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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Best States on the West Coast for Early Retirement

Jennifer Walton

 retirees by the beach

Generally speaking, preparing for your retirement is rather important in the long run, even more when planning to retire early. These preparations can be fairly involved, and one of the biggest parts of these preparations is choosing a retirement location. After all, the place you retire in can have a pretty big impact on your retirement experience. So, choosing the right state to retire in is fairly important, and this choice can be fairly difficult. This is because everyone has different requirements, and there are a lot of states which are good for different reasons. As such, you need to carefully consider every detail before committing to anything. In order to help you out, weíve put together a list of the best states on the West Coast for early retirement.


One of the biggest things to keep in mind about retirement is that your income usually becomes fixed. As such, saving as much money as possible tends to become a priority, especially for early retirees. To this end, the first state on the list of the best states on the West Coast for early retirement is Nevada. In Nevada, there are no taxes on income or Social Security Benefits, and in addition, withdrawals from retirement accounts and private pension income arenít taxed at all. As such, Nevada is one of the best places you can retire if you want to save money where you can. Financial independence can still be somewhat difficult to achieve if you donít know how to approach it. But youíll be fine with a little bit of preparation and research. So long as youíre careful, being financially stable in Nevada is quite easy overall.


With a 900-mile coastline, itís easy to see why someone would want to retire in California. Being close to the beach is both relaxing and encourages physical activity, both of which are good for staying healthy. This is one of the reasons why California has a better life expectancy than most of the US. However, we should mention that California is also one of the most expensive states to retire in, which can be a problem in some situations. However, retirees in California are exempt from personal income tax, which does help. So, early retirement in California is an excellent idea, so long as youíre properly prepared for it. Also, experts from Mod Movers California note that you should plan for your move to California as early as possible. Additionally, make sure to work with local movers, as theyíre the best way to make sure nothing goes wrong when moving.


Arizona makes it onto the list of the best states on the West Coast for early retirement because of a couple of factors. Firstly, the warm and dry weather attracts a lot of retirees, as cold weather can be bad for health. Pretty much wherever you go in Arizona, youíll enjoy warm weather for most of the year. Secondly, the state is very affordable to live in and Social Security Benefits arenít taxed for retirees. Also, Arizona has quite a few well-established retirement communities, most of which include a golf course, gym, and pool. All in all, Arizona is a great choice for both early and regular retirement, so take it into consideration. And if you want to retire early, before you decide to commit, make sure you know how to go about it. There are a lot of preparations you need to do, so make sure youíre well-informed.


There are a few things going for Colorado when it comes to retirement. Firstly, Colorado is considered to be one of the most beautiful West Coast states because of the state's wonderful mountains. In addition, Colorado has wonderful weather for most of the year and tons of recreational opportunities. This makes it a great choice if youíre concerned about health going into retirement. Finally, in Colorado, retirees are exempt from property tax, and there are plenty of opportunities to earn some more money. With all of this in mind, Colorado is an excellent choice no matter how you look at it. So, if youíre planning to go into early retirement, start taking actions to prepare as soon as possible. As we already mentioned, you need to make sure youíre properly prepared for early retirement. As such, starting your preparations as early as possible is a great idea all in all.


Idaho is another state with lower-than-average cost of living, which is always a bonus when considering where to retire. Additionally, Idaho has plenty of great recreational opportunities for those who want to stay healthy going into retirement. And although the weather can be a little harsher than the rest of the states on this list, itís still not too bad. A lot of retirees choose Idaho every year because of these facts, as the combination of recreation and lower cost of living is a particularly good fit. However, if the active lifestyle doesnít suit you, Idaho has plenty of relaxation opportunities that donít involve nature as well. Another factor that makes Idaho a good choice is that people in Idaho are very friendly, and most of its cities are very safe. Safety is an important factor to consider when going into retirement, early or not, so remember to be careful.

Best states on the West Coast for early retirement Ė closing thoughts

The West Coast of the US has quite a few excellent locations for retirement, whether youíre retiring early or not. However, different states are good for different reasons, which means that not every location is good for everyone. So, remember to take everything into account and plan ahead for your retirement properly. Researching towns and cities is always recommended before making any commitments. However, these states are very retirement friendly, which makes the preparations much easier to make overall. That said, you should still be careful and plan for every possibility when preparing for early retirement. We hope that this list of the best states on the West Coast for early retirement helps you out, and we wish you a good day. 

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurerís Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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