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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Medical Insurance

National, International, Private

Choosing medical insurance can be one of the toughest decisions you need to make. Depending on what you require your choices can vary widely. Do you need a recovery center from an accident, a rehab center for mental illness or recovery from alcoholism? Morningside Recovery can assist with these issues.

101 Ways to Save Money on Health Care  -  written by an urban Ohio physician, Cynthia J. Koelker, MD.

Americans for Free Choice in Medicine promotes the philosophy of individual rights, personal responsibility and free market economics in the health care industry. Learn more.

Americas Health Insurance Plans, brings you a single destination offering up to the minute news and key resources for healthcare.

 

Assurant Health offers affordable short term health insurance. Coverage starts the day after you apply and you may keep your own doctors. Fixed benefit, major medical, temporary insurance, international insurance and student health insurance.

Bupa offers worldwide health options with flexible international health insurance plans for individuals and families. 

Buying Private Health Insurance Most people who have health insurance get that insurance through their employer or their spouse’s employer, through a group insurance policy or some form of government insurance. Some early retirees have the ability to retain their employer based insurance coverage when they retire. Many do not. This FAQ is for early retirees who will need to buy insurance on the private, non-group market.

CancerCare - provides financial help for cancer patients

CaresByGSK - Glaxo Smith Kline offers help getting oncology meds for low-income, uninsured, and underinsured patients

Cheap RV Living has begun a series on living without health insurance.

Chronic Disease Fund - provides co-pay help for expensive drugs

Colorado Healthcare Services gives you information on Low Income Assistance for health car and dental care. Also lists a Health and Wellness Resource section. 

Common Medicare Mistakes Avoiding these frequent flubs will save you money and a tangle of red tape.

Dental Coupons Online provides coupons and promotions for dental health including discount dental plans and dental hygiene products.

Divers Alert Network Insurance offers insurance for your trip, travel and equipment.  

eHealth Insurance The #1 service to find, compare and buy low cost family, individual and small business health insurance. For selection and prices of medical insurance plans from Aetna, Anthem, Blue Cross, Blue Shield, Humana, Kaiser and United Healthcare. Listed are HSA programs for businesses and learn about alternatives to COBRA Insurance.

Eligible for prescription assistance? Or check out Wal*Mart Generic drug list to see if your prescription is listed.

 

Family Quickcare offers affordable and convenient healthcare for the working family. They provide service for only the most common acute illnesses and specialize in treating 90% of the most common acute illnesses. They offer efficient and affordable medical attention.

FAQs about health savings accounts A health savings account can be a powerful financial tool to cover medical expenses and save for the future.

Free and sliding-fee clinics across US (HRSA) - find health care and mental health services. FreeMedicalSearch.org. FreeDentalCare.us

Gateway Travel Insurance  Travel Medical Insurance for the business traveler, the student and for the leisure traveler.

Healthcare and Staying Healthy on the Road  -  Cherie and Chris of Technomadia present some insurance options, as well as sharing some of their own healthcare experiences.

Health Insurance Guide Helps you understand health insurance, ACA and Medicare and more. If you want to understand plan options or costs you may incur, read this free health insurance guide.

High-risk pool States That Have Risk Pools and Consumer Guide to High Risk Insrance Pools

Hill-Burton free and reduced-cost health care - find specific facilities obligated to  provide free or reduced-cost treatment.

Indigent RX help by pharmaceutical company - names and phone numbers for drug companies who provide maintenance medications to low-income patients

International Health Insurance  IHI was one of the first insurance companies in the world to offer international insurance plans. Over the last 30 years IHI has introduced more new products than any of the competitors including preventative services, health consulting services and online solutions for the convenience of their customers. Both healthcare insurance and travel insurance.

International Health Insurance offers low cost student insurance and affordable international health insurance plans for US visitors, students and travelers. This site gives you an overview.

 

International Medical Group provides international medical insurance, travel insurance and service to the international community whether you are visiting short-term or living abroad indefinitely. Get a quote, 24 hour access.

