Retire Early Lifestyle

Retire Early Lifestyle
Retirement; like your parents, but way cooler


Retire Early Lifestyle Blog 

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  In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.




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Retire Early Lifestyle is a content based website that appeals to a different kind of person - the person who prizes their independence, values their time, and who doesn't want to mindlessly follow the crowd.

If your goal is to retire early and travel the world, you might as well learn from the people who have been doing it for over 28 years! The Kaderlis had to figure everything out on their own but now you don't have to... The Adventurer's Guide to Early Retirement, 4th Edition, contains the valuable knowledge they've gained over the last three decades so take their advice, learn from their mistakes, and find out how to start living the life of your dreams!

The Mad Fientist

Your mail needs while traveling

Your Retire Lifestyle Mentors Ask us anything to help you

Jackie Lange has your answers regarding Panama

A follow up book on our early retirement adventures

Country   Adventures








El Salvador




New Zealand








"Do you think you would like to work a little bit more before retirement? You need to contact CraftResumes to get some help with finding any job. Don’t hesitate, our service is ready to assist you"




Our Latest Adventure

On Lake Atitlan, Guatemala
Billy and Akaisha Kaderli

Mornings on Lake Atitlan are generally placid with the water smooth as glass. There are two main docks to get from Panajachel where we live, to the any of the various towns across the water. The dock above goes to the larger towns of San Pedro and San Marcos, along with Santa Cruz, Tzununa, Pasaj Cap, Jaibalito and any of the private docks belonging to the homes on the lake.




VIDEO - Riding on El Chepe with views from the Caboose!

Must-see to the end! Wait for it... wait for it... BAM! Sights and sounds of riding on the EL CHEPE train from the caboose through the high plains in the state of Chihuahua, Mexico. A FUN adventure!

Tracking Your Data
Billy and Akaisha Kaderli

No matter what stage of life you are in, it is important to know your financial health. This is not something you do just around income tax time but throughout the year. It's good to check in at least monthly or, as we do, daily. The same as any successful business must know their income and liabilities, so should you.

VIDEO - The High Plains on EL CHEPE Train and Tunnels!

Zipping along the High Plains of Mexico on the EL CHEPE Train, through tunnels and over deep ravines. Scenery whizzing by... Part of the train ride through Mexico's Copper Canyon, larger than the Grand Canyon. Check it out!

Dare to retire before 50
Judy Martel •

Could retirement before you're even eligible to join AARP be the quintessential impossible dream? Not if you're consistently disciplined, focused, driven and don't give a hoot about what the Joneses think of that beat-up Chevy in the driveway, say experts.

What if all US health care costs were transparent?
Jeanne Pinder

At first, doctors, billing offices and insurance companies balked at their audacity to ask such questions, and Jeanne mentions how she felt like she was breaking the law with her questions. But Pinder’s company persevered. And the experience became liberating.

The Adventurer's Guide to Early Retirement 4th Edition Your Simple Path to FIRE All New - Updated Charts, downloadable Spreadsheets, Chapters and more!

VIDEO - Riding the Rails on EL CHEPE in Chihuahua, Mexico

We're makin' tracks! Zoomin' through the State of Chihuahua and on into the mountains and plains of Mexico. Golden hills and plains with the sun catching the light.

Curious about Panama?

Everything you need to know about visiting and living there. Jackie is the "go to gal" and  best resource for answering your questions.

VIDEO - Leaving Chihuahua, Mexico on EL CHEPE Train

It's 6 am and we're leaving Chihuahua, Mexico on the EL CHEPE Train through the Copper Canyon. Mexico's Copper Canyon is bigger than the Grand Canyon in the U.S. What an adventure!

Are You Seeing Windows or Walls?
Billy and Akaisha Kaderli

All of us have struggles in life. Be it financial, health issues, family challenges, or something in our career; we all have stuff. Whether you succeed and move towards fulfillment and success or close down and become stagnant out of fear is your choice. The difference is how you approach these obstacles in your life.


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  Nobody grows old by merely living a number of years. We grow old by deserting our ideals. Years may wrinkle the skin, but to give up enthusiasm wrinkles the soul. - Samuel Ullman

We took social security at the age of 62, should you?

The Adventurer's Guide to Early Retirement 4th Edition

Real peoples testimonials of our book. The Adventurer's Guide to Early Retirement

 Chapala Living Guide is based on our first hand eperience of living in Chapala, Mexico

This book could change your life...for the better, financially and health


Your Retire Lifestyle Mentors Ask us anything to help you




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The Moon over Mazatlan, Mexico

Your Retirement Dream IS Possible

Profile of Billy and Akaisha 38 year old retirees

More Adventures

Retirement begins when you have enough money to enjoy the lifestyle you dream about.
Let us help you get there.

