How to Enjoy Yourself to the Fullest when in San Tiago, Chile

Danish Wadhwa

Chile is a fantastic South American nation that has plenty of beautiful places to visit. This country is the top-notch place for adventure tourism in the world. The report revealed that Chile received over 6.4 million tourists in 2017 and it is expected to increase each year. Below is the figure that shows the flow of tourists in Chile.

Image Source: Trading Economics

 

If you are traveling to Chile, it is almost sure that you will put your foot in Santiago, which is the capital and also the largest city in the country. There are plenty of things that you can do in Chile, but some of those are the ones that you cannot afford to miss.

It is evident that you will not be knowing much about the country when you visit the nation for the first time, which is the reason why I have written this article to make your tour as enjoyable as possible. You can quickly get American Airlines tickets to San Tiago, Chile so that traveling won’t be much of a problem. Consider booking your next flight from Faremart.com, a robust travel booking platform providing satisfactory services to all its clients and users, making their journey a memorable one.

Missing out on these seven things will make you regret later

It is not possible to do all items when you visit a specific city in a country, especially when you are in short of time and you want to complete as many items as possible in a limited time. I could have mentioned more than seven items on this list, but I decided to put seven coolest things to do, keeping many things in mind.

Here are seven things that you must do in San Tiago when you give it a visit:

Walk or take a bike to roam around the city

I know that you would want to visit around a few areas of Santiago after getting a good rest at the hotel after you reach the town. There are plenty of places that you can visit as there are apps that can guide you on where to go. You can check out Central Barrios by walking around the site and enjoying the surroundings around the place.

Explore and take some photos at Foto-Ruta and hop onto Turistik as well on a bus. If you want to roam around on a bike, it is a great choice as well. You can rent a bike for a day and wander around places starting from Viticura, where you will get a bike sharing service.

Image Source: Wiz Tours

Outdoor adventure if you are looking for some exciting activities

Cerro San Cristobal has something for both who loves challenges or who only want a quiet walk. There is a hiking trail for people who want a road path for exploring the area. You can observe spectacular views of the city when you hike up Cerro San Cristobal, Recoleta.

Besides Cerro San Cristobal, you also have options to go out for hiking in areas like Parque Natural Aguas de Ramon and Glaciar del Morado. Keep in mind that you are not only limited to hiking here. At Parque de Montana Farellones also features trampolines, rock climbing, rope courses, and so on. If you opt for going to a beach, do more challenging stuff like a kayak, scuba dive, and more.

Sanhattan/El Golf

Get to Tobalaba/El Golf and check out Santiago’s modern financial center. You will be amazed by the structure after checking out its impressive sculptures. There is a sequence of painted horses along with painted benches to rest and enjoy the view.

Check out the Costanera Center mall along the way and observe the Costanera Torre, which is the tallest building in South America for now. After roaming around and doing some observation, you can head to restaurants and enjoy a delicious meal. You can find a lot of restaurants in this area.

Image Source: Santiago Tourist

Cementerio General de Santiago

It might seem strange for you to see this one on the list as the cemetery is a place that you often want to avoid. However, this cemetery in Santiago is worth the visit, and you will regret your decision later if you ignore it.

Cementerio General de Santiago is a burial place of two historical figures of Chile, and they are Dictator Augusto Pinochet and Libertador Bernardo O’Higgins. The president’s tomb is in the height range of 2-3 stories, which is pretty unique.

You will fall in love with this place if you have any interest in Recoleta Cemetery, Buenos Aires.

Image Source: Wikimedia

Barrio Lastarria

Lastarria, a tiny oasis in Santiago Centro, is a fantastic place to hang out at night or to check out on a variety of restaurants. Bocanariz is a place to visit if you want to taste some great local wines of the city. You will love the range of wine choices that the restaurant will offer when you visit it.

There is also a place for coffee lovers at Colmado Coffee and Bakery. In weekend time, you will find street vendors demonstrating their arts. In case you are craving for a museum, you can visit the MAVI Museo de Artes Visuales, which is a museum for enjoying visual arts. You will have a wonderful time visiting this place by eating delicious foods, drinks, and beautiful crafts.

Try Helado, seafood, and other local foods

Finally, it is time for some tasty meals. At first, you can start with something light like Helado, which is delicious ice cream. While looking for ice cream, you should check out for Helados Artesanales, which is a best quality ice cream around.

