Retire Early
Lifestyle
Retirement; like your parents, but way cooler

In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience. |
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Health and
Wellness Tips to Simplify Healthcare Routine for Early Retirees
Genevieve Swanson

Photo courtesy of Pixabay
Staying healthy is important at every stage of life, but it’s critical for early
retirees. When you retire early, you give yourself more time to create your own
lifestyle. However, it all falls apart if you have to deal with healthcare
issues, especially without Medicare. Below, we have some quick tips to help
early retirees ensure good health, save money, and feel good about themselves.
Simplify Access to Medical Services
Early retirees need to ensure they have a plan in place to access medical
services as conveniently as possible. Thankfully, various online services are
now available to make things way easier than before.
If
you want to get a medical marijuana card in West Virginia, online sites like
Leafy Doc West-Virginia have made things a lot easier and cheaper. Now, you can
use the platform to book an appointment, chat with licensed doctors, and get the
required reports or documents in no time.
Similarly, telehealth is also great for early retirees who have mobility issues
or live in rural areas. Be sure to take advantage of this service without having
to worry about traveling from one place to another. By using these medical
services, early retirees can manage chronic conditions better, save money, and
have more time to enjoy their golden years.
Establish a Comprehensive Health Plan
Setting up the right healthcare plan is crucial for early retirees who want to
be healthy and enjoy their retirement to the fullest. The best way is to start
with a check-up on your current health. For most people, health issues like
diabetes and hypertension hit in their 50s and 60s. However, it’s much easier to
manage these metabolic conditions if detected earlier.
Next up, identify your health goals for retirement and make them relevant to
your lifestyle. For instance, you should take steps to prepare yourself for long
hikes or walks if you like to travel a lot. Specific goals keep you focused and
give you something to work towards daily.
You
can then set a habit of going to the doctor regularly, which works amazingly
well when combined with regular exercise and wellness activities. Remember, it’s
never a good idea to wait until health issues occur, so taking these steps now
matters.
Ensure Financial Planning for Healthcare Expenses
Financial planning is also crucial for early retirees. You need to understand
that Medicare won’t kick in until age 65, so health insurance premiums are going
to be on the higher side. It’s tough considering a single plan can be as high as
$5,500 a year, and family plans can be even more expensive. These can wipe out
your savings fast if you’re not prepared.
Budgeting for healthcare helps you control your finances and not get caught off
guard by expected stress. Early retirees can have COBRA, or go with a private
insurance plan if available. Each has its pros and cons; for example, COBRA
allows you to keep your employer’s coverage but at a higher cost, so consider
your options and plan in advance to feel secure in retirement.
Endnote
Taking care of your health and wellness can turn your early retirement into a
happy and fulfilling experience. You can focus more on the things that matter
most to you. Prioritize your well-being now so you can be stress-free in
retirement tomorrow.
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About the Authors



Retire
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
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