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Retire Early
Lifestyle
Retirement; like your parents, but way cooler

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In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience. |
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Nevis, West
Indies Homepage
Billy and Akaisha Kaderli
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Nevis, a small Caribbean
island that is only 36 square miles, is part of the Federation of Saint Kitts
and Nevis in the West Indies.
We have been visiting Nevis
since 1986 when we took the Windjammer Barefoot Cruises through the Lesser
Antilles of the Caribbean.
Current population is less
than 12,000 people, with Charlestown as its capital.
Originally the Arawak and
Carib peoples lived here, but in 1628 the British colonized the island. In the
17th and 18th centuries Nevis was a major sugar producer, relying heavily on
enslaved African labor. You can still see the sugar plantations today, some of
which have been transformed into upscale hotels and restaurants.
Control shifted between the
French and British several times, and - notably - Alexander Hamilton was born
here.
Nevis promotes itself as a
tax haven with business-friendly policies.
Because there is no deep
water port, cruise ships cannot dock at Nevis. This keeps the island sweet,
serene and less commercialized than many of the others in the Caribbean chain.
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Visiting Nevis
in the "Way Back Machine"
We have resurrected these photos from
old 35 mm. slides that we had packed and left in storage in a family
attic. When our family members downsized their home, we had these slides
digitized, and now we are able to share this part of our Early
Retirement Story with you. Billy had gone ahead to Nevis to arrange our
housing situation with the Four Seasons. I had stayed back to complete
the selling of our home items and would meet him later. But a funny
thing happened on my way to the island. It was January, 1991, and The
Gulf War had just begun. |
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We
had a spectacular housing situation, but my eyes refused to see it
When we retired in 1991 for a
lifestyle of travel, our first stop was a 36-square mile Caribbean
island named Nevis. Billy and I had an opportunity to help open the Four
Seasons Resort there on that tiny island nation, and part of the deal
was that we would have housing. We found ourselves in a 4 bedroom, 2
bath house that belonged to the Mayor’s brother. Painted white on the
outside, the front terrace was a blistering orange. When I walked up the
steps and turned around, I had a view of 3 islands. So, why was I
complaining? |
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Our
Flight from Sint Maarten to Nevis, West Indies
We have visited Nevis many times
over the decades. Our first introduction to the island was through the
cruises we took in the 1980s on a 256 foot sailing ship, The Mandalay of
Windjammer fame. Nevis holds a special place in our hearts because we
began our freedom adventures here when we retired in 1991. We lived on
the island for 6 months. Most recently, we visited Nevis twice in
2023-24. |
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Taking a Look at the
Grounds of Hamilton Beach Villas and Spa, Nevis, West Indies
The grounds of the Hamilton Beach
Villas are extensive. Full-time gardeners manicure the tropical gardens,
there's a work out room, a spa, tennis courts, access to a beautiful
beach, a well-known restaurant is right on the premises, wading pools
and excellent service. We were staying for 6 weeks this time, and were
looking forward to it! |
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On The Rocks Bar and Lounge Nevis,
West Indies We are
on the lovely island of Nevis in the West Indies. Since we worked here
in 1991, we are still in contact with friends that we made "back then."
It was our intention to go to the water taxi location on Nevis and check
out the schedule for the water ferry to the sister island of St. Kitts.
However, we found this place just "up the hill" which looked promising
for lunch. The friendly Immigration Officer walked us to On The Rocks
herself. |
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Rosies Patties Nevis, West Indies
It's the talk of the
town - Rosie's Pattys. With no exact, specified location, any taxi
driver or "combi" will take you to Rosies. It's a local eatery
celebrated for offering authentic Caribbean flavors, particularly with
its signature pattys. What's a patty? We had to find out. |
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Around the Island of Nevis, West Indies
Due to the small size of this island,
and having no deep water port, Nevis has been able to maintain a
"neighborhood" feeling among the residents. It's a laid-back,
nature-rich vibe. Yes, this is changing, as "progress" makes its mark.
Gratefully, however, these changes have been slow-paced. We took a
private driver around the island to view places we knew from decades
ago, when we helped open up the Four Seasons Resort in 1991. Take a
look. |
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Johnny Cakes Nevis,
West Indies A humble yet
flavorful tribute to the island's history
Johnny cakes are a beloved
traditional food on Nevis Island, reflecting the culinary heritage that
blends African, British, and Caribbean influences. These cakes are a
savory, slightly dense, fried or baked bread made primarily from
cornmeal, flour, and local ingredients. They are a staple in Nevisian
cuisine, often enjoyed as a side dish or snack, and are deeply tied to
the island's history and daily life. |
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The Alexander Hamilton Museum Nevis, West Indies
You might know that Alexander
Hamilton was the first US Secretary of Treasury, and that he was one of
the Founding Fathers of the new nation called The United States. He
showed his mental acuity at an early age and his passage to New York was
crowd-funded to give him the best chance to become educated and
therefore be able to display his talents. Admission to this local Museum
is around $10USD which also gives you access to other museums and island
exhibits on the same property. Let's take a look. |
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Sunshine's Restaurant Beach Bar & Grill Nevis, West Indies
When we were first living on the
Island of Nevis, West Indies in 1991, just down the beach from The Four
Seasons Resort (which we were helping to open) was a shack-of-a-place
called "Sunshines." You can see from the first photo below that it
wasn't much at the time, but we could get fresh lobster salad sandwiches
and cold beer for a reasonable price. These lobster sandwiches were
cheaper than tuna fish sandwiches because tuna was imported, and lobster
was local fare. |
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Sip on the Square Charlestown, Nevis, West Indies
Nevis has modernized significantly
since we were living on the island in 1991. Back then, you could buy a
beer fairly easily, but you'd be hard-pressed to find a coffee shop that
served espresso, cappuccinos and pastry. Those were only available at
expensive hotels... maybe. That's all changed now. Sip on the Square is
a good example of this culinary progress. Welcome to the "New Nevis." |



Retire
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
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