Are You Afraid to Retire?

Thank you for your web site, at 53 I have 25 times what I need in retirement income. I really think that that is enough, at a 4 percent withdrawal rate. I am having trouble with severing the ties and just doing it, actually retiring. I seem to be so institutionalized to work that the fear of retirement is real.

Looking at your web site gives me a peek through the retirement door that freedom can offer.

How can I deal with the fear of stepping over the retirement fence?

Brant

Hi Brant,

Thank you for your kind words about our site and for taking the time to write.

Congratulations on your (possible) upcoming retirement!

What you are feeling is perfectly natural. You are considering making a huge lifestyle change, and of course, you don’t know what the future will bring. But at some point, you must take the training wheels off the bicycle and ride on your own.

While you might have enough money to retire, there is an emotional component of retirement that is seldom addressed. This is where you are finding yourself.

That being said, you might try semi-retirement by getting a part time job

About Retire Early Lifestyle

Billy and Akaisha Kaderli retired three decades ago at the age of 38 and began traveling the world. As recognized retirement experts and internationally published authors on topics of finance and world travel, they have been interviewed about retirement issues by The Wall Street Journal, Kiplinger's Personal Finance Magazine, The Motley Fool Rule Your Retirement newsletter, nationally syndicated radio talk shows and countless newspapers and TV shows nationally and worldwide. They wrote the popular books The Adventurer's Guide to Early Retirement (Your Simple Path to FIRE) and Your Retirement Dream IS Possible.
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