Retirement; like your parents, but way cooler
In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
will Help You Have a Healthier and Happier Retirement
Do you feel as though your
isnít going to plan? Maybe it isnít everything you envisioned it would be and
want to make a change. Either way, this guide will help you to make a positive
difference to your life.
Get your Money Sorted
The first thing you need to do is organize your money so you can figure out what
you have to live on. Gradually reduce your spending so that when you retire, you
adjust with ease. It is also a good idea for you to track down any old pensions
while claiming your state pension. This will give you the chance to see if you
may qualify for any benefits.
Make sure that you have life
insurance in place before you retire. It will give you peace of mind knowing
that your loved ones are taken care of and youíll know exactly how much youíll
need to pay in installments during your retirement. Primerica is an excellent
place to start. Take a look at
Primerica reviews to learn more.
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Wind Down Gently
If you want to ensure a smooth transition then one thing you can do is retire in
stages. By easing off on your workload over a number of years, you can then get
used to the idea of not working. You will also find it easier to fill your time
in a number of ways. If you can, you need to chat with your employer so you can
find out if this is possible. If it isnít then you might want to look into any
volunteer options, so when you retire, you have something to occupy your time.
This is crucial for your
mental health, so keep that in mind if you can.
Prepare for the Ups and Downs
There may be times when you feel a little bit lost. This is completely normal.
If you are experiencing changes in your relationship or if you are in ill health
then this is normal. With that in mind, you do need to have a plan in place.
Think positively and share your concerns with others. This will help you to stay
positive and it will also encourage you to prioritize self-care. Consider
discussing hearing issues with loved ones and visit your doctor on a regular
basis. On top of this, use your free time to continue to push and challenge
yourself. Try to learn an instrument or get a qualification. Either way, by
doing this, you can be sure to get the result you want out of your retirement.
Make sure that you eat regular meals and that you follow a solid eating pattern.
If you have a tendency to snack then there is nothing wrong with this, but if
you do have some extra time on your hands then you may find that you have the
chance to explore healthier options. If you can do this then you will soon find
that it is easier for you to maintain a healthy weight, which is so important as
you get older. If you can incorporate some kind of exercise routine into the
regime you have right now then you should try and do that. The main reason for
this is because it will help you to stay healthy and it will work wonders for
your mobility, which as you get older, is so important.
About the Authors
Early Lifestyle appeals to a different
kind of person Ė the person who prizes their
independence, values their time, and who doesnít
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha