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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Q and A from a Reader

Valuable Questions about Retirement

Billy and Akaisha Kaderli


So you have been retired for four decades living off the advice you pass on through your book. 

Do you own a home?  Like what do you do when not traveling or if you want to stay someplace somewhere for a year or two?  And we all are getting older what will you do when travel isn't viable.

At moment my wife and I can walk away from work, just do not have the housing figured out yet whether to rent, buy, travel, camper

Always love reading your sharing


Lake Atitlan, Guatemala

Hi David,

Thanks for taking the time to write.

I can understand how someone would think we are "living off the advice we give" by selling books. It's a common misunderstanding.

We were retired for 15 years before we wrote our first book, and that was in response to answering the same questions over and over and over again for the first 15 years of our being financially independent.

We have always lived off our investments -- as Billy explains in his comments on the 4% withdrawal. We consider our website to be our volunteer time, and a "passion project" as the younger ones say these days. We put in countless hours a week... answering questions from our Readers, like the one you asked us today in your email. (We are not charging you for this information, you will  note.)

Regarding Financial Independence/Retirement and owning a home, there are lots of options to choose from.





You could downsize, live in an Active Adult Community, or rent/do house exchange/ house sit and of course there is always the RV Lifestyle as you mentioned. You could use the money you made on selling your home for other areas of your retirement.

Out of the 4 categories of highest spending in any household, the cash outlay for housing is the highest. Once this is understood, then making a more suitable choice for your lodging - according to the retirement lifestyle you might want - will be easier.

La Pueblita

La Pueblita, Lake Chapala

In terms of Assisted Living Choices, these are more varied and more affordable overseas.

Of course, we speak about these topics in more depth in our books.

Wishing you and your wife the very best.

Akaisha and Billy

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

For more on Retirement Topics, click here and here

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