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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Table of Contents

The Adventurer's Guide to Early Retirement, 5th Edition

A New Perspective

About the Authors

Foreword - JL Collins

Introduction

Part One

Why FIRE? – What It Takes 

Chapter 1 - A Short History

          Thinking outside the cubicle

            Making the most of a difficult situation

            How We Began Investing, and Another Change to Manage

            Making the Most of Opportunities All Along the Way

Chapter 2 - Why We Retired Early

      Taking Another Road – The Surprising Pressure of Taxes

Chapter 3 - Is Early Retirement for You?

            Opening horizons

If You Want to Move Forward into FIRE - Important Questions to Ask Yourself

Chapter 4 - How to Choose Your Future

            Dream Killers

              The Motivators

              Profitability Begins Within – Try These Suggestions

Chapter 5 – There Are Two Paths to FIRE - Financially Independent Retire Early

            Physical and measurable

            Emotional and immeasurable

            Peer pressure and status in society

            There is no speedy way to wade through

              The New Retirement – Financial Independence

              Take Action

Chapter 6 - Creating a Lifestyle of Meaning within Your Retirement

            Decision Time

              The Future Impact of Your Retirement – Building Meaning within Your Financially Independent Lifestyle

              Financial Independence: Going from Satisfaction to Satisfaction

              Peer Pressure

              Guilt

              The Stigma of the Word “Retirement”

Chapter 7 - A Young Boy and His Dreams - A Personal Tale from Billy

Chapter 8 - Hooked on Adventure - A Personal Tale from Akaisha

Chapter 9 - It's a Lifestyle Not a Vacation

      Important Points

               What We Wanted to Achieve

               The Greatest Lessons We Have Learned

Chapter 10 - Having Flexibility in Your Retirement; An asset worth investing in

               A “sure-fire” asset you can invest in

               Various examples

 Part Two

Housing and Food Costs – Why They Are Important

Chapter 11 - “Worry-Free” Housing

            Value for Money Spent

              Tax and Insurance Relief

              How to Find an Active Adult Retirement Community

              The Trouble with Transportation

Could You Become Car-Free?

               Safety

Chapter 12 - Housing Adventures on the Road

            A Month or Two at the Beach, at a Fraction of the Cost – Traveling off Season

              Visiting Family

              More Housing on the Road

              Other Housing Options

              Like the Sea?

Housing: Rent or Buy?

Reviewing Your Housing Options

Chapter 13 – Retirement Housing Options Compared

              House sitting

              Gen 2 Homes also known as Next Gen homes

            Travel as a lifestyle

            Snow Birding

             RVing

Chapter 14 - Our Food Secrets and How To's = Cost $aving$

            Food Shopping - Buy on Sale, Stock Up

              Breaking Down Our Own Meats

              Dem Bones, Dem Bones

              Have a Special Cooking Day

              Food on The Road

              Settling Down into Our Foreign Location

One Meal a Day

Chapter 15 - Tips on How to Make the Most of Feasting Internationally (and stay on a budget)

Chapter 16 - Is Eating Street Food Safe?

            The Basics

               It’s Not Always the Food

              Other Considerations

Chapter 17 - Travel and Transport

            Transport Tips While Traveling

               Need to Rent a Car?

Part Three

 All About Money

Chapter 18 - Where to Start?  When you get out of debt you give yourself a raise.”

            Save and invest

              Do you dream of becoming a millionaire?

              When to begin

              What if you start later in life?

              How to Create a Pension for the Average Joe - He's 65 years old and has as little as $200K Savings

              Do you need $2 million to retire?

              The secret: Living within your means

              Housing is THE most expensive category for you to manage

              Transportation is the second highest category of expense

              Taxes

              Food, Dining and Entertainment

              Summing it up

Chapter 19 - Financial Sustainability

            The Cost of Spending

            Investments = Financial freedom

           5 Tools for Retirement Planning

           Ok…got it! Now What? Some basics

           The First Step

Chapter 20 - Track Spending

            Setting up the Spreadsheet

            A Closer Look

            The 4% Rule - What is it? How do I use it? Does it work? 

            But what if the market declines?  

            Links to spreadsheets 

           Money Management 

Chapter 21 - How Much Is Work Costing You?

Chapter 22 - New Perspectives on Saving Some Money - What to Do?

            The Best Investment Move We Ever Made

            Money, Money, Money

            Fast Forward a Few Decades

            “I Don’t Understand the Stock Market.

            The Relationship of Risk to Reward, and Safe to Guaranteed

            Spread the Risk

Chapter 23 - How Much Is Enough?

            How Much Risk?

            Do You Ever Have Enough Money? – What Does that Look Like to You?

            Retirement Withdrawal Calculator

            Why We Took Social Security at Age 62

            Next let’s look at some numbers.

            The Fear of Market Downturns  

            Using history as a guide

           Noise, corrections and bears

           How to calm your nerves to prevent panic selling

           No Fear

           Our Investment Style; Answering the Critics - Most of Whom Are Still Working

           Be an Investor Not a Trader

           Do Not Chase Returns

           Take the Money and Run 

            Have a Spending Plan for Retirement

            Simplifying Investing for Financial Independence

             Financial Independence for the Young Crow 

Chapter 24 - The 4% Withdrawal

             Let me explain

            But what about inflation?

             Inflation in Retirement

             How can you protect yourselves in retirement?

             Which stocks to buy?

Chapter 25 - Preparing Your Portfolio for Retirement? - Income Is So Yesterday

              Our approach 3 decades ago

              500 solid, well-managed companies

              Sell as needed

              Working smart not hard

              Buying an Annuity versus Equities

  My perspective and why

                My suggestion

                Expat Living and Dollar Fluctuations - How to deal with Dollar Fluctuations when you live outside the US

                What if you don’t believe in the future, should you invest?

