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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

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Where to Retire in the U.S.? 5 Ideal Spots to Live

Martin Willilam

From Fort Myers in Florida to Sarasota to South Carolina, there are several best towns for retirees across the U.S. to reside. When it comes to planning a retirement specifically an early retirement, one has to consider plenty of things including financial situation, social security, friendly neighborhood, medical facilities, easy commute, living cost, weather-related concerns, investments, pensions, and daily needs like shopping.

Here I’m going to list down a few ideal spots that are suitable to retire in the U.S. in 2021:

Pensacola, Florida

Pensacola is an ideal beach location to reside in after retirement as it is affordable and full of beautiful scenes. Two well-known beaches, Perdido Key and Pensacola Beach are available in Florida. This place has to offer wildlife experience, including rays, flamingos, birds, dolphins, turtles, etc. Besides, people get to experience other things like Gulf Island, military forts, and National Park.

It wouldn’t be wrong here to mention that this spot has always been No. 1 on the list when it comes to a cost-effective residential location for retirees. This place is nearby the Alabama border and also has to offer easy access to the Gulf of Mexico.

Grand Rapids, Michigan

Michigan has an average population of 1,050,440 with a 20% share of the population having age 60+. Typically, the monthly mortgage cost in this area is $1,253. And median monthly rent is around $860.

Grand Rapids has to offer a very thriving artistic community. It is because this place holds multiple art museums, including Grand Rapids Art Museum. People who are into art usually love to reside here. The city also has to offer other attractive spots to enjoy like Sculpture Park and Frederik Meijer Gardens.

Chattanooga, Tennessee

This place has an average population of 552,043 with a 24% share of the population having age 60+. The monthly mortgage cost in this area is $1,204, and the monthly rental is approximately $802. Chattanooga is also named “Gig City.” It is because Chattanooga was the first city in the USA that had to offer gigabit internet speed to its resident users back in 2010. And proudly this place has maintained its reputation and is still investing in high-speed internet to provide comfort to its residents. Many tech companies, startup businesses, venture capital firms, and tech entrepreneurs are attracted to this place. Besides, this place is advantageous in terms of the affordable cost of living.


Dallas-Fort Worth, Texas

The average population of this area is approximately 7,255,028 and a 16% share of the population is held by people age 60+. Normally, $1,688 is the monthly mortgage cost and $1,085 is the monthly rental expense of residing here. This place has to offer great medical facilities and medical centers like UT Southern Medical Center.

A wide range of job opportunities here indeed gets to draw the attention of young people. But, it is also considered the best location for retirees. During 2019-2020, this place gained 16,369 new residents. The housing cost is quite reasonable here and hence easy for retirees to relocate.

Huntsville, Ala.

Huntsville, Ala. has roughly 190,501 city population with a 15.20% share of population for age 65+. The cost of living for retirees here is 6.1% low when compared with the national average. This state is very tax-friendly for retirees and considers one of the cheapest places to reside after retirement.

Huntsville is an ideal spot in northern Alabama. This place is home to NASA's Marshall Space Flight Center. The population of Huntsville holds a highly educated population. Besides, this place has cultural attractions like outdoor recreation parks, sculpture trails, nice beaches, plenty of Golf clubs, and a symphony orchestra.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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