Retirement; like your parents, but way cooler
In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
Don't Neglect These Early
Billy and Akaisha Kaderli
Who wouldn't want to retire early? The question might seem like a no-brainer,
but in fact, plenty of people find that whether they leave the working world at
40, 50 or 65, the reality doesn't match the dream. This is usually not because
early retirement is an inherently bad idea but because some areas of preparation
have been missed. You may have
saved enough money and made healthcare arrangements, but have you done
enough to ensure your happiness and physical safety as you get older? You might
not have considered the points below, but you should.
After decades of work, the prospect of all that free time can seem like all you
need, but you may be surprised at how much you miss being an integral part of a
work team or having someplace you are expected to show up every weekday morning.
Even if you don't like your job, it provides you with some structure you may
find yourself sorely missing after a few weeks of basking in your new-found
freedom. This doesn't mean that you shouldn't retire early, but it does mean you
should carefully consider the kind of person that you are and what kind of
lifestyle will make you happy.
For some people, this might mean devoting most of their time to travel or
However, retirement doesn't necessarily mean never doing paid work again. It
simply means that you have a choice about what you do now, and for some people,
that could mean moving into part-time work or a new career. It could even mean
starting a business. What's important is that you should not let anyone
else's ideas dictate what early retirement means for you.
Make Your Home Accessible
Even if you are retiring while you are relatively young, you might want to think
about what kind of preparation you should do for when you get older. For
example, if you plan to keep the home you live in now as your primary residence,
you may want to consider how accessible it is if you become ill or have mobility
issues later in life. You may better ensure your independence if you make sure
that your doorways are wide enough, your bathroom has bars around the toilet and
shower and stairs are not an obstacle. If your house has more than one story,
you may want to consider
elevators that are perfect for retirement. Not just for the wealthy, a home
elevator can be installed in most types of structures relatively quickly, easily
Consider Your Social Life
The shift in your working life may affect your social life more than you
anticipate. In the years leading up to leaving the working world, you may want
to make sure that you strengthen your ties that are not related your career.
This could be with extended family, a hobby group, a religious community or a
volunteer program. What is important is that you
have a social network
that is not reliant on your job.
For more on Retirement topics,
About the Authors
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha