In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
Billy and Akaisha Kaderli
still writing stories - An' we’re
still telling tales
still learning languages - We've set our own sails
We’re still investing in stocks and we’re
makin’ a little money - Cause in Thailand I was told, no money no honey
We’re still sipping beers and we’re picking
up some years - And we send you all good health and want to say
in 1991, LOTS of things have changed. Remember cassette recorders, walkmans and 35 mm
then, the Dow Jones Industrial Average closed at 3168 topping 3000 for
the first time, there was Desert Storm, and fires in the hills of Oakland, California
thousands of homes. Canada introduced the Canadian Goods and
Services Tax (GST) a national sales tax. The Internet was made available for
unrestricted commercial use and the number of computers on the net reached 1
million. Microsoft Released MS Dos 5.0.
Billy swinging on a tree swing, Nevis,
the working world and flew to the island of
Nevis, West Indies. We lived here
for six months in a house with a view of 3 islands from the front porch and a
volcano from the back. We did
scuba diving, sailing, ate fresh lobster caught moments before and kicked off our retirement adventures.
We received lodging and board in exchange
for helping the Captain entertain the passengers
caught a ride on this 256 foot sailing ship and headed further south to Venzuela.
We spent a month on Isla de Margarita, beaching, dancing the merengue, and
enjoying the local cuisine.
Islamic Fundamentalists bombed the World Trade Center, and Federal Agents raided
religious cult Waco, Texas. Harley Davidson Motorcycles celebrated their 90th
Billy with tennis racquet, Chapala, Mexico
traveling around the western U.S. in our RV, we flew to
Chapala, Mexico planning
on staying two months. Four years later we left to return to the U.S. We learned
played tennis and got involved in the lives of the locals by doing volunteer
are still here.
Federal Reserve Chairman Alan Greenspan questioned whether the stock market was
overvalued, The Summer Olympics were held in Atlanta, Georgia, and Internet Explorer
3 web browser was released.
Packed and ready to go
our time going back and
forth from the States to
Mexico, and Akaisha did
End of Life Care for
1999 - The
"Melissa" e-mail virus infected more than 1 million computers worldwide
causing more than $80 million in damage and clogging up E-Mail Systems around the
world. The year 2000 problem known as Y2K and the millennium bug was the
most important thing on most companies' minds in 1999. Critical industries (such
as electricity or financial) and government functions could have stopped working at
12:00 AM, January 1, 2000. This fear was fueled by press coverage and other
media speculation, as well as corporate and government reports. All over the
world companies and organizations checked and upgraded their computer systems.
Do you remember My Space? It was officially introduced to the Internet this year.
Billy receiving his certificate of
recognition from the City of Chapala
Billy became a local hero by importing this
Scoreboard into Chapala, Mexico and raising $33,000 (in 1999 dollars) to
The new tennis courts in Cristiania Park, Chapala,
Mexico that Billy built
2002 - The
Euro became the official currency of twelve of the European Union's Members,
Kmart Corp became the largest retailer in American history to file for Chapter
11 bankruptcy protection. United Airlines filed for bankruptcy protection too,
terrorists detonated massive bombs in two nightclubs in Kuta, Bali, killing 202
and injuring over 300. (We had been in Bali just 2 months before! But, for the
Grace of God...)
Akaisha in a long boat, on the Mekong
River at the border of
we were spending more time in Asia, specifically in Thailand, and we were
enthralled with the
food, people and history. These experiences opened our world
up more than we could ever have imagined. We visited
Manly Beach, Australia
and the country of
Hurricane Katrina devastated the Louisiana, Mississippi and Alabama coastal areas.
Levees separating Lake Pontchartrain from New Orleans, Louisiana were breached
by the surge, ultimately flooding roughly 80% of the city of New Orleans and
1600 perished. Hurricane Stan hits Mexico and Central America killing over 1,620
people. (Bird Flu) H5N1 strain of Avian Flu claimed lives in Indonesia and
other countries around the globe and Microsoft released the Xbox 360 gaming console
in North America.
website, Retire Early Lifestyle and the first edition of our popular book,
Guide to Early Retirement were born in 2005. These events
changed our lives considerably. We had been retired for 15 years by this time,
and led a relatively private life up to this point. Our book exploded on the
scene and we were interviewed by
magazines, radio and TV programs.
Property prices continued to fall on both sides of the Atlantic causing hardship to many homeowners and problems for the financial
institutions. The Tata Group introduced the Nano at the New Delhi car show. This
ultra-cheap car in India costing 100,000 rupees, the equivalent of $2,500.
General Motors Corporation reported the largest ever recorded loss for a carmaker of $38.7
billion. Governments around the world faced the continuing problems
of increased oil prices causing inflation and unemployment increased. Oil hit an
all time high of $147 a barrel and Apple introduced the new ultra-thin MacBook Air
notebook that was less than an inch thick and turned on the moment it was opened.
melted down but we relaxed in Thailand
advantage of great weather, prices and food by spending a good amount of time
overseas in Asia. This allowed us to navigate the choppy economic waters of the
time and to remain retired.
returned to our lifestyle and friendships in
Mexico so that we would be on the
same time zone as the New York markets, making it easier to take advantage of
market fluctuations in real time.