You will see many locals enjoying ice creams of various flavors. There is also an option of Helados de Fruta, and it is for those who want low calories ice cream. Emporio  La Rosa is one of the best ice creams that you will ever taste, and it is the most prefered ice cream in the town.

When you are in Santiago, you also cannot miss out on trying classic Chilean seafood. You can try out tasty ceviche/cebiche. Also, check out Chilleian sushi, and you will often get cream cheese with it.

Palacio de La Moneda

It is a presidential palace, and its location is in Santiago Centro. Its original purpose was to build it as Chilean mint. To visit this palace, you need to schedule your visit in advance.

Finally, try enjoying foods like local. Try classic cuisine like pastel de choclo, which is like shepherd’s pie, meat with a mix of vegetables and cornmeal topping. There is grilled beef, a classic Chilean drink, and more.

Image Source: Pixabay

Chilean artists have designed their sculptures, and it is superb. There is a guard ceremony at, and you can observe it.

If you want to check out arts and know about the culture, you can head to the Centro Cultural Palacio de La Moneda.

The Takeaway

Only traveling to a new place will not be much of memory if you do not do activities that are popular in the town. Instead of fun, you may regret it later because it may not be possible to visit that same nation next time.

Now that you have read this article, you will be able to enjoy your trip to the fullest. Surely, you will miss out some things here and there, but I’ve covered all the significant things that one should do in San Tiago. If there are more things that you want to add, do let us know!

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How to choose the best female and male digital watch

Anna Jonson

Not only luxury classic watches like Panerai Submersible or Rolex Daytona, personality and style should be considered in choosing the best digital watch, be it female or male. Although the basic function of every digital watch is to display the hours, today the item is much more than that. After all, from solar clocks to wall clocks and wrist watches, the evolution of models has accompanied the style and changes in consumer behavior, offering models that match their needs and occasions. And so do digital clocks. With several other functions such as a stopwatch and GPS, they can also become true accessories that make a difference in production.

Depending on the style of each, digital watches can also be used as jewelry, complementing the look. Already the luxury brand models also give a touch of social status and elegance. And with opposing interests in various subjects, when it comes to style, it could not be different: the requirements for choosing the best digital watch are different when it comes to men and women.

While women take into account the occasions on which they will wear the digital watch, according to their features – after all, a meeting and a run ask for different accessories – women usually focus more on the style and details of the piece, such as jewels, or as a bracelet.

How to choose the best digital watch for women

In addition to acting as an attractive piece, female digital watches are also very functional. The accessories help make a good impression both in the corporate environment or on special occasions. Some recommendations can help in the task of choosing the best digital watch for women:

  1. Focus on your own style.

It’s easy to get carried away by attention-grabbing accessories. But it is important that your personality is considered, otherwise the chances of getting distracted fast from the digital watch and not using it more increase considerably. Depending on your mood at the moment, several styles may emerge. The important thing is that the digital watch you choose communicates who you are.

  1. Choose a digital watch that matches your looks – and your physical type.

Before, watches were seen as just a way to monitor time. Today they are true accessories that enhance your productivity. Therefore, it is important that women’s digital watches are combined with the color of clothes that the woman usually uses, with the same concern used for bags and shoes, for example. To balance the look, bet on tones similar to other accessories. If your favorite earrings, bracelets and rings are gold, for example, opt for a digital watch of the same hue. The same goes for the physical characteristics: very thin women can be disproportionate with very large watch models. Therefore, the size of the watch’s display and the width of the bracelet should take into account the woman’s bio-type. Comfort and well-being are essential when choosing the best digital watch.

  1. Choose your female digital watch according to the occasions on which you will use it.

If the idea is a digital clock for moments of leisure and relaxation, the options are limitless: there are rubber wristbands and waterproof. After all, every moment asks for a different material so that the watch fits perfectly with the occasion.

For day-to-day, invest in digital watches with less sophisticated models, made with leather, metal or fabric straps – so the accessory becomes sturdier for frequent use. Hopefully the information above can help you to find a watch that is able to meet your expectations.

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What if all US health care costs were transparent?

Jeanne Pinder

This is a woman after my own heart.

I wrote a post a while back asking how your life would change if you utilized the words “What If…?” In a positive manner?

The answers to our conundrums are often in the questions we ask, so Jeanne Pinder asked “What if all US Health Care Costs were transparent?

