In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 3rd decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
5 Things You
Can Do Right Now to Gain Control over Your Future
Billy and Akaisha Kaderli
what goes on in the news, Washington or the world, to build a stable tomorrow,
we must take control of our own lives. Even with all the current upheaval, here
are five things you can do today to empower yourself.
This is the
number one most useful financial technique to implement today. Imagine if
businesses did not track their expenses. How would they know the financial
health of their enterprise? It is no different for you and me. It is paramount
to know where your money is going and what percentage of your net worth you are
your net worth
minus Liabilities equals Net Worth. Place a value on everything you own and
subtract what you owe. This figure is your net worth. Now divide how much you
spent last year by your net worth number and you will have your percentage of
spending to net worth. If you are spending 4% or lower, congratulations, you are
in great shape financially. If your percentage is higher, then adjustments need
to be made to your balance sheet. Increase your net worth, lower spending or
employ some combination of the two.
out different health care options
delivery of medical care in the US is in a huge state of flux. Even having
health insurance does not guarantee that you will receive quality care. If you
have a high deductible plan or are self-insured you owe it to yourself to look
at domestic medical tourism opportunities. Some hospitals and clinics offer
substantially lower prices for services rendered because they take cash, not
payment from insurance providers. There are also American owned and operated
medical tourism companies that can help you with successful overseas medical
the home cage
costs are one of the highest expenses of any household. Between paying the
mortgage, repairs, maintenance, insurance and taxes, this adds up to a
considerable chunk of change annually. Contemplate making money being a host to
a traveler by renting out a room in your home or perhaps take on a permanent
renter to help pay your mortgage. When you vacation try a home exchange or do a
house sit to
cut this category of expense down to size.
can retire in this economy - You do
have options - Click here to learn how!
know that you can
earn $95,100 tax free by working abroad? English teachers in Asia and South
America have known about this opportunity for years. If you are an engineer, a
career executive or are in the hospitality trade, ride out these financially
turbulent times by working overseas. If you are planning your retirement, you
can discover a fuller lifestyle, less demanding weather and more accessible,
affordable healthcare in many not-so-far-away locations.
you waiting for? Yesterday is past and tomorrow is not guaranteed. Take control
of your financial life today.
Your Number? - How much money do you need to retire?
About the Authors
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha