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Retirement; like your parents, but way cooler


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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 4th decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.


Successful Retirees and Captivating Characters

Media Interviews with Billy and Akaisha

Billy & Akaisha Kaderli


How Do You Contribute to the World? Being FIRE'd is not all fun and games. Many FIREEs donate their time and expertise in their lives away from work. Take a read here to find out what some of these wonderful people are doing to make the world a better place.

Interview with Tom Brickman, The Frugal Gay There is no one-size-fits-all when it comes to the Path of Financial Independence. Tom, who calls himself The Frugal Gay on his social media, has wowed his followers time and again with his ability to remodel older homes and resell them at profit. He owns properties in Ohio and Texas. In this interview, Tom gives lots of insight and advice on how he hit financial critical mass through Real Estate.

Our Interview with Robert and Robin Charlton We met Robert and Robin in Saigon, Vietnam where we enjoyed some weasel coffee with them (!) If you have a "normal" job and an average salary, can you retire early? YOU BET! Fun-loving, adventurous and independent this couple has some great advice to anyone who might be looking to FIRE. Enjoy this interview with Robert and Robin Charlton. To read what the Charltons are doing today, 17 years into their retirement, read their exciting UPDATE INTERVIEW here.

Our interview with Michelle and Peter Bugaiski We at RetireEarlyLifestyle thought this Financial Independence story would be appealing to our Readers for several reasons. Michelle and Peter are fully able to FIRE now, and Michelle already has. However, Peter is choosing to work a little while longer to take advantage of a great job, at great pay, while being able to travel and work digitally. Enjoy this interview with Michelle and Peter.    

Interview with Early Retirees Rick and Rory Ackerman We at RetireEarlyLifestyle love to bring you different retirement stories. There's no one right way to get to Financial Independence, or to spend your FI time after you achieve it. We are happy to bring Rick and Rory's adventure to you.

Our interview with Jon Chevreau, journalist, editor, financial pundit, author of Findependence Day and owner of the blog has shared his Findependence story with our Readers. Read more about his story here.      

Digital Nomads Brent and Michael Self-described as "retired-ish" these world traveling digital nomads have only "sort of" set themselves on FIRE. In only 5 years since they left the US, Brent and Michael have already lived in almost 2 dozen countries. Read their story here.  

World Travelers, Ali and Alison Walker share their journey to Financial Independence. What was their motivation? When did the "light bulb" go off for them to decide to FIRE? What is their average yearly spending? And more...

Carey and Susan Mossop sold everything except for a carry-on suitcase and a daypack each and began to travel the world full-time. Their nomadic lifestyle centers around traveling slowly, staying in a country for as long as a tourist visa allows, usually 30 to 90 days. And far, they have spent time in 23 different countries.

Kelvin and Annalisa Lozano are slow traveling the world with their young son, Elio. In their early 30s, Kelvin and Annalisa jumped off the Corporate working world hamster wheel and dove into this nomadic lifestyle. If you have ever wondered if you could travel the world as a family, read this wonderfully authentic interview.

We have known Dale Knight for over a decade. An inveterate world traveler, Dale has logged more miles and seen more countries than we can personally name. Traveling is good for the mind and soul, See our UPDATE INTERVIEW with Dale Knight. Here is our previous interview with Dale - one still very worthy to read for its wisdom and insight. Traveling by Knight For a COVID Travel Update Interview with Dale, click here.

Our Interview with Mr. and Mrs. Nomad Numbers The variety of reasons to leave the workforce when young are many, and the options for living a satisfying FIRE lifestyle are inspirational. We always say there's no one-size-fits-all. Enjoy our interview with Mr. and Mrs. Nomad Numbers, who tell us their story. Take a look!   

Interview with Jillian Johnsrud Billy and I were intrigued by this FIRE story for two reasons. One, Jillian and her husband, Adam decided early on to focus on the goal of financial independence together, and two, they are doing this while raising their five children.  

Interview with Itchy Nomads Suzanne and John O'Rourke - Suzanne and John O'Rourke have had one heckuva life filled with world travel and working around the globe. Don't miss the UPDATED INTERVIEW with this amazing couple! 

Interview with Soon to be, Retirees, Lori & Randy Grant - Lori and Randy are successfully paving their path to financial independence. Want to know what the Grants are doing now? Read their UPDATED INTERVIEW here. Want to know more about house sitting? Lori and Randy are professionals. Read their Q&A here: Make the Most of House Sitting - Q&A with Professional House Sitters Randy and Lori

Interview with Jim and Kathy McLeod - Another successful journey to financial independence! Read our interview with early retirees, Jim and Kathy McLeod. Read our really fun UPDATED INTERVIEW with Jim and Kathy McLeod, who also hiked the El Camino Trail through France and Spain. A Canadian Perspective on Health Care Overseas - Q and A with Jim McLeod and Retire Early Lifestyle.

