In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 3rd decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
The Price of
Billy and Akaisha Kaderli
Security is mostly a
superstition. It does not exist in nature, nor do the children of
men as a whole experience it. Avoiding danger is no safer in the
long run than outright exposure. Life is either a daring adventure,
or nothing. Helen Keller
Akaisha in a longboat on the
Recently I have been
reading a book called Daring Greatly by Brene Brown. You may have
heard of it. The theme of the book is about being vulnerable, taking risks and
being willing to expose ourselves to possible failure. Itís an enlightening read.
I bring this up
because what I want to share with our readers is that security has a price.
Everyone speaks about how risk is dangerous and sometimes unthinkable. It seems
that everyone wants unmitigated surety Ė the 100% guarantee.
But security never
makes one courageous nor does it make a personís heart sing.
We all want our bases
covered, and none want to be starving or out in the land of the lost. But there
is an energy about taking a risk with the possibility of failure that adds
dimension to our lives and creates memories that we share with our children and
grandchildren and we can ruminate over when we become old. Having everything laid
out, fully unchallenged with no adversary to overcome makes for a dull story.
To make my point, I
want to share with you a couple of big risks I took with my life direction over
In 1971 was 19 years old
and my then 20 year old boyfriend wanted to make an extensive summer motorcycle
trip across the country from the Midwest through a semi-southern route, up the
coast of California to Alaska and back again via northern roads. This sounded
like the most exciting thing I could imagine in my life at that time.
I had $400 dollars
saved and a vinyl, fleece-lined coat my father had given me. My boyfriend had
$500 and a good pair of warm gloves he let me wear when it snowed or rained. We
owned sleeping bags and a tent. He had a 550 Triumph (oh those electrical
problems!), was a good driver and gasoline was 40 cents per gallon. What could
We ended up traveling
thousands of miles in heavy wind, rain, fog and unbearable heat but also on
perfectly crisp mornings, and amazing sunlit days. We traveled the Alaskan
pipeline before it had been completed and helped a friend build a log cabin on
his property in British Columbiaís Queen Charlotte Islands.
We tested our mettle
and we tested our relationship. Everything survived.
The memories of that
summer donít fade into oblivion like the summers I worked in the department
store and ate pizza on Friday nights.
I took the courage I
garnered from this trip forward with me into my future. I found out that I was not a
lightweight and that quality of spirit has served me many times over the years.
Similarly, after a 6
month trip to Europe almost a decade later, my husband Billy and I purchased a
restaurant with some creative family financing. ďEveryoneĒ told us we should not
pursue this venture and that we had surely overreached. We were 27 years old and
our financial futures were on the line.
Failure wasnít an
Our blood, sweat and
tears paid for that restaurant and it certainly was not an easy career choice.
We did not have holidays off, a 401k program or an employee sponsored pension.
We paid for our own health care.
But on the other
hand, we matured young and built a sense of self-reliance that money canít
We still hold the
perspective that if there is a choice between taking a chance that will enrich
your life or staying put in entrenched security, one should take the chance.
If you were to look
back on your life, the colorful, most outstanding memories are the ones where
you reached for the stars, where you put yourself on the line and took a
personal or professional chance.
I guess my point is
that risk has a price but so does security. I think risk pays better.
About the Authors
Billy and Akaisha Kaderli are
recognized retirement experts and internationally published authors on topics of
finance and world travel. With the wealth of information they share on their
they have been helping people achieve their own retirement dreams since 1991.
They wrote the popular books,
The Adventurerís Guide to Early Retirement and
Your Retirement Dream IS Possible.
information about financial independence and travel, visit our