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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Economic Refugees

Billy and Akaisha Kaderli

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We meet them everywhere along our travels.

From Thailand to Mexico, from Guatemala to Ecuador, people known as economic refugees are looking for a better lifestyle, lower cost of living and fewer regulations than what they experience in the States. Having cashed out of the housing boom, some travel abroad where their dollars will purchase estates with maids and gardeners; others are living the good life on their Social Security payments as compared to just getting by in their home towns in the U.S.

Either way they are enjoying near perfect climates and relaxing lifestyles. All these people have one thing in common; they are not afraid to embrace a new adventure.


The new normal

Having to adjust to what has been called the new normal up north some folks have turned inward out of fear and have become less inclined to venture out. Sure, they may have lost a bundle in either the stock market or collapsed housing market but now they seem to be once burned twice shy and they have let it define them and their futures. Out of fear, they are not able to see their options and are afraid to make the choices required to upgrade their lives outside the States.

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Always a reason

Some flat out donít believe itís possible or that it can be done. Others cite the concern over health care, the necessity of staying near grandchildren or the safety of their routine; well-known restaurants, friends, and familiar activities. Some say itís just too much hassle to up and leave the safety of habit. They fear their new lives will be topsy-turvy and uncertain and, well, they are correct about having new and interesting adventures.

These are the people who stay in their neighborhoods and never encounter locations of more freedom, less regulation, and a bohemian lifestyle of more opportunity.

Yes. Opportunity.

The Adventurer's Guide to Destination Choices

Such as the option of meeting new people from other states and countries, the possibility of personal growth, the ability to live a simpler life without the stress of watching utility and fuel bills climb. Not that living overseas is a panacea, life always has a way of giving us challenges. But those who have made the choice to live outside the states in friendlier climates with manageable costs always say how they feel a burden has been lifted off their backs and how, if they had known how pleasant it was to live elsewhere, they would have made the change sooner.


Itís not for everyone

Granted, there is no place as comfortable or predictable as the United States. Customs in other countries can be an issue if you let it, and if you are the type that prefers the certain, you might not be a good candidate for a move overseas. But if daily costs seem out of control for you, if you have had it with the weather or if you just feel that a change is due, moving to a low cost country such as Thailand, Mexico, Central America, or the Philippines could hold some special appeal.

Many have made this move and have paved a path. What about you?

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance and world travel. With the wealth of information they share on their popular website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurerís Guide to Early Retirement and Your Retirement Dream IS Possible.

For more information about financial independence and travel, visit our book store

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Billy and Akaisha continue to journal and photograph their world travels.

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