Interview of Judith M. Taylor, M.D. - The world is full of amazing people, each with their own story. After leaving her physician career in New York, Judith Taylor, M.D. re-invented herself! She became a well-known author in her expertise of plants. Dr. Taylor illustrates perfectly, how just because one becomes a certain calendar age, or after they leave a fulfilling career, life continues to be grand. Do something different! Re-describe yourself.

The journey towards retirement is different for everyone. Since we all have a different approach, we thought Kim Hurt’s account of leaving the working world and entering retirement would be informative to those of you who will be facing that challenge soon yourselves. His UPDATED INTERVIEW is exciting and informative also.

Interview with Brian Watkins - Meet Brian Watkins, an Early Retiree with spirit and courage who chose his future. Now he's living "De Life" - check out his tips and perspectives. 

Interview with Early Retirees Jim and Sue There is no one-size-fits-all when it comes to FIRE. We met up with Jim and Sue in Chapala, Mexico by accident. Billy was at a local coffee shop with some friends, and as Sue passed by, she took a double take. "Billy, is that you?!" she asked, beaming. "We've been following you for years! I can't believe it's you!" Well, one thing led to another and we are happy to present Jim and Sue's retirement story. 

Interview with Chris Mamula - Early Retiree at age 41 You will enjoy Chris Mamula's uplifting and practical story of Financial Independence - a young man with a wife and family. 

Interview with Tony Beck - Inspirational and Practical  This is a very down-to-earth success story of a journey to financial independence and personal satisfaction. Enjoy our interview with Tony Beck! 

Having the Fire to Retire Dennis and Martha McIntire retired in the midst of the worse financial meltdown in our lifetimes. Read our UPDATED INTERVIEW with Dennis and Martha and find out how they recovered from the 2008 crash.

Early Retirees Steve and Lynn Miller Interview We sold our software business in 2009 and both are fully retired in 2012 at ages 50 and 52. Our kids are going off to college in the fall of 2012 so we plan to feed our wanderlust by traveling most of the year. Read our UPDATED INTERVIEW with Steve and Lynn, who have found their sweet spot in their FIRE lifestyle.

Interview with Jackie Lange  On our visit to Boquete, Panama, we met up with Jackie Lange of Panama Relocation Tours. Jackie was generous with both her time and her knowledge of Panama and we knew instantly that we wanted to do an interview with her to share her view of Panama with our Readers. If you ever thought of moving to Panama, you will enjoy this informative interview. 

Double Trouble - Interview with Carole and Margo There is no one way to live a life, or for that matter, one way to live a dream retirement. Carol and Margo have an interesting story and when finding themselves single in mid-life, decided to join forces and resources to create a unique retirement style.  

Interview with Garry Holmes - Living supercheap in Thailand.

Interview with World Travelers Jeremy and Winnie -  Several years ago Jeremy purchased our book and then we met him in Chiangmai, Thailand. Since then, he and his wife, Winnie have retired from the work force and are now traveling the world. Take a moment and read this fun and informative interview!

Interview with Bob Clyatt Author of Work Less, Live More. It's over a decade since Bob wrote his book and we asked how his semi-retirement life was going, and also how his two recommended portfolios were performing.


Jak-ka-ran drivers in Chaing Mai, Thailand

Interview with Rob Krakoff Ex-professional ball player, published author and gamer, Rob Krakoff has reinvented himself several times. Now living in Chapala, Mexico, he helps seniors with their physical fitness through diet and exercise. Read this interesting interview with Rob!

Interview with Dr. Luis De Pena Everywhere we travel we see the local Expat community getting involved in helping those who are less fortunate. This is the story of how Expats are working with locals in Guatemala to fund and run a health clinic for affordable prices and with good care.

Interview Update with Kevin and Erin Knox Since retirement life is not static, we asked if Kevin and Erin would do a follow up Q&A for our Readers. See our first interview here A fascinating couple, with world-wide experience both in their previous careers and in travel. Read, Kevin and Erin Knox interview.





Interview with Len Smith We at RetireEarlyLifestyle are always looking for unique ways for our Readers to make money and to express themselves. This could be an opportunity for you.

