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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

People Laughed at Us

Billy and Akaisha Kaderli

People laughed when - at the age of 38 - we told them we were retiring. Now into our 32nd year of this financially independent style of living, they are still working and we're still here.

Billy and Akaisha eating Lunch on the shores of Lake Atitlan, Guatemala

Lunch on the shores of Lake Atitlan, Guatemala

It’s not bragging if you can do it.

These days we travel, manage our liquid investment portfolio from a notebook computer and visit places most only dream of. And we don’t stay for two weeks or less but for as long as we’d like to get a feel for a place. If it appeals, we stay longer or return at a later date.





In 1993 we visited Chapala, Mexico for what we thought was going to be two months. Those two months turned into four amazing years and now Chapala is a home base for us. We utilize it for travels to other parts of Mexico and Central America or anywhere else we might like to visit. The international airport of Guadalajara is only a convenient 30 minutes away and this is a very attractive feature of living here.

In Asia we stayed the full 365 days on our one year Thai visa before returning to the US - only to head back to Asia again! We have visited many of the countries on the Pacific Coast side of Asia such as Vietnam, Bali, New Zealand, Australia, China, Laos... 

The beauty of our lifestyle is that we are living it, not packing each calendar square full of vacation events.

We go with the flow enjoying day-to-day living, immersing ourselves into exotic cultures, and are still able to take advantage of the good life along the way. Getting to know people more in depth - everyone from the local fruit vendor to the foreigner in the next hotel room – is one of the things we enjoy most. It's a lifestyle, not a vacation; thus, our lives and hopefully theirs are enriched as well.

It's a great exchange of information and heart.





As I write this from the shores of Lake Chapala, Mexico, I am reminded of just how fortunate we are. Yes, we chose a different expression for living our lives - one of travel and adventure - instead of the conventional one of working until we were 65.

And we would like to say Thank You to all of the friends and acquaintances we have met over the years. Each of you have contributed colorfully to our journey, and have made our wanderings in strange lands around the globe feel like home.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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