Are you worried about your AC?

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What Do You Do about Online Security Abroad?

Q&A with a Reader

Do you or have you ever used a wireless travel router when conducting online banking or other secure business over the Internet when abroad? What method do you use?

I enjoyed The Adventurer’s Guide To Early Retirement. Thank you for sharing your experiences and encouraging others to follow their dreams. Seeing that I had already taken some of the steps you suggested was reassuring that I am on the right track!

Sincerely,

Kevin

All of our books lead to adventure. Don’t miss out on yours!

Hi Kevin,

We use a Netgear extender… but not always. Most of the time while traveling we just jump onto the hotel’s system.

That said we check our accounts daily.

I hope this helps.

Thanks for writing and we are happy you enjoyed our book.

Regards,

Billy

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Can a Government Job Really Mean a Secure Retirement?

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How To Travel On A Budget

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Cherry Hill Living: Country Living, City Convenient

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Simple Steps That You Can Take To Keep Pests at Bay from Your Home

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How to have a Successful Career as an Attorney

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Staying Long Term in Hotels while Traveling

Q&A with a Reader

Thanks for all the information at your website!

I have a question that might be of interest to a lot of your readers.

In the interview you gave to Andy Graham at hobotraveler.com, you made a short comment.  You said that you often stayed at hotels rather than renting houses, condos or apartments.  As I recall, you alluded to staying at hotels as an efficient and inexpensive way to control travel expenses.  I know you also house-sit, but hotels are much more available than house-sitting gigs.

Can you give us any additional information about how to save on expenses by using hotels as your main source of housing?  I have heard many complain that housing is one of the greatest expenses for the retiree traveler who wants to travel long-term. 

This would also be a good topic for a short ebook for the budget-minded retiree:  Affordable Travel:  How to Keep a Roof Over your Head Without Sleeping in a Tent :).

Gary

Hi Gary!

Thanks for writing and for bringing up the topic of housing – both in retirement and while traveling. Yes, it is the largest expenditure in most households. If one can adjust the cost of housing in one’s budget, you can live just about anywhere in the world.

We think your idea about a short ebook on this topic is a good one… funny… I have been thinking of putting together another article on this topic anyway, because actually, more and more options about housing are becoming available all the time. It’s a new day!

Regarding housing expenses/living in hotels while traveling, you might take a look at our Travel Housing Page for some ideas. There are links to hotels, apart hotels, room rentals, snowbirding options and more. If none of these locations work for where you might be traveling, you can always ask a hotel where you are considering to stay, if they have a long term price, or if they offer a discount for longer stays of a week, month, or longer. In our experience, many hotels in Asia and all through Latin America will oblige with a discount. It might not be enough of a discount for you, but on the other hand, we have received incredible deals in this manner. Don’t forget to inquire about a Senior discount, a Third Age discount, a Pensionado discount and so on.

When you  are negotiating a deal, realize that when you are paying for long term, (a month or longer) that you might need to pay for your own toiletries and that cleaning might only be once a week instead of daily. You might need to provide your own drinking water.

Room rentals (like a pension in Europe) are available around the world also, and this often gives you access to kitchen facilities which will save you money on a daily basis. This might be where staying in hostels can come in handy as they always have access to kitchen facilities.

No matter where you are, assume you can negotiate. If the hotel only gives you a “skinny” off the nightly price, just find another place.

Sometimes there are deals online when you book. Or you can always arrive in a location and stay a few nights, and then go out and research hotels in person. These might be ones that are not listed online (often prices are higher online so as to compensate the booking agent) and arriving in person will afford you a better deal.

We speak to all of these methods and more in our Travel the World for Less report.

I hope you find this information to be useful to you.

Enjoy your adventures! and feel free to write any time.

Best Regards,

Akaisha

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Can One Live in the US for Under $2,000 a Month?

Q&A with a Reader

Hello Billy,

I quickly read through the Adventurer’s Guide and really like how you wrote that there is no perfect place.   And we must find out what we like most and try that in the country that fits our likes.  I primarily purchased the Guide to find out how one lives in the US for under $2,000.  I did not see any budgets or sample in the US.  I was wondering how I could I find such information?

Thank you for your help,

Bill

Hi Bill,

Thank you for taking the time to write and for your interest in our books.

In answer to your question about living for less than $2,000 a month in the States, I would check out our Relocation Page.  

On this page you will find information about costs of living in other locations around the States and the world. Check out Earth Costs, Expatistan Cost of Living Index, Great Retirement spots with their below-cost-of-living locations, Numbeo, Active Adult Communities, Sperlings Best Places and Top Retirements which also gives great suggestions, with some places being below-cost-of-living locations. All of these are listed on this page.

If you can manage the cost of housing, you can live just about anywhere in the world. This is a huge consideration.

If you decide on living in an Active Adult Community, for instance, if you lease the land instead of purchasing the land, your insurance payments as well as your property taxes are considerably lower. We lived in one in Arizona for years, and it was one of our cheaper locations to live. We shared transport, or walked to grocery stores ourselves early in the morning for exercise.

Also, you can think about the idea of going car free, living in a walkable city or town, or cutting back from owning several vehicles to only owning one. (links to these options are also on our Relocation Page.) Weigh the choice of cutting back on transportation costs by walking, bicycling, sharing rides to the grocery with a friend, and other ideas. This will cut back on another huge expense in anyone’s household… the cost of transportation.

If you decide to stay in the States for your retirement, you will need to figure out how you will cover health care costs. If you are on medicare, this could be a solution, or if you choose to move overseas, costs for medical care are often much cheaper.

I don’t know whether or not you track spending at this point in your path to retirement, but if you do, you can find out where your money is going and make different decisions if necessary. As you know in the book you purchased, we recommend tracking spending and getting an average Cost of Spending per Day so you know what you are managing. And, as in the book, we mention that the highest categories of spending are housing, transportation, taxes and food/entertainment.

I hope you find this information to be useful to you. Please check out the above pages, and certainly, if you have further questions, feel free to write.

We are always happy to answer.

Best Regards,

Akaisha

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Selecting Travel Destinations and Restaurants for your Trip

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