FREE Newsletter for financial independence and retirement lifestyle

Ask us anything to help you on your road to a fullfilling retirement


Wow...Panajachel, Guatemala and gem in the rough for retirement.

All you need to know for a great trip to Guatemala




2018 Annual Spending Update 28 Years and Counting
Billy and Akaisha Kaderli

About eight years ago we produced this video: Adventures in Financial Independence where we listed our annual spending and daily average. We like to keep up-to-date with our Readers as to what our current spending is ...

Real Investment Report
Lance Roberts

Market Update & Review - As we discussed last Saturday it was important for the markets to hold within to consolidation band, or break out to the upside, if the bulls were going to maintain control of prices in the short-term. The return of “Tariff Man” put the markets back on edge.  As I noted then: “The market’s stellar run is set for a breather over the next couple of months. Specifically, as we approach the end of the seasonally strong period, the odds of a ‘reset’ rise markedly.” I also discussed our portfolio actions with respect to our clients:

Puerto Vallarta, Mexico The Malecon
Billy and Akaisha Kaderli

We recently returned to Puerto Vallarta beach in Mexico on a quick getaway trip. It was so fun to be back at this popular tourist destination. Many things have been upgraded since our last visit. Take a look at our pictorial of the malecon - a beach side walkway - below.

Making a Difference
Bobbie Chandler

Most of us don't know how our retirement years are going to unfold. We have some notion about what we want to do, how we want to use up ourselves, but we can't predict how it's all going to come down, how deeply we may get involved. And, if we think we are done learning new skills or finished with challenges, we probably have a surprise in store.

Hotel Plaza Morelia Morelia, Michoacan, Mexico
Billy and Akaisha Kaderli

We had a bit of a rough start getting to Morelia, what with our Uber driver breaking down on the highway from Chapala to Guadalajara. But once we boarded the upscale ETN double decker bus at the station, it took us three and a half hours to arrive in Morelia. We grabbed a taxi right at the Morelia bus station and for 65Pesos and a 20Peso tip (about $4.75USD total), we arrived at our hotel.

The Biggest Risks Of The 4 Percent Retirement Rule
Andrew Hallam

Billy Kaderli separated a delicious–looking piece of cheesecake with his fork. That’s when he turned to me and smiled. “A financial reporter recently interviewed me,” he said. “I explained that we live off the proceeds of our investment portfolio. She was surprised when I told her we have more money now than we did when we first retired.”

Want to Retire Early? Here's How
Billy and Akaisha Kaderli

If filling blocks of free time as you choose sounds exciting, if pulling out maps of the world stirs wanderlust, or if pursuing a hobby brings a smile to your face, take heart. You can retire early to spend your time as you want. We did!

The Rocks in My Basket
Akaisha Kaderli

A few months ago, I was enjoying a cappuccino with a girlfriend at a local cafe and catching up on each other’s lives. “What have you been up to lately, Jo?” I asked eagerly. “Rearranging the rocks in my basket” she said matter-of-factly. I have been to Jo’s home for fun, food, and holiday festivities. She has a wonderful indoor-outdoor living style with a hand carved hot tub in her side garden. Curious, I asked her what she meant.

Solving - Some Problems of Retirement
Billy and Akaisha Kaderli

We read a piece in Market Watch about the state of retirees today and the problems they won’t tell us about. If Market Watch is correct, and we have no reason to doubt it, then we would like to share some of our solutions to these listed difficulties. Retirees are broke “According to the Census Bureau’s Supplemental Poverty Measure, roughly 15% of people over age 65 live in poverty. Also, nearly half are considered ‘near Poor,’ meaning that they live with incomes that are less than twice the poverty threshold. ($31,460)”

INSPIRING VIDEO on the books we offer to Change Your Life! Gain Financial Freedom! Enjoy Adventure Travel! Easy to follow, simple, down-to-earth, practical information to move you into the life of your dreams. Check it out!


One of the most beautiful places on the planet

 Four books on Mexico, a great value. Take advantage of our insights.

The Pacific Coast of Mexico Guide details our travels along the coast.


The Highlands Guide is all about Zacatetas, Guanajuato and Jerez

Want to go to Guatemala. This is the book to travel with

Thoughts about retirement in other locations? Guatemala, Mexico, Thailand and the US are compared.

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on


Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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