According to Pew
Research, approximately 10,000 Boomers turn 65 every day for the next 16 years.
While being 65 isn’t necessarily old, questions about continuing care and
assisted living seem to loom on the horizon more largely for us than before.
contracts, comparing the often nonrefundable hundreds-of-thousands-of-dollars
entrance fees and considering the financial effects of paying $3,000 to $7,000
per month for lifestyle and care costs can be enough to create a super storm of
agitation and fear.
Even in the best
situations there are compromises of one sort or another to be made. And you may
find yourself suffering from guilt over making sure your loved one gets the care
they need and balancing that with what you can afford. Unless you have insurance
that pays for long term care or the solid wealth to cover these costs, this
topic can be a dismal one.
Providing this level of
attention for your spouse or family member in your own home also requires
sacrifices and involves costs. In the States, if you hire an independent
contractor to help out, you could be liable for an injury should they
receive one while in your employ. Consequently, your personal pockets must
be deep to cover this possibility or a contract must be signed that explains
which party is responsible for what. The complexity level ratchets up
What can you do?
There are alternatives available, but few people know about them.
Recently I was doing
some research on continuing care in Mexico, and I came upon a comparison of
nursing home and assisted living care in the Lakeside Expat community of Chapala,
Mexico. Here, the cost for these services ranges from $1,000 to $2,000USD per
month, depending upon the room you choose, the facility’s location and the
amount of care needed.
Now before you dismiss
moving to Mexico yourself or transporting a loved one to this country for their
final years, take the time to read on.
As with any choice,
there is no one-size-fits-all, and even this lower-cost option won’t appeal to
the majority of Canadians and Americans. Why? Because the concept of leaving
one’s homeland and what is familiar is just too big a leap. But for those whose
finances dictate – or for those who want temperate climate, personalized care, a
home-like atmosphere and the possibility of having a pet – these Mexican
convalescent homes, nursing homes and continuing care facilities offer what you
wouldn’t be able to afford up north.
Take La Valentina Seniors Residence and Convalescent Home. Here, biotherapist
owner Martha Benavides provides all-natural organic meals, spa treatments,
massage, medical supervision, activities, housekeeping, laundry services and
local transportation for $1,600 to $2,000 monthly. There is a full-time nurse on
site and apartments come with a mini-fridge and microwave. A community dining
room and kitchen are also available.
If you are
moderately disabled or a bit more than forgetful, La Casa Azul, owned by
gerontologist Dr. Roberto Martinez Ramos, offers 24 hour medical and
nursing services. If you can’t bear to part from your pet, you may bring
him to live with you.
Alicia's Convalescent Complex has several levels of care. She tends to those who
are ambulatory, offers “middle care” for those who need more assistance and also
has facilities for Alzheimers and dementia patients. Fully equipped kitchens,
laundry facilities, daily meals, cleaning service, a pool and 24 hour attention
are all offered depending on which home you choose. Some rooms have a private
bath. Telephone, wireless internet service and local transportation are
All of these facilities
are in the same price range, and if you would like to know more about them or
others in this area of Mexico, you may click on our
Care Facilities in
This decision is not one
to take lightly, and it impacts you emotionally as well as financially. But just
knowing that there are alternatives can ease the pressure you feel. The changes
that are required to one’s routine and lifestyle are enough to go through
without having feelings of angst and fear over going broke being added to them.