Several years ago we did an interview with an intrepid traveler named Bill Clevenger whom we met in Thailand. He shared his wisdom, insight and travel tips with our Readers at that time. We caught up with Bill in Guatemala and did an Update with Bill Clevenger

Paul and Vicki Terhorst Interview Update When we last interviewed Paul and Vicki Terhorst in 2007, they owned property and a home in Buenos Aires, Argentina. Lots has changed. Read their update interview here.

Interview with Karen Venable Karen Venable runs a roommate finding business especially for women over 50.

Interview with Nancy Pettine - What if you are single or your spouse prefers the comforts of home to the challenge of adventure?

Portable Professionals Impressed with this young couple's travel resume and joie de vivre, we asked that they tell our readers about their location independent living style.

Interview with The Professional Hobo - I'm Nora Dunn (not the one who's big in Hollywood – although I have been in Hollywood movies) and I'm...

Interview with Lori Shea, Owner, Guatemala Medical Travel With the prices of medical care and health insurance in the States being so high, Medical Tourism or Medical Travel is a workable answer for many. Lori Shea is the owner of Guatemala Medical Travel and she shares some very important insights on this conundrum.

Billy with a Mayan Family, Lake Atitlaan, Guatemala

Early Retirees, Kevin & Valerie Cooper I had more questions than we had time for as Kevin and Valerie were exploring Chapala, and had plans for moving on to...

Interview with Hugh Leong I first came to Thailand - it seems like another lifetime ago - as a Peace Corps volunteer and worked here for a number of years, but for more than 20 years, I never returned. When my consulting job at Boeing was sent to India, I thought that maybe it was ...

Successful Survival A Transformational Retirement Tale by Drake Bozarth Arriving back to the US, we found that the whole economy had crashed. To our great disappointment, our investments started...

Early Retiree Chris Smith Interview  Chris purchased our book several years ago, and we finally met him in person in Chapala, Mexico last year. Creative, eccentric, generous and with a heart of gold, Chris allowed us to interview him and he shares his sense of humor and retirement...

With the financial markets in turmoil and the investing future being uncertain, we contacted Sy Harding from Street Smart Report for some insight into what investors should be doing with their money today. He was very generous in answering our questions...  click here to read more.

Mexican Road Warriors We often get mail from our readers expressing concerns and curiosity about driving in Mexico and what it’s like to own a car here. Doubts about safety are often ..

One Woman, World Traveler As a couple, we are fortunate to share our love of travel together. But what if you are single, or your spouse prefers the comforts of home to the challenge of...

Breadth of Life  Betty had a bigger story she wanted to tell. She had just learned she had inoperable cancer and was given less than six months to live.

Living Deliberately; A Family in Motion This family is on a mission; one focused on discovery, expansion, learning and finding out what it means to be a human being in an inter-country exchange that began in...

Known to the blog world and on national television as The Millionaire Mommy Next Door, Jen Smith went from working a minimum wage job as a college drop-out to financial freedom as a debt-free, self-made millionaire by age 40. Since Jen didn't inherit wealth or win the lottery, she serves as the kind of example we admire.

We have known Burt and Lucille Kennedy for a number of years and thought their experience of retiring and living along the shores of Lake Chapala, Mexico was worth sharing.

Rick and Darlene Swanson purchased the 3rd Edition of our book, The Adventurer's Guide to Early Retirement in 2007. We have kept in contact through emails ever since, learning that the Swanson's are raising a family of three children and travel the world on family vacations while still maintaining a goal of retirement at age 50. They have been most kind to answer our questions of how they do this skillfully and having family fun at the same time. We know that those of you with families will benefit from their practical wisdom and experience!

During our conversations Mark and Stephanie discussed how they had raised a fiscally responsible child while maintaining their retirement dream. We knew their story would peak the interest of our readers.

Several years ago we met Steve Kramer, a very successful Ex-Pat.  Well traveled, well read and now a locally famous photography instructor.





Early Retired from the Military, but still has active duties. Doug Nordman

For the price of a beer he told us his story. Roger Rocks!

I first met Captain Ray Gaines while sitting at my poolside office in Chiang Mai, Thailand. Courageous, Captain Ray Gaines

Respectful, supportive and sharp-as-a-whip, Cynthia exudes the confidence of a woman who knows who she is and what she wants. Cynthia Barnett

"Be a doer, not a talker" is her motto. Penny Strong, a one-woman Peace Corps, walks the talk. A Strong Commitment to Humanity

Pedro is a Ladies Man At thirty-five, he has those handsome Portuguese good looks, and is soft spoken. It’s no wonder he’s always got a girl on his arm.

