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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Don't Neglect These Early Retirement Considerations

Billy and Akaisha Kaderli

Who wouldn't want to retire early? The question might seem like a no-brainer, but in fact, plenty of people find that whether they leave the working world at 40, 50 or 65, the reality doesn't match the dream. This is usually not because early retirement is an inherently bad idea but because some areas of preparation have been missed. You may have saved enough money and made healthcare arrangements, but have you done enough to ensure your happiness and physical safety as you get older? You might not have considered the points below, but you should.

Emotional Preparation

After decades of work, the prospect of all that free time can seem like all you need, but you may be surprised at how much you miss being an integral part of a work team or having someplace you are expected to show up every weekday morning. Even if you don't like your job, it provides you with some structure you may find yourself sorely missing after a few weeks of basking in your new-found freedom. This doesn't mean that you shouldn't retire early, but it does mean you should carefully consider the kind of person that you are and what kind of lifestyle will make you happy.

For some people, this might mean devoting most of their time to travel or volunteer work. However, retirement doesn't necessarily mean never doing paid work again. It simply means that you have a choice about what you do now, and for some people, that could mean moving into part-time work or a new career. It could even mean starting a business. What's important is that you should not let anyone else's ideas dictate what early retirement means for you.

Make Your Home Accessible

Even if you are retiring while you are relatively young, you might want to think about what kind of preparation you should do for when you get older. For example, if you plan to keep the home you live in now as your primary residence, you may want to consider how accessible it is if you become ill or have mobility issues later in life. You may better ensure your independence if you make sure that your doorways are wide enough, your bathroom has bars around the toilet and shower and stairs are not an obstacle. If your house has more than one story, you may want to consider residential elevators that are perfect for retirement. Not just for the wealthy, a home elevator can be installed in most types of structures relatively quickly, easily and economically.


Consider Your Social Life

The shift in your working life may affect your social life more than you anticipate. In the years leading up to leaving the working world, you may want to make sure that you strengthen your ties that are not related your career. This could be with extended family, a hobby group, a religious community or a volunteer program. What is important is that you have a social network that is not reliant on your job.


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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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