At first, doctors, billing offices and insurance companies balked at their audacity to ask such questions, and Jeanne mentions how she felt like she was breaking the law with wanting to know the prices of procedures and medicines. Some people hung up on her, others told her that their lawyers wouldn’t let them reveal their true pricing.

But Pinder’s company persevered. And the experience became liberating.

She found answers and data.

WOW!

This is where she went with her answer. It’s a must-see video. Click on the photo to watch.

 

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Will Medicare Cover Me Outside the USA?

Danielle Kunkle

Retirement brings a lot of exciting, new changes. One thing many people look forward to in retirement is being able to travel when they want, where they want. Whether you’re taking a quick trip, going for an extended stay, or even relocating for a little while, it’s important to know how—and if—Medicare will cover you.

Medicare coverage outside of the 50 states (plus American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and the U.S. Virgin Islands) depend on things like the type of coverage, how long you’ve been outside of the country, and whether it’s an emergency or not.

This article explains when and how Original Medicare, Medicare Advantage, and Medigap covers you while traveling outside the USA.

Original Medicare Travel Coverage

Generally, Original Medicare (Part A and Part B) only covers emergency situations out of the country. Also, Original Medicare only offers emergency coverage in certain situations. For instance, if you are vacationing in Europe and an emergency occurs, Original Medicare will not cover it.

Situations where Original Medicare will cover your emergency medical expenses include:

  1. If a medical emergency occurs while you’re in the United States, and a foreign hospital that can properly treat you is closer than a U.S. one, Original Medicare will cover you.
  2. If you are traveling to/from Alaska from/to another state directly through Canada and an emergency occurs, Original Medicare will cover your medical expenses at a Canadian hospital if it’s closer than a U.S. one.
  3. If you live in the United States and a foreign hospital is closer than any U.S. hospital. Your medical expenses will be covered by Original Medicare even if it’s not an emergency.

Covered Services Outside the USA

If one of the above situations occurs, Original Medicare pays the same as it would inside the United States. However, not all services are covered outside the country.

For example, Medicare Part B will only cover doctor services you receive outside the hospital after you’ve been released if Medicare covers your inpatient hospital stay. If Medicare doesn’t cover your hospital stay, then your doctor services won’t be covered either.

Medicare Part B may also cover any non-emergency medical services that you receive before and while you’re admitted to the foreign hospital. However, these services are only covered if Medicare covers your inpatient hospital stay.

Note that foreign hospitals are not required to submit claims to Medicare. Therefore, you may end up having to pay for your services yourself at the time you receive them. Once you return to the U.S., you can submit your claim to Medicare and file for reimbursement.

Traveling with a Medicare Plan

There are two types of Medicare plans that you can have in addition to or instead of Original Medicare: Medicare Supplement Plans (Medigap) and Medicare Advantage.

Medicare Advantage, also known as Medicare Part C, has thousands of plan options. These are private plans approved by Medicare; each plan is designed by the carrier and may have different benefits than others. However, most Medicare Advantage plans include emergency travel coverage.

Medicare Advantage plans must offer the same benefits as Original Medicare—you don’t lose any coverage—but many offer additional benefits for their members. To see how a Medicare Advantage plan covers health care outside of the U.S., review its Summary of Benefits.

Medigap Travel Coverage

A great thing about Medigap plans is that they cover you anywhere within the U.S. as long as you see a doctor who accepts Medicare. However, they work a bit differently outside the country.

If you have one of the Medigap plans that offer foreign travel emergency coverage such as Plan F or Plan G, then your Medigap plan will cover up to 80% of your emergency medical expenses. Medigap plans with this coverage have a $50,000-lifetime benefit limit as well as an annual $250 deductible.

Another restriction on this benefit is that it only is in effect during your first two months outside of the country. So, if you’re traveling for longer than two months, you will want to look into purchasing travel insurance in addition to your Medigap plan.

Short-term travel insurance is a great alternative to Medicare’s travel coverage. If you’re worried about health coverage overseas with Original Medicare, you may want to purchase a travel insurance plan to cover you on your trip.

