In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
Home Sweet Home
Billy and Akaisha Kaderli
Akaisha and Billy at a Thai resort.
The cost of housing is one of the biggest conundrums to face when
crafting your personal retirement dream.
Because of this, you could be asking yourself questions such as the following:
Should we keep our current home and
all the corresponding expenses
like property tax, insurance, repairs and maintenance? Maybe we need to
downsize so we can afford the retirement lifestyle we want? Should I
all together; a place with better weather and lower cost of living? How about
if we travel part time, snowbird,
house sit, or not own a home at all and rent instead?
The good news is that no matter where you are financially and emotionally on this topic, there are more options today
than ever before. You are sure to find solutions that will
fit your situation.
Take a look below at some of our viable suggestions for the
retirement housing challenge.
Keeping your home
If you want to mix travel with keeping your permanent residence,
you could do a home exchange with other home owners around the world, or choose
to join a house sitting organization. This is a
win-win situation, as you will be saving money on lodging while you travel, and
your own home will be taken care of while you are away. Each party in the
exchange takes care of plants, pets, and other small maintenance requirements
like cleaning the pool or hot tub during their stay.
If keeping your home is a priority but finances are
a consideration, some people are choosing to rent out a room, a section of their
home, or a cottage on their property on a more-or-less permanent basis. This
works out especially well if your home town has appealing tourist options like a
winery nearby, professional sports stadiums, museums, mountains to climb or a
beach. In this way, you could host a tourist and charge for their lodging, or
take on a roommate. This idea
has become very popular with both sides of the coin in this trade.
If you are single, there
are house sharing organizations, living in community networks and groups
advertising finding the ideal roommate or flatmate. You no longer need to pay
for all the expenses of owning a home if you choose this
sharing approach to
If downsizing suits
you better, how does one go about it? Do you want to downsize and live
in the same town or state? Would you rather find states or countries
with better costs of living, better weather, and friendlier tax
policies? Maybe you like the urban style, living right in the city with
restaurants, gymnasiums and shopping all within walking distance? You
might even want to live in an
Adult Community where social
activities are scheduled and you have access to swimming pools, tennis
courts, golf memberships, lapidaries, computer rooms and work out
Travel is for me
If you are one of those who’d like to make up for lost time and
travel through your Golden years, you don’t have to give up luxury. As we
mentioned, there are countless house sitting opportunities where you could care
for a home for weeks or months at a time.
Or hit the road in an RV and tour the
country or live on a boat or cruise ship! You can even rent an apart/hotel room
in various locations around the world, and get to know an exotic city like
Chiangmai, Thailand or
Panajachel, Guatemala first hand. These
furnished apartment/hotel rooms have kitchens, provide housekeeping, WiFi and
all utilities. Some countries offer room rentals in their centrally located
homes in cities like London, Singapore or Rome.
The perpetual question
No matter what you choose to do today, time accumulates and life moves on. One
day you might find yourself in need of assisted living or long term care. This
is the housing consideration years down the road. You could choose to age in
place, join communities which provide for progressive care or
move to a different, more affordable country as this need
Wherever you find yourself with this perpetual question of housing,
enjoy where you are. Take advantage of the options and opportunities that best fit your situation.
many ways to live a life. What's your plan?
What's Your Number? - How much money do you need to retire?
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their
time, and who doesn’t want to mindlessly
follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha