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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Down Not Out in Pana

Billy and Akaisha Kaderli

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Billy and Akaisha in Antigua, Guatemala

Billy and Akaisha in Antigua, Guatemala

We spent 100 plus days traveling through Tapachula, the capital of Mexico, Mexico City and finally our old home town of Chapala, Mexico. While there we spent numerous days catching up with old friends, mostly the local Mexicans, hanging out at an International Jazz concert and watching the mesmerizing sunsets on Lake Chapala.

It was beautiful, peace-filled and very relaxing.

The days blew by and we kept busy enjoying the many new restaurants that have opened since our last time there, visited the Gavilan, and we each purchased new reading and sun glasses, and had dental work done. We wrote our newest book, The Adventurer's Guide to Pana Living, and we updated our Adventurer's Guide to Chapala Living, 2nd Edition. We gave print interviews, radio interviews and gave the summary of our Early Retirement to TopMoneyHacks. We also met up with about a dozen people who follow our website and have bought our books. What FUN to meet these people!!

We were definitely zippity-doo-dah-ing and having a blast.


A few days before our planned departure back to Guatemala, Billy got sick, coughing through the night with a fever and being generally miserable. It was unseasonably hot in Chapala, and all we had were a few fans, so sleeping was fitful. He went to a doctor who gave him meds and although he was not feeling the greatest we flew to Guatemala City, planning on staying in Antigua for a couple of days figuring he could recoup.

Then it hit Akaisha.


She was down with the same symptoms, sleeping 20 hours a day and having body wracking coughing spasms. On top of this, neither of us was able to eat much, and everything was delirium.

It’s one thing when one of us is sick, and the other can pick up the slack, but this time we both were going through the mill. In all of our years of travel this was a first. All we wanted to do was sleep and cough.

Even though we had no appetite, we had to put something in our stomachs besides antibiotics, Gatorade and cough drops.

Akaisha was in no shape to go to a restaurant so Billy had to head out and bring food back to our hotel. Nothing looked good, nothing tasted good, and we were struggling.

After three nights in Antigua with absolutely no progress, we made the decision to go to Panajachel.

Gorgeous Lake Atitlan

Gorgeous Lake Atitlan

Oh joy! Now we needed to get to Pana, a 3 hour mountainous van ride. We called our driver in Panajachel and arranged for Moses to pick us up. This was our best option, considering our condition.

Akaisha slept - or at least tried to - laying down in the back of the van while Billy held on through the turns. The curvaceous ride didn’t help with our conditions but we made it.

Back in our little town, we both collapsed just happy to be “home” but concerned about our health.

What WAS this weird thing we had?

The good news was that Billy started recovering but Akaisha was not getting any better at all. Concerned she might have something more than just bronchitis,  she went to one of the local doctors. Fortunately, the diagnosis was not walking pneumonia, and the fever finally became manageable.


Neither of us had much energy due to lack of food and the violent coughing spasms we were having, but Billy continued to shop and bring food home for the both of us. What a champ!!

It's two weeks later, and finally there is light in Akaisha’s eyes once again, and she's starting to feel normal.

Curiously, this bug has been going around, as other friends of ours in Chapala came down with the same nasty thing. And we spoke with someone in Antigua who had it also, saying it lasted 3 weeks for him. Speaking with family in California, we were told that all of Mexico and Central America had been hit with a super bug, so maybe this is what we contracted.

Let’s hope it stays away from you!

We may be down short term in Pana....but we are not out!


About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance, medical tourism and world travel. With the wealth of information they share on their award winning website, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible available on their website bookstore or on

Retire Early Lifestyle appeals to a different kind of person – the person who prizes their independence, values their time, and who doesn’t want to mindlessly follow the crowd.

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