 

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How a Mobile Tracking App Can Enhance Freelancing

Martin William

Today, organizations are officially hiring professionals from all over the world through the internet. Depending on the kind of company you run, you will want to ensure that the company’s information is safeguarded. Using a mobile tracking app like highster mobile, you can be able to keep a close eye to your employees wherever they are. That is because the app gives you access to all the activities of the target phone like information shared through private messaging. It is good to know that there are so many mobile tracking apps online but to get the right one you must:

Have a reasonable budget

Typically, anyone would like to go for the cheapest tracker in the market provided that it can work correctly. However, you need to know that most of the mobile app trackers sold for cheap on the internet may not be sophisticated enough to help you run an organization. That is because they usually have restrictions as most of them are new apps in the market that are still undergoing improvements. With a reasonable budget, on the other hand, you are most likely to land yourself the perfect software. It is better to spend your money on something that will serve you for longer rather than go for cheap then end up wanting a new tracker in the future.

Do your research

One good thing with the internet is that it has all the information you need to choose the correct tracking app or your organization. Remember that these apps come with different features; hence some apps offer a better deal at a fair price. The only way to get such fabulous offers is if you take time to research. You’ll also want to ensure that you confirm that the application you intend to use is capable of handling on all your remote employees. That is because some apps can only support up to a certain number of employees.

Watch out for frauds

While looking for the app of your choice, you need to know that not all the websites that you shall be visiting belong to good app developing companies. That is why it’s highly recommended that you do a background check up on the company you wish to work with. Social media can be a good source of information especially if you can track down the pages and see what comments people have. You can also search for reviews on various discussion forums.

Conclusion

Vital organization information is shared today through the internet especially by organizations that hire freelancers. There is a dire need for such information to be protected and that is why mobile tracking apps are today’s favorite. Additionally, you should know that these apps can also be used with companies that have their employees working in the offices as well. When it comes to secrets of the organization, you might not want to take chances considering that some competitors out there are not willing to play fair.

 

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A Retirement Plan and Medicare Disability: What You Should Know

Jane Brown

Retirement is something quite easy to forget and brush off, especially when you are young and still enjoying a good salary. You don’t want to imagine that a day will come when you will be of age and leave your beloved career. Well, it’s a sad reality, and the earlier you start planning for your retirement, the better for you. Let’s have a look at some benefits you might reap from planning your retirement as early as now.

Factor in the unexpected

Aging comes with a bunch of problems, especially health issues. When planning for retirement, you can consider such unforeseen events. You think about the best medical options to use should you develop a chronic disease. Along with this, you start sourcing for a suitable home for the elderly when the time will come for you to be admitted in one.

One such eventuality that would never cross your mind is a disability. Sometimes life gets into the way of our most carefully organized plans. An unfortunate accident or a severe illness can quickly shatter your retirement dreams. There are so many questions you could ask when disability comes knocking at your door just before your retirement. For instance, will the disability affect your social security benefits? Will it eat up all your life savings? Does Medicare cover disabilities that occur during retirement? As long as you are already receiving your Social Security Disability benefits, you are eligible for the Medicare disability coverage.

Some of the disabilities that qualify for Medicare coverage include:

  • Amyotrophic Lateral Sclerosis
  • End Stage Renal Disease (ESRD)
  • Parkinson’s Disease
  • Multiple Sclerosis
  • Mental illness
  • Alzheimer’s Disease

Mostly, anyone who qualifies for the cover should receive it. But this is not always the case. People with certain conditions as those mentioned above are at risk of being denied the coverage. If the care recommended by a doctor for these long term conditions meet the Medicare criteria, then the person is entitled to coverage.

If coverage is unfairly denied, you can seek help from your medical doctor. Better yet, you can find legal assistance from an experienced disability lawyer. The lawyer will help you sail through the stormy process of claiming the coverage. There are plenty of law firms practicing Social Security disability law today. You want to make the best choice of such a lawyer to ensure adequate and successful representation. So, what qualities should you look out for in a disability lawyer?

  • Experience – When it comes to matters of Social Security disability benefits, you need to be represented by someone with a wealth of experience below their belt.
  • Specialization – Avoid dabblers and instead look for someone who handles explicitly Social Security disability claims the majority of their time if not all.
  • Local or regional presence – It is essential to be represented by a lawyer who understands the Social Security laws, local courts and judges.

More time, more savings

The common thing about all kinds of investment is that time is needed for them to grow. By planning early, you will save up enough money to actualize your aspirations during your retirement. If you want to own and run a farm during your retirement, start saving now. Is it a dream adventure you want to have? Yes, it can be made possible by early planning.

Peace of mind

This is one of the most significant benefits of planning early for retirement. Planning eases the transitions from employment to retirement. Stress can arise when there is a cloud of uncertainty about your next stage in life glaring at you. You can avoid this by planning ahead.