The financial crisis and high unemployment continued with house prices
depressed due to the large number of foreclosures. Europe and America began to
pursue different financial courses to deal with their problems with Europe
addressing budget deficits and the U.S. continuing to try and spend their way
out of the recession by creating more jobs. Apple Released the iPad taking the new
technology of touch screen computing to new levels.
We made it through the spin cycle and are
raring to go!
2011-2012 While the
world was spinning, we traveled to many new locations within
Belize. Our Spanish speaking skills constantly
improved, which was a good thing! Akaisha
almost loses her
ring finger in a freak accident, and we visited famous Maya ruins in both
largest earthquake ever to hit Japan lasted approximately 6 minutes rocking that
country and the consequent tsunami destroyed property and lives. Prince William
and Kate Middleton married, Osama bin Laden was killed, NASA ended its space
shuttle program, Hurricane Sandy slammed New Jersey, and the Sandy Hook Shooting
shook Newtown, Connecticut.
and Akaisha on both sides of the equator in
We found ourselves settling down in
Guatemala as a travel hub from where we continued our world travels. We revisit
meeting up with friends across the globe. We began
Social Security payments at age 62.
Snowden leaks classified CIA information, Pope Francis, a cardinal from
Argentina is elected, the Boston Marathon Bombing surprises everyone, and
Malaysia Flight 370 disappears in South Pacific. The Ebola Epidemic becomes a
global health crisis, the rise of a brutal new terror group called ISIS comes
into view, and Hollywood comedy legends Robin Williams and Joan Rivers pass on
to the other side.
with Thai hill tribe children in Thailand
2015 - We
visit the tropical countries of
Panama and the
Republic, learning more about the history of this area of the world.
Pirates, the Spanish Conquistadors, the slave trade, the production of rum and
cigars all make their mark through these tropical countries.
magnitude 7.8 earthquake strikes Nepal near the capital, Kathmandu, killing
nearly 4,000 people, the Boston Marathon Bomber, Dzhokhar Tsarnaev is sentenced
to death, both Ireland and the U.S. legalize gay marriage, the New Horizons
spacecraft reaches Pluto, Malaysia Airlines Flight MH370 wreckage was discovered
on the French Indian Ocean island of La Reunion.
militants destroy the 2,000 year old Temple of Baalshamin in Syria, a new
pre-human species is discovered in South Africa, the German car company
Volkswagon admits cheating emission tests in the US.
Akaisha and Billy on a Vietnamese Junk in
Ha Long Bay,
Mother Teresa was canonized by Pope Francis making her a Catholic saint, India's
ambitious Mars orbiter completes the first revolution of Mars in November, the
United Kingdom votes to leave the EU, Pokémon Go is launched, the World Health
Organization warned that the Zika virus epidemic was likely to spread beyond
Brazil, and Taiwan gets its first female president.
wins Nobel Prize for Literature and the U.S. has one of the most contentious
elections for President of the country in current memory.
Donald Trump was sworn in as the 45th president of the United States, the #MeToo
movement took down film mogul Harvey Weinstein, as well as news reporters Matt
Lauer and Charlie Rose. The massive opioid epidemic comes to light, the culture
wars rev up including the removing of statues and building names of historical
Confederate leaders of the Civil War. San Francisco 49er Colin Kaepernick takes
a knee during the National Anthem.
The US leaves the Iran Nuclear Deal, and the UK votes to leave the European
Union. Apple Corporation achieves a market capitalization of $1 trillion, Canada
agrees to join with Mexico and the US to form USMCA Trade Agreement. Sears files
for bankruptcy, and Toy giant Toys R Us shuttered all its stores after more than
65 years in business. Jeff Bezos of Amazon becomes the world's richest man. Nasa
launches the Parker Solar Probe for the first mission to the sun.
Japan's Emperor Akihito abdicates the throne after a 30 year reign. UK Prime
Minister Theresa May formally resigns over Brexit, 50 people were charged over
the college admission cheating scandal. Fire raged through 850 year-old Notre
Dame Cathedral in Paris, China lands on the dark side of the moon. Toni
Morrison, Karl Lagerfeld, Gloria Vanderbilt and Ross Perot died. We have the
first all-woman Space Walk.
and Akaisha in their RetireEarlyLifestyle masks
The COVID-19 virus takes the world by storm.
Governments worldwide shut down the workings of society and demand social
distancing to prevent the spread of the virus. Tens of millions of jobs are lost
within a month in the US, and the globe comes to a screeching halt. Fear for
public safety and health set the stage for new rules for the operation of
society and business.
keeps moving on, the world continues to surprise, but
our 31st year of financial independence on January 14, 2021.
What's Your Number? - How much money do you need to retire?
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About the Authors
Billy and Akaisha Kaderli are
recognized retirement experts and internationally published authors on
topics of finance, medical tourism and world travel. With the wealth of
information they share on their award winning website RetireEarlyLifestyle.com,
they have been helping people achieve their own retirement dreams since
1991. They wrote the popular books, The
Adventurer’s Guide to Early Retirement and Your
Retirement Dream IS Possible available on their website
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Early Lifestyle appeals to a different
kind of person – the person who prizes their
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time, and who doesn’t want to mindlessly
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