Billy and Akaisha in Bangkok, Thailand

Billy and Akaisha in Bangkok, Thailand

Interviews of Billy and Akaisha Kaderli

CNBC Interviews Billy and Akaisha Kaderli - This couple retired at 38 in 1991. Here's how their investments have lasted over the years

The Motley Fool Interviews Billy and Akaisha Kaderli

All Options Considered - Talking Money with Billy and Akaisha of Retire Early Lifestyle

Can my investments survive a crisis if I retire early? It did for these early retirees living in Mexico - MarketWatch

How to Travel Forever with Billy and Akaisha Kaderli

KSVPs Gene Dow's interview of us Part 1 Fun!

KSVPs Gene Dow's interview of us Part 2 Fun!

KEND Roswell New Mexico Radio Station Mike Winter's interview of us (Dollars and Sense)

Mad Fientist interviews Billy and Akaisha Kaderli

These retirees ditched their pricey life in Santa Cruz, California -- and now live on a lake in Mexico on $1,750 a month

Travel Awaits interviews Travel Bloggers Billy and Akaisha Kaderli 

How to Retire by 40 According to People Who Have Done It

VIDEO - How to Achieve Financial Independence - An Interview with Billy and Akaisha Kaderli  

11 Best FIRE Bloggers to Inspire Your Retirement Plan

5 Secrets of People Who Retire Early

Radio Personality Dave Ross interviews Billy and Akaisha Kaderli ... Americans Don't Realize How Wealthy They Are

They're 65 Years Old -- And Have Been Retired for Almost Three Decades

Kuel Life Interviews Akaisha - Living the National Geographic Lifestyle   

An In-depth Interview of Billy and Akaisha Kaderli - VIDEO   

NerdWallet with Andrea Coombes - If You Retire Early, Life Can Be a Beach

GoBankingRates - How to Retire Before 40 without $1 Million Dollars

Goldstein on Gelt Radio Show in Israel Interviewed Us! AUDIO

Doug Goldstein Interviews Billy and Akaisha Kaderli

Rock Your Retirement Interviews Billy and Akaisha Kaderli about Medical Tourism or for the MP3 video only, Click Here

Interview of us with Syndicated Radio Host, Clark Howard   

Speaking of Travel, Marilyn Ball Interviews Billy and Akaisha Kaderli! A Real Kick! 

Top Money Hacks Interviews Billy and Akaisha Kaderli

How to Retire Early - MarketWatch Andrea Coombes 

Nomadtopia Radio Interviews Billy and Akaisha - Financial Sustainability

How to Travel Forever - World Wanderers Interview Billy and Akaisha

Interview of Us by Andy Hobo Traveler

Yes, It's Possible to Retire in Your 30's

Cash Flow Diary - You CAN Live Life on Your Own Terms!

Interview with Billy Kaderli

Toasting 25 Years of Financial Freedom

Retiring before 40 - How it's Really Done, with less money than you might imagine

Three major cash-sucks one couple avoided to retire at age 38

How to Retire and Travel the World Forever with Billy and Akaisha Kaderli - Podcast Interview

Mary Eileen Williams of Feisty Side of Fifty Radio interviews Akaisha! Listen to this inspiring and practical interview here

How indexing helped these retirees live footloose and fancy-free

Dave Ross from CBS Radio interviews Billy and Akaisha

Life Part 2 Meets the Retire Early Lifestyle

From Panajachel, Guatemala, the Dennings interview Billy and Akaisha. To view video, click here.





Itchynomad interviews Billy and Akaisha via Skype

Market Watch interviews Billy and Akaisha, 2014

Podcast with Deb Scott - Travel the World, Retire Early

Podcast with the Mad Fientist

YouTube video the Mad Fientist interviews us

A candid and casual interview with us by

Our latest interview; a chat with Morgen Bailey

Retire South of the Border
Laura Cohn, Kiplinger magazine

Finding a Low Cost Paradise  
Scott Burns interviews Billy & Akaisha Interview II
Judy Martel

On the beach in Santa Cruz, California

TV 12 Interview
Nicole McGregor 12 News Phoenix

Minyanville Financial Infortainment Interview

The Investment U e-Letter

Kiplinger's Retirement Planning 2007

Nationally Syndicated Radio Show Talk Host Clark Howard

Kiplinger's Personal Finance magazine Oct 2006

Jet Setter Show with Jason Hartman interviews Billy & Akaisha

Interview with David Hardy Good Morning Chiangmai News

Work Less, Live More Interview

PBS Money Moves Interview

AZ Tribune Interview Couple Travel Often After Retiring Early

Audio Interview with Dr. Cynthia Barnett

Financial Freedom Blog

What's Your Number? - How much money do you need to retire?

For more on Retirement Topics, click here and here

About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

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Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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