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Retirement; like your parents, but way cooler


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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Are You Seeing Windows or Walls?

Billy and Akaisha Kaderli

bicycle in front of aging wall, with windows

In your life are you seeing windows or walls? They are both there

All of us have struggles in life. Be it financial, health issues, family challenges, or something in our career; we all have stuff. Whether you succeed and move towards fulfillment and success or close down and become stagnant out of fear is your choice. The difference is how you approach these obstacles in your life.

We can feel sorry for ourselves, wallow in misery and trudge along. Or we can see windows where there are walls and seize on the opportunities that are awaiting each of us.

Remember, there is always a solution. I like to say that we have to keep turning over rocks to find the answer. Sometimes only a few rocks will give you what you need, and at other times you have to look under many, many rocks. But there is a solution; you just have to find it.

The easy path is to play the victim card and constantly be consoled by your peers. You can talk yourself right out of the power you have and the choices available to you. The more productive response is to move forward, and be open to new challenges no matter how uncomfortable you may feel.

It is up to you on how you approach these issues.

A personal example

I have been discriminated against while applying for a job because of my skin color even though I was at the top of the list based on merit. This could have scarred me for life had I not let it roll off my back and “showed them” what they could have had in hiring me.

Instead of feeling victimized, I turned on my heel and headed for greener pastures. And here I am today with three decades of financial freedom.

There are many ways to live your life. You get to choose how you want to proceed. Do not let others define you. That is a never ending, ever widening trap.





Have confidence in yourself and your decision-making skills. When you come to the “Y in the road” take it. You can always make a course correction, but stalling at the intersection is not an option.

There is no rewind in life. Yesterday is gone. What path do you want for your future?

Are we living the life YOU want? Is this idea appealing? Are you looking for more than just your 9-5 job and two weeks’ vacation? Would you like a life that is simpler, less hectic? If the thought of large blocks of free time to fill as you choose brings a smile to your face or pulling out maps of the world stirs a wanderlust in you, then

The Adventurer’s Guide to Early Retirement, 4th Edition, Your Simple Path to FIRE

is for YOU!

What's Your Number? - How much money do you need to retire?

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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