You can make sound decisions

Early planning gives you ample time to decide on the retirement plan that will suit you best. It not only enables you to make wise career-related decisions but also general financial choices. For instance, will an extra degree be of any help during your retirement? Is it better to start your own company or remain in your current organization? Planning for retirement early in your career will enable you to put into place necessary structures to make your retirement as smooth as possible.

 

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Choosing to Move Forward – What Is Your Style?

When we realize that we have a choice in the style of moving forward, it makes all the difference in our world.

I was raised in the “pain and suffering” style and decided to choose something kinder for myself. What an opening of perspective!

How about you?

 

 

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Why You Want to Do the HeartMath Breathing Method

Have you heard of HeartMath.org?

HeartMath scientifically researches the chemical and electromagnetic link between our hearts and our brains.

In their extensive analysis, the scientists who work at the the Institute have found that the heart sends more information TO the brain than it receives FROM the brain. 

The research can be complicated, but simplified, when we are in a “coherent state” with our hearts, it is easier for our brain to function at optimal performance.

That means when you learn how to self-regulate your emotions with their very easy coherence exercise, you are less inclined to feel anxiety, fear, and anger. Your brain is much calmer and clearer to facilitate making decisions, to remember, or to take a test. This is a great technique to practice before attending an event that is stressful or before you want to have “that talk” with someone and it has you nervous.

Teaching our children this simple technique can also help them with athletic performance and to remain calm when needing to take an exam.

Here is a link to many of the HeartMath videos if you’d like to find out more intriguing information. HeartMath.org also offers courses, training and memberships.

 

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“Too frail to work, too poor to retire”

Ted Siedle, a former SEC lawyer who now runs Benchmark Financial Services, pointed to a “woefully unprepared” U.S. population.

“In the decades to come, we will witness millions of elderly American’s, Baby Boomers and others, slipping into poverty.”

This is because pensions are underfunded, a pervasive problem made worse by their inability to reach performance targets, which is typically set around 7%.

I read about this topic too often and it’s disturbing. The possibility of pension funds not being able to keep their promises to pay former employees would rattle anyone’s retirement. And if this affects the performance of the financial markets in general, then we are all vulnerable.

When planning for your life-sans-paycheck, your pension is one of the stools you rely on. Social Security and investments are two others.

None of us know the future, and we cannot prevent Life from bringing us challenges or change.

What can you do if your pension fund goes under, or severely cuts their payouts to you?

My purpose for bringing this up to you today, is to show you how you can take control of your future, regardless of your pension or what the markets might do sometime in the future.

In our books and on our website we discuss the 4 categories of highest spending in any household. I have been discussing the most expensive category – and that is Housing.

The 2nd most expensive category is Transportation, followed by Taxes and Food/Dining/Entertainment.

We have control over all of these categories through the choices we make. We can modify our choices to protect ourselves from future financial disturbances, and to give ourselves more financial room, should we find ourselves in a situation that becomes too expensive to maintain.

Do you know your Cost Per Day for your Housing category?

Paring down to a smaller home, moving to a state that is tax-friendly, moving overseas where cost of living is more manageable, renting out a room, a section of your home or a casita can bring in extra cash should you find yourself needing to supplement a pension that has gone sour.

Considering a roommate, or perhaps joining financial forces with your children to have an “in-law’s unit” built as part of their home so you have a place to live that is close to your family are also alternatives.

Living on a boat, utilizing an RV as your domicile, or choosing your Active Adult Community manufactured home as your chief domicile are also more affordable options than a 4-bedroom, brick-and-mortar home with the maintenance costs, insurance and high property taxes.

We’ll talk about the other categories of expense in the future, but the most important thing is to have your plan B – and to start thinking about that NOW, instead of having a disintegrating pension blow you out of the water.

Don’t limit yourself.  OPEN yourself up to your options. There are more of them than you think.

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What’s YOUR Favorite Excuse?

‘’I never knew a man who was good at making excuses who was good at anything else.’’ Benjamin Franklin

To attain goals, to move forward with our lives, to make necessary changes, we must drop our excuses.

Here are a couple of common excuses that keep us from attaining our dreams.

I’m too old…
I have more planning to do to get this done.
I don’t have the “right” tools to…
I don’t know how, I’m too busy, no one else has done it before…

Recognize any of these?

What’s YOUR favorite excuse?

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