                Living Without a Paycheck in Retirement  

               The transition to being “paycheck-free”

               The Millionaire Mind 

Chapter 26 - The Plan

Chapter 27 - How do YOU want to Spend Your Money? - An option to consider for assisted living

       Long term care insurance?

                Time for reflection

                Opening up the options

Practical, motivational, inspirational. If we can do it,
YOU CAN TOO!

$17.95 PER COPY
4th
Edition! Available on PDF Download!

You can purchase through Paypal by simply using a Credit Card, without becoming a Paypal member.
Download orders PLEASE take note. If we are traveling, swimming, playing tennis, sleeping, or just not online when you order, we will get to your order ASAP.
Thank you for your patience.

Download PDF
 

 

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Chapter 28 - Affording Our Lifestyle 

          Travel

            Rent

            Other monthly expenses

Chapter 29 - How to Double Your Social Security Check 

            You can do better

            While you wait for your retirement date

            Why a dividend fund

 Part Four 

Styles of Travel, Living Abroad 

Chapter 30 - The Benefits of Globe Trotting

            How Travel Prepares You for the Unexpected

Chapter 31 - The RV Lifestyle

           Stories of The Road

            Stretching Value

Chapter 32 - Living Abroad          

Retirees without borders            

Distinctive Differences in Cultures

Medical Care Overseas?

Chapter 33 - A Quick Cultural Guide for Expats

Chapter 34 - How to Choose a Retirement Location

            Narrowing your search

              General hassles of everyday living

              Living with ease

              Is Your Retirement Under-funded?

              Getting a Visa

              What Does it Really Take to Move Overseas? More commentary on this topic

Chapter 35 - Retirement Dream, or Nightmare? Purchasing a home overseas

More on Housing - My Case for Financial Assets

New Chapter 36 - A Lifestyle on the Move

           Settling Down?

            Moderating Transport Costs while on the Road

            Basics; Before We Leave

            Financial Issues

            Locating a Place to Stay

            Upon Arrival - Lodging

            Hosteling

            Daily Living

            Exercising While on The Road

            Need Medical Assistance?

            Managing Cost Per Day Figure While Traveling – Geographical Arbitrage

            Keeping Family Ties Strong

            Nuts and Bolts

            What We Pack and Why

            Traveling Styles

Chapter 37 - Retirement through a New Perspective

Chapter 38 - 5 Money Saving Travel Tips

Chapter 39 - How to Make Traveling Easier for Yourself

Chapter 40 – Volunteering

Chapter 41 - Our Five Reasons to Retire Abroad

Part Five 

Medical and Health Care Options 

Chapter 42 - Medical Care

          Gaining Perspective

            Questioning Pricing

            Insight into Bureaucratic Distractions

            Champion Your Own Cause

            Care in a foreign country by comparison

            Additional thoughts

Chapter 43 - Health Care Options

Medical Vacations: A Retiree Health-Care Solution?

Is it safe?

              Sounds good, but what’s the cost?

              I don’t wanna travel for medical care      

              More Doctors take cash?

The Rise of Cash-Only Doctors

Price Transparency

Chapter 44 - Receiving Medical Care in Chapala, Mexico

Medical care Stateside

Part Six

Partners, Peers and Perspectives 

Chapter 45 – Life Partners

            How you can smooth the course

            Each of Us Must Find Balance

            What to do?

            Families Working Together

            Engaging the Children

            Are Your Children Grown?

Chapter 46 - Peer Pressure

          Being Different Has Its Price

            Smoothing Out Changes in The Road of Friendship

Chapter 47 - Is It Work or Is It Passion?

Chapter 48 - Freedom

            Making Different Decisions

            Claim Your Freedom Every Day!

Chapter 49 - Once You Retire, Opportunities Arrive   

          Retirement Is a Sizeable Change

            Wherever You Are, Take Advantage of Opportunities

            Money Isn’t What Makes You Rich

            A Little Spending Money

Chapter 50 - Are you afraid to FIRE?

            Gaining Perspective      

Courage in Everyday Life

Chapter 51 – How to Fail at Early Retirement

      Options, Choices, Opportunities

              Eliminate your Stinkin’ Thinkin’

              Having Children changes everything

            Changing interest rates

            That dang healthcare situation

            Retired or dead?

Chapter 52 – We Do Not Know the Future

     The point

            Fearing the future

            The Choice

Chapter 53 – There Is No Greater Virus than Fear

      Fear

            Optimism

            A little perspective

            The world challenges us

Chapter 54 – The Price of Security

     Blazing a new path

            Today

Chapter 55 - There Are No Guarantees in Retirement

            Reap reward from your self-reliance

Chapter 56 – How Do You Contribute to the World?

Chapter 57 – Approaching Twelve Thousand Days    

     In the beginning

            Overcoming challenges and moving into the future

            Freedom was our incentive

Afterword

Practical, motivational, inspirational. If we can do it,
YOU CAN TOO!

$17.95 PER COPY
5th
Edition! Available on PDF Download!

You can purchase through Paypal by simply using a Credit Card, without becoming a Paypal member.
Download orders PLEASE take note. If we are traveling, swimming, playing tennis, sleeping, or just not online when you order, we will get to your order ASAP.
Thank you for your patience.

Download PDF
 
 

Available in PDF Download - YOU MUST HAVE A COMPUTER TO VIEW.
IT'S COMMON SENSE!
For the download, upon receipt of your order, we will send a link for you to follow. Download Instructions

(If you do not hear from us in 24 hours after your purchase, check your spam folder!)

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About the Authors

 
Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on Amazon.com.

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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