In 1991 Billy and Akaisha Kaderli retired at the age
of 38. Now, into their 3rd decade of this
financially independent lifestyle, they invite you
to take advantage of their wisdom and experience.
5 Truths We Have
Discovered after 3 Decades of Retirement
and Akaisha Kaderli
Billy and I were
fortunate. At the age of 38,
left the conventional working world and launched
an independent lifestyle of our own creation. It was an uncharted road with few
support systems like online banking, safe withdrawal rates, and email to keep in
touch with family. We wrote our script for living as we went along, and now, in
our mid-60's and nearing 3 decades of financial independence, we want to
share with you 5 truths we have discovered about retirement life.
Itís a lifestyle,
not a vacation
Many people think
that retirement is one party after another with every dream becoming fulfilled;
Days brimming with rounds of golf, mornings of
sailing in the
bay, cocktails in the evenings,
vacations and eating at the latest
restaurants. Wardrobes are refreshed with endless shopping, bolstered by
This hectic schedule
sustainable nor recommended.
Living your newfound
freedom as a
lifestyle instead of in constant vacation mode will give you
stamina and your wallet longevity.
The stress doesnít
stop, it just changes form
After years of
planning to leave a job they dislike, the idea of never having to get up early,
pack a lunch and drive to work, people somehow believe that life will be
completely without stress. This is not true! While you may no longer need to
deal with an overbearing boss or a bothersome co-worker, life still goes on.
There are family issues, bills to be paid, perhaps
home maintenance and
the very important task of keeping yourself young and
The trash still needs
to be taken out.
Keep things simple
Life has a way of
becoming complicated. Even planning a picnic or a group dinner engagement can
take on mammoth proportions if one doesnít focus on
keeping things simple.
Wanting to cram years of fun and ideas into a few hours can make for stress you
donít really need. It can also
more than you might like to spend.
is a work in progress, and you're in charge.
While you may
have done your homework on the retirement front, thereís still the
chance that your dream lifestyle might need some tweaking. If you find
that this is the case, you are not a failure. You are the captain of
your ship and can decide what to change if something might fit better.
Life is not static. Leave room for some serendipity.
Don't take life so
seriously, have fun with it! It's later than you think!
This last point is so
very important. No matter where you are on the continuum of life, itís later
than you think. We canít tell you how many friends we have lost in the last few
years Ė those who were only in their 50s, some in their mid-60s.
All this planning and focus on the future and not a moment to enjoy the present
Today is the day to
smile. Find a way to laugh heartily. Try something new. Refresh yourself. Have
Because itís truly later than you think.
For more articles on
Retirement, see our
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About the Authors
Billy and Akaisha Kaderli are
recognized retirement experts and internationally published authors on
topics of finance, medical tourism and world travel. With the wealth of
information they share on their award winning website RetireEarlyLifestyle.com,
they have been helping people achieve their own retirement dreams since
1991. They wrote the popular books, The
Adventurerís Guide to Early Retirement and Your
Retirement Dream IS Possible available on their website
Early Lifestyle appeals to a different
kind of person Ė the person who prizes their
independence, values their time, and who doesnít
want to mindlessly follow the crowd.
Retire Early Lifestyle Blog
About Billy & Akaisha