lake on Monday and Thursday. Today, lanchas travel by the hour.

 

 

One of the most beautiful places on the planet

The Pacific Coast of Mexico Guide details our travels along the coast.

The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

 

 

 

 

Want to go to Guatemala. This is the book to travel with

Write a college essay for me step by step. 

 

Profile of Billy and Akaisha 38 year old retirees now into their 31st year

RetireEarlyLifestyle YouTube Channel

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Contact info = TheGuide@RetireEarlyLifestyle.com

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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