Retirement; like your parents, but way cooler
In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
Billy and Akaisha Kaderli
We at Retire Early Lifestyle like to bring to you, our readers, interviews
of interesting retirees and captivating characters. There is no one way to
live a life. Taking a sneak peek into someone else's style of retirement can
open up our minds to improving our own.
Please enjoy our interview with Rob
Retire Early Lifestyle: Could you tell us a little about yourself?
I grew up in Los Angeles in the 40s and 50s; went to UCLA on a football
scholarship, played 5 years for the LA Rams, worked as a copywriter for 11
years, founded Razer Inc. in ’95 and MindFX Science in 2001. Married, 2
children, semi-retired, moved to Mexico in 2002 and began writing novels.
REL: When did you know you were ready to retire from the NFL and what
RK: One too many concussions in 1965, plus in those days the money wasn’t worth
giving up my body every Sunday.
REL: After being in the spotlight as a professional football player, what
challenges did you have making the transition to retirement?
RK: Controlling my temper and learning to relax; everything isn’t always about
Rob at Vigamus, the video museum of
REL: What brought you to the Lake Chapala area? And how long have you lived
in Mexico? Did you try any other place in Mexico or country before settling
Came here in 2001 and loved the lifestyle; moved here full time in ‘02.
Acclimation was relatively easy for us. At this time there is no other place
we’d rather be.
REL: Do you own or rent your home and do you feel safe in Mexico?
As a wannabe artist and writer I saw a home with a humongous studio and
instantly fell in love. We own our home and life is much safer here than it
was in the States.
The stress of living in
the States can take its toll on your health. People say that living in
Chapala adds ten years to your life and we believe it. The relaxed
Mediterranean lifestyle, clean air, great food, friendly people and just
plain fun is bound to extend your life.
What are you waiting
for? Keep your retirement dreams alive.
Many North Americans have already made the move.
REL: What were your fears and obstacles before making the leap
RK: Others told us to beware of banditos on every corner, poor water, no gas
stations for miles, etc. I asked them if they had ever been to Mexico and
they said, “Yes, Tijuana.”
REL: How do you fill your days in the Land of Mananas?
RK: Tennis nearly every AM, followed by an hour in the gym, lunch and some
company work, dinner and then work on my next novel.
Rob taking a tennis volley,
tennis courts in Cristiania Park, Chapala
REL: Living in Mexico can be advantageous to your finances. What do you
average in spending annually? Does this include health insurance? Do you
have health insurance? Do you feel you receive quality health care in
RK: We’ve had Seguro Monterey for 15 years and it is really great insurance. The
few times we have had hospital stays have been impressive. The care is first
class. We own our cars and home so our greatest expense is health insurance.
We spend about $50k US annually which includes utilities, insurance, food,
and incidentals; however, we could easily live on less.
REL: Do you own stock and bonds? Can you share with us anything about how
your portfolio is structured?
When we moved here we boldly invested all of our funds in long-term Mexican
equity bonds. They yield between 4 to 6% which is considerably more than we
could have received in the US.
REL: What are your greatest passions in life?
RK: My pets, my grandchildren, my wife, my health and my kids (not necessarily
in that order).
REL: What has been your biggest lesson or challenge in retirement?
Finding time in the day to do everything I plan.
REL: Tell us about your greatest personal success, not necessarily finance
RK: Having all of my hair, teeth and faculties at 77.
REL: How do you
contribute to the
RK: Due to my 15 minutes of fame as the founder of Razer, an interactive gaming
and entertainment company, I give of my time as guest lecturer at
universities and mentoring new tech entrepreneurs.
REL: You seem to be in great shape playing competitive tennis at 77 years of
age. We understand that you have written a book about Senior Fitness, can
you tell us a little about it? How would our readers benefit from this book?
With all that you do, where do you see yourself in 5 years from now?
RK: Actually 3 books; the first is called Senior War on Aging, where we maintain
the new imperative is to keep moving. Our bodies and our brains depend on
it. We honestly believe that if you read our book you can live longer, have
more fun, love more people, and truly age well. Book 1 is on motivation,
book 2 on the actual exercises seniors need, and book 3 is on nutrition. In
5 years I hope to be able to continue my mentoring, lecturing, and writing,
plus maintaining my personal fitness routine.
Rob at his book signing in Mexico
REL: Can you tell us about your online business? What got you involved in
this? Is this connected to your book?
I have 2 book blogs; one for our fitness books and one for my works of
fiction. Most of my sales come from Amazon where I write under the name of
R. M. Krakoff.
REL: What is your most treasured possession?
RK: My signed copy of Big Rock Candy Mountain by Wallace Stegner.
REL: What is a secret fact about you?
RK: I invented the first gaming mouse.
REL: What do you like most about your life now?
More healthy days than unhealthy days.
REL: How do you define success?
RK: For me success is the capacity to give something back to the world.
REL: What are you
most proud of so far
RK: My children.
REL: What is your greatest extravagance?
RK: A new tennis racquet every year.
REL: Who are your heroes in real life?
RK: Dr. Patsi Krakoff (not just saying that because she’s my wife).
REL: What advice would you give to someone about to embark on their
RK: Use your money wisely, take care of your body and brain, look to live near
people of like mind, and if you move to another country, adapt, acclimate
would like to thank Rob for taking the time to answer our questions, and for
opening up his life to share with all of us!
About the Authors
Billy and Akaisha Kaderli are
recognized retirement experts and internationally published authors on
topics of finance, medical tourism and world travel. With the wealth of
information they share on their award winning website RetireEarlyLifestyle.com,
they have been helping people achieve their own retirement dreams since
1991. They wrote the popular books, The
Adventurer’s Guide to Early Retirement and Your
Retirement Dream IS Possible available on their website
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Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
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About Billy & Akaisha