Retire Early Lifestyle
Retirement; like your parents, but way cooler

Traveling Mailbox

Retire Early Lifestyle Blog 

Free Newsletter Subscribe/Contact

Advertise on RetireEarlyLifestyle.com info here

RetireEarlyLifestyle Logo RetireEarlyLifestyle inspirational photo

In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Health and Wellness Tips to Simplify Healthcare Routine for Early Retirees

Genevieve Swanson


Photo courtesy of Pixabay

Staying healthy is important at every stage of life, but it’s critical for early retirees. When you retire early, you give yourself more time to create your own lifestyle. However, it all falls apart if you have to deal with healthcare issues, especially without Medicare. Below, we have some quick tips to help early retirees ensure good health, save money, and feel good about themselves.

Simplify Access to Medical Services

Early retirees need to ensure they have a plan in place to access medical services as conveniently as possible. Thankfully, various online services are now available to make things way easier than before. 

If you want to get a medical marijuana card in West Virginia, online sites like Leafy Doc West-Virginia have made things a lot easier and cheaper. Now, you can use the platform to book an appointment, chat with licensed doctors, and get the required reports or documents in no time.  

Similarly, telehealth is also great for early retirees who have mobility issues or live in rural areas. Be sure to take advantage of this service without having to worry about traveling from one place to another. By using these medical services, early retirees can manage chronic conditions better, save money, and have more time to enjoy their golden years.

Establish a Comprehensive Health Plan

Setting up the right healthcare plan is crucial for early retirees who want to be healthy and enjoy their retirement to the fullest. The best way is to start with a check-up on your current health. For most people, health issues like diabetes and hypertension hit in their 50s and 60s. However, it’s much easier to manage these metabolic conditions if detected earlier. 

Next up, identify your health goals for retirement and make them relevant to your lifestyle. For instance, you should take steps to prepare yourself for long hikes or walks if you like to travel a lot. Specific goals keep you focused and give you something to work towards daily. 

You can then set a habit of going to the doctor regularly, which works amazingly well when combined with regular exercise and wellness activities. Remember, it’s never a good idea to wait until health issues occur, so taking these steps now matters.

Ensure Financial Planning for Healthcare Expenses

Financial planning is also crucial for early retirees. You need to understand that Medicare won’t kick in until age 65, so health insurance premiums are going to be on the higher side. It’s tough considering a single plan can be as high as $5,500 a year, and family plans can be even more expensive. These can wipe out your savings fast if you’re not prepared.  

Budgeting for healthcare helps you control your finances and not get caught off guard by expected stress. Early retirees can have COBRA, or go with a private insurance plan if available. Each has its pros and cons; for example, COBRA allows you to keep your employer’s coverage but at a higher cost, so consider your options and plan in advance to feel secure in retirement.

Endnote

Taking care of your health and wellness can turn your early retirement into a happy and fulfilling experience. You can focus more on the things that matter most to you. Prioritize your well-being now so you can be stress-free in retirement tomorrow. 

For more on Retirement Topics, click here and here and don't forget to signup for our free Newsletter.

 

Visit our book Store

About the Authors

 
Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

contact Billy and Akaisha at theguide@retireearlylifestyle.com

advertise contact ad-info@retireearlylifestyle.com

Your financial independence and travel starts here

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

HOME   Book Store

 

Retire Early Lifestyle Blog      About Billy & Akaisha Kaderli      Press     Contact     20 Questions     Preferred Links    

Retirement     Country Info     Retiree Interviews      Commentary     REL Videos