Smokey Sweet Chipotle Sauce

There are lots of ways to add Pizzazz to your life right now. One way is through color, music, dance, travel and changing up an old pattern. An easy way to add spark is through food.

Below is an quick recipe, able to be prepared in minutes, and it will uplift burgers, sandwiches or use as a dip for chicken wings, ribs, or vegetables.

This is a tiny can of Mexican Chipotle Chilis in Adobo sauce. You can find it in your international food section of your grocery store. There are about 5 chilis in the can, the size of a “fat” thumb.

Can of chipotle peppers

Take out one chipotle, slice it open and scrape out the seeds. Chop into a paste. Put this paste into a small bowl and mix in about 1/3 cup of your favorite Ranch or Caesar dressing and let sit for about 6 hours.  Add a few drops of water if you want the consistency to be thinner. Take the sauce out again and stir. It’s ready to serve!

The smoky, slightly spicy chili in the salad dressing will AMAZE your friends. Great as a dipping sauce for buffalo wings or ribs. Or as a vegetable dip. It’s also terrific on a burger or sandwich. This dipping sauce will definitely add PIZZAZZ to your meal.

Susan: Sounds good, but my husband has Rosacea often triggered by spicy foods. Any suggestions for toning down the spice?

Akaisha: Chipotle is one of the lesser spicy chilis. This chili-to-salad dressing ratio gives just a hint of picante. Just a TINY bit of bite. I would make this recipe, let it sit for the 6 hours or so… and then taste it. If it’s too spicy, simply add more salad dressing.

Chipotle is known for its smoky flavor more than its spice. Also, since chili is a product of nature, each chili is different. So depending on the certain chili in the can, it will change thespice.

You could make one dip for your husband (diluted with salad dressing) and one revved up for your guests.

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The Forex Market Has the Lead

 

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6 Strategies to Consider to Help You Retire Early

 

 

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The Most Recent Innovations and Advancements in Home Elevators and Lifts

 

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Pro Tips for Becoming a Silver Nomad

 

 

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Preventing Senior Falls – Everything You Need to Know

By Lori Thomas, Associate Editor

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Why Travel Leads to a Healthy Retirement

 

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Travelling in Retirement: What Do You Need to Know?

 

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Is an HSA Your Best Friend for Early Retirement?

Shobin Uralil

Early retirement takes dedication, planning and expert tax-savings. While your personal strategy might be unique, clearly the more you save of your own money, the faster it can grow. Let us show you how to leverage an HSA to get to retirement faster.

Unparalleled Tax-Savings

An HSA offers unparalleled tax-savings. It is the only savings account on the market that allows for tax-deductible contributions, tax-free growth, and tax-free distributions (as long as they are used for qualified out-of-pocket medical expenses).

Low-Cost Healthcare

It’s likely that in early retirement, you will still require healthcare, before Medicare starts. HSA-eligible healthcare plans like high deductible health plans (HDHP) are the most cost-effective health insurance on the market. Their lower monthly premiums ensure you keep your fixed costs low. Their set out-of-pocket yearly maximums set the ceiling for any unexpected health costs, capping your financial exposure.

Coupling an HDHP with an HSA ensures you have pre-tax funds ready for any health expenses that come your way this year or in years to come. Those pre-tax funds limit your tax-liability and effectively reduce the real-dollar costs of medical expenses.

Like a 401(k), but Better

You want options. Savings options. Investing options. Tax options. HSAs enable all three. An HSA is like a 401(k), but better. It provides the dedicated funds you want later in life but doesn’t lock those funds until 59 and 1/2 years of age like a 401(k) (unless you are willing to pay tax penalties).

You can use tax-free HSA funds for qualified medical expenses today or save them for tomorrow. In fact, after the age of 65, those funds can be used for anything, just like a 401(k) – just pay taxes. No penalty.

Additionally, HSAs don’t require mandatory distributions in retirement. You can let your HSA investments grow into your 70s, 80s, and 90s.

Self-Directed Investing

Early retirement requires an independent mindset. HSAs allow you to apply that mentality to self-directed investing. This ensures you can tailor your HSA investments as part of a larger savings strategy. Please check with your current or prospective HSA provider, so you can invest in what you want. Maybe a low-cost ETF?

An HSA ensures you maximize your tax savings and better prepare for future health costs. The result is more tax-free savings and investment options for early retirement. Use an HSA as an effective tax-savings and investment strategy for both healthcare and retirement. Turns out HSAs are great for both!

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Top 8 Reliable, Easy, and Convenient Online Money-Making Methods for Retirees

 

 

 

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