years ago we produced this video:
Adventures in Financial
Independence where we listed our annual spending and daily
We like to
keep up-to-date with our Readers as to what our current spending
is and as of the end of 2020 we spent $28,133 or $76.87 per day.
Plus we blew the $2400.00 stimulus check on repairs in our
humble abode in the States. Our average spending for 30 years
of financial independence or
10,950 Days, is $23,241 annually or $63.67 per day.
At the same
time our net worth has continued to climb outpacing inflation
after spending. Now entering our 4th decade of experience, I think we are getting the hang of this
speaking over these last 30 years, we have been utilizing Geographical Arbitrage, living in cost beneficial countries such as
Thailand, thus positively affecting our numbers. The
Peso-to-Dollar exchange right
now is a great deal, making
Mexico seemingly on sale.
We kept up a travel schedule in the Year of the Pandemic,
adapting to changing regulations. When others chose to remain in
place, we saw opportunities in bargain flights and empty hotels.
We visited four countries on two continents.
In January we
Colombia, returning to
Chapala, Mexico. Throughout the year we made six trips to
our favorite beach, Chacala. Billy had a shortened trip to
Guatemala due to COVID closures, and one trip to
Puerto Vallarta was cancelled. Akaisha visited
and then we flew and bused between
Puebla, Cuernavaca and Oaxaca, only to return to
Oaxaca a couple of weeks later. Billy flew to Puerto
Vallarta then taxied up the coast to
Sayulita and once again to Chacala.
Because of this great exchange
rate, the year before we traveled from
McAllen, Texas, Las Vegas, Nevada, Prescott Valley, Arizona, more travel
through Mexico to
Puerto Vallarta, and
took the ETN bus to
enjoyed a much anticipated
train ride through Mexico's Copper Canyon did some extensive
traveling in the
Mexican Highlands, visiting the cities of
Atontonilco El Alto,
Jesus Maria, and
Arandas, tasting some of the best
tequilas in the world.
continue to self-insure for health care, taking advantage of
medical services in the countries where we stay. Now, since
we are 68, we qualify for Medicare and no longer need to take
out a Traveler's Health Insurance
Nomads to cover our time in the USA. A few years ago at age 62, we decided to
begin taking our
Social Security. Billy has made some adjustments to our
portfolio using ETFs which allows him to buy and sell in
real time, and take advantage of market downturns, as well as
House sitting from time to time has helped with
We continue to eat
well, live and travel comfortably and make visits to the States
It's a GREAT life.
If we can do it, you can too!
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