Thank you for your web site, at 53 I have 25 times what I need in retirement income. I really think that that is enough, at a 4 percent withdrawal rate. I am having trouble with severing the ties and just doing it, actually retiring. I seem to be so institutionalized to work that the fear of retirement is real.
Looking at your web site gives me a peek through the retirement door that freedom can offer.
How can I deal with the fear of stepping over the retirement fence?
Brant
Hi Brant,
Thank you for your kind words about our site and for taking the time to write.
Congratulations on your (possible) upcoming retirement!
What you are feeling is perfectly natural. You are considering making a huge lifestyle change, and of course, you don’t know what the future will bring. But at some point, you must take the training wheels off the bicycle and ride on your own.
While you might have enough money to retire, there is an emotional component of retirement that is seldom addressed. This is where you are finding yourself.
That being said, you might try semi-retirement by getting a part time job