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In 1991 Billy and Akaisha Kaderli retired at the age of 38. Now, into their 3rd decade of this financially independent lifestyle, they invite you to take advantage of their wisdom and experience.

Two Dozen Years of Financial Independence

Billy and Akaisha Kaderli

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Another year has passed, and on January 14, 2014, we began our 24th year of financial independence.

On the one hand, it’s easy to take this lifestyle for granted since we have lived it for decades. On the other, it truly is an amazing accomplishment and we are rich beyond money. We have survived several market crashes (the 2000 dot com bubble, The Great Recession) and even some serious medical scares. But as life commands, we have personally grown to match our circumstances and we continue to learn new things which add zest to our perspectives.

 

Everyone in our circle of friends and peers told us this lifestyle was not possible and that we would fail. We were too young, we’d be bored, we’d wish that we would have stayed in the workforce and our financial opportunities would become limited. Our social connections would thin out and basically, we’d be stranded on a sandbar out in the land of “what were we thinking?

 

Of course, none of that happened and, at 61, we couldn’t be happier at this time in our lives. Wide horizons are still before us and we have a blank canvas on which to paint more adventures. Sure, we have slowed down and have made some changes in our travel style, but those changes have added to our comfort levels, so traveling is still a wondrous and fun experience.

We love encountering indigenous cultures and seeing firsthand what all of us humans have in common; what we all struggle for in this life on earth.

Billy and Akaisha at an indigenous market, Thailand

Billy and Akaisha at an indigenous market, Thailand

Nature is always a marvel to behold, whether it is a volcano erupting just 8 miles from our house sitting gig or living lakeside inside a volcano's caldera, walking through rainforests and jungles, or dipping our toes into turquoise Caribbean waters. We had years of RV living where the view from our front porch changed with the different locations we visited.

 

While we might serve as an example of an unconventional lifestyle choice, we want to remind you that you, too, can choose something similar for yourselves; a lifestyle that fits your circumstances, your finances, your dreams. The 4% rule (spending only 4% of your invested net worth each year) will keep you financially in line as will tracking your spending which we have always encouraged. And while it is recommended to have 25 times your spending socked away into savings before severing your ties with the workforce, with social security, retirement could be made sooner and easier for some of you.

If you have an inkling to do something grand with your life, flesh out your plan. Don’t give up. Keep your own counsel and don’t believe the naysayers.

This is your life. These are your dreams.

If you have questions or simply want to share your lives with us, please write us at TheGuide@RetireEarlyLifestyle.com or join our Retire Lifestyle Mentors Subscription. We’d love to hear from you.

Here’s to the years ahead!

Wishing you every good thing imaginable,

Akaisha and Billy Kaderli

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About the Authors

Billy and Akaisha Kaderli are recognized retirement experts and internationally published authors on topics of finance and world travel. With the wealth of information they share on their popular website RetireEarlyLifestyle.com, they have been helping people achieve their own retirement dreams since 1991. They wrote the popular books, The Adventurer’s Guide to Early Retirement and Your Retirement Dream IS Possible.

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Billy and Akaisha continue to journal and photograph their world travels.

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