Janssen Prescription Assistance - a Johnson & Johnson clearinghouse for drug and medical supply assistance

List of Labs - PersonaLabs, Accessa Labs, Life Extension, DirectOne Labs, HealthOne Labs, Any Lab Test Now, PrivateMD Labs.

Liberty Health Group focuses on health care transformation through education and empowerment. The advocate for businesses looking for affordable health care solutions! Free membership.

Medicare Australia - Eligibility and Enrollment Medicare cards are required for claiming a Medicare benefit, visiting a doctor who bulk bills, seeking treatment as a public patient in a public hospital or having a Pharmaceutical Benefits Scheme prescription filled.

Medicare.com Guide to Medicare Preventive Services and Screenings Medicare Part B - ‎Medicare Part D - ‎Medicare Part A - ‎Medicare Part C  

Medicare.gov Medicare Cost Overview

Confused about Medicare? Contact Humana at 1.888.204.4062 and ask specifically for their free DVD: Medicare decisions made easy. This DVD has great information and will explain your options clearly.

Medicare Interactive - Medicare Part B late enrollment penalty For each 12-month period you delay enrollment in Medicare Part B, you will have to pay a 10 percent Part B premium penalty. 

Medicare Plan Finder Compare all of the plans available in your area during open enrollment. Go to this site and type in your drugs and dosages to see how much you'd pay for premiums plus co-payments for plans in your area.

Navigating Your Health Benefits for Dummies by Charles M. Cutler, MD, MS & Tracey A. Baker, tips, information other resources.

NeedyMeds - a clearinghouse of information, drug discounts, free and low-cost treatment centers, and more.

Partnership for Prescription Assistance - low-income help with Rx

Prescription Assistance Programs - a long list of disorders and diagnoses that may qualify for co-payment help 

Protexplan is a comprehensive international healthcare or medical insurance program offering worldwide cover without boundaries. There are 3 benefit levels, Bronze, Silver, and Gold. Get a free quote, download premium tables.

Samaritan Ministries - private insurance/healthcare fund for Christians who attend church regularly and have a pastor to vouch for them.

Simple Care can save you money on your healthcare premiums and help you get better care. If you are a physician and want to practice medicine without insurance company headaches, SimpleCare makes practicing medicine simple. If you a business owner interested in promoting SimpleCare to your employees or an insurance agent interested in promoting SimpleCare to your clients, SimpleCare can help you realize how simple health care can be. SimpleCare can help you control your healthcare costs and/or services. The secret is “Pay In Full At Time Of Service” or PIFATOS. The fact is, 30 – 50% of what a doctor charges goes toward administration costs, so when PIFATOS occurs, doctors can charge 30 – 50% lower fees.

State Health Insurance Index A 50-State Comparison of the Nation's Health Insurance Market. Find out where your State lies in the price comparison of health insurance coverage.

Surgery Center of Oklahoma If you have a high deductible or are part of a self-insured plan at a large company, you owe it to yourself or your business to take a look at our facility and pricing which is listed on our site. If you are considering a trip to a foreign country to have your surgery, you should look here first. Finally, if you have no insurance at all, this facility will provide quality and pricing that we believe are unmatched. Watch our informative video here.

Total Travel Insurance brings all major US travel insurance companies together with their plans all in one place.  

Understanding Health Insurance - a useful page for understanding your options in the health insurance market.

Uninsured in America  -  a Florida physician, Stephen Blythe,  coaches us through some fee-wrangling with doctors and hospitals. Uninsured in America - the Survival Guide

Wheeling It Fulltimer Nina outlines the resources they used to choose their coverage. Read Wheeling It's excellent rundown on lab tests, why you should be interested, and how to save truckloads of money by taking healthcare into your own hands.

World Nomads Travel insurance, recommended by Lonely Planet. Available to people from over 150 countries, designed for adventurous travelers, cover for medical, evacuation, baggage and activities.

 

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance and world travel. With the wealth of information they share on their popular website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible.

For more information about financial independence and travel, visit our book store

 

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