Retirement; like your parents, but way cooler
In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 4th decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
in Your Retirement;
An asset worth investing in
Billy and Akaisha Kaderli
Billy and Akaisha in Guatemala
If you are reading this, you are probably saving up for your retirement,
countless numbers, and are looking forward to the day when you are
In our articles, we have mentioned many times that retirement must be based
on good money sense, but we have also emphasized that it’s the
emotional component of this new lifestyle that can get one’s nose out of joint.
A “sure-fire” asset you can invest in
Lots of people write to us asking about
guarantees in retirement, and they
want to know their particular success rate based on their spending habits,
the amount of money they have saved and the style of retirement they want to
No one - over our last three decades of financial independence - has ever
mentioned this one particular asset that anyone can invest in, at any time,
no matter what their age.
If you want happiness, success in your new lifestyle, or any kind of peace
of mind about your future, we would suggest that you invest in Personal
Take a moment to hear us out.
When we first retired, we flew to Nevis, British West Indies to begin our
world traveling journey. The Four Seasons Resort was just opening and our
insight into food preparation, presentation and customer service from our restaurant days helped make their
transition go smoothly. In exchange, we enjoyed fine dining and wine on a
paradise island at one of the best Hotel chains in the world.
A few months later, we again utilized our restaurant knowledge in exchange
for rent in the beautiful mountains in Montana for a whole summer.
We have survived several Wall Street Market crashes during our retirement
and came out on the other side. We made changes in our portfolio taking
advantage of the downturns thereby strengthening our investments.
unexpected health challenges can turn you on your head, but again, we
chose to make the most of
tourism which was available to us, and we
When we want to
lower our housing expenses we do some
sitting. We “get
local” in every country where we live and pay the neighborhood pricing.
There are all sorts of things one can do to maintain flexibility in life.
It’s a good reminder to realize that there will always be
years of market volatility, family issues, and unforeseen financial outlays.
life is great, but everyday can’t be footloose and carefree. We
thousand days of retirement and have had numerous
challenges of one sort or another during this adventure. It could be
flights or road closures, perhaps poorly prepared food leading to tummy
trouble or an overrun tourist
attraction - which is no longer attractive to us.
We always try to have a Plan B and adjust.
If you are the sort of person who enjoys routine and prefers the
predictable, you could experience anxiety and even fear when something comes
up requiring you to make a change or take a new approach.
However, it is to your advantage to strengthen your “flexibility muscles.”
Why dig your heels in and make it harder on yourself?
There will always be challenges in life no matter if you are retired or not.
It’s better to roll with the waves than try to control the ocean.
What's Your Number? - How much money do you need to retire?
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About the Authors
Early Lifestyle appeals to a different
kind of person – the person who prizes their
independence, values their time, and